SXGuy's UE Diary

[SXGuy]

Re: SXGuy's UE Diary

All of RBS are muppets.

Natwest dont seem to know the difference between refusing to supply a signature for a CCA request, and a SAR Request. Ive still yet to receive anything from them, not even a letter asking for payment. lol

[MrsD]

Re: SXGuy's UE Diary

that's what I would do

[SXGuy]

Re: SXGuy's UE Diary

Update, Niddy confirmed Mint as enforceable. Was pretty good what they sent!, will continue to blag until anything formal arrives.

Another update, Received a letter from Moorcroft re LLoyds, Niddy confirmed UE, last letter sent to them was Creditor refusual to accept UE, back in June.

Received letter today saying they note no payment has been made since 10/04/12 and must make payment within next 24 hours or they may recommend further debt recovery action.

Was gonna send back a letter saying contents have been noted, refer to my last letter, what you think?

[The Tech Clerk]

Re: SXGuy's UE Diary

Ok ive emailed niddy the Mint agreement. Lets keep our fingers crossed guys LOL

Niddy will make Lambs meat of the (Mint) no doubt.

[SXGuy]

Re: SXGuy's UE Diary

Ok ive emailed niddy the Mint agreement. Lets keep our fingers crossed guys LOL

[SXGuy]

Re: SXGuy's UE Diary

You know what, its been sitting on the desk waiting to be scanned and emailed.

Ive had a nasty cold, been busy at work, and the mrs is poking me to get the laminate flooring finished. just havent found the time.

Ill def get it sorted by next week.

[SXGuy]

Re: SXGuy's UE Diary

LOL maybe the point is, they already have one

[Deepie]

Re: SXGuy's UE Diary

Maybe they need a good accountant............

[SXGuy]

Re: SXGuy's UE Diary

little update, DLC have again sent the "We have some new info regarding your account" letter.

These muppets just wont give up, they know its UE, have admitted it, but continue to write stupid letters every 3 months.

Why they dont just close the account is beyond me, perhaps they like to have the debt on their bad debt balance sheets lol

[SXGuy]

Re: SXGuy's UE Diary

Ok guys thanks, i will send it to Niddy.

If i get a chance tomorrow ill send it then, but ill be preparing to leave for hols friday morning so could possibly be next tuesday when i get a chance.

Off to the isle of wight for 3 nights, nothing major, but first family trip away in a few years.

Thanks to this site of course

[Pixie]

Re: SXGuy's UE Diary

I wouldn't do anything about it until Niddy's seen it.

I've had ccas that I thought were enforceable but Niddy said UE.

[Deepie]

Re: SXGuy's UE Diary

Send it to Niddy for a quick look----------> agreements@all-about-debt.co.uk

[SXGuy]

Re: SXGuy's UE Diary

update time.

Finally got back the CCA Request for Mint, think it took them around 2 months.

To me it looks 100% enforecable.

The supplied, statement of account, original agreement (RBS advanta Gold) PT's were on the reverse, copy of the T&C's leaflet that came with it, current T&C's, copy of letter when mint card was issued, PT's on reverse of that also, plus copies of recent letters sent.

The only thing i can see thats questionable, is the two last letters issued state the total balance due plus arrears, but one letter asks to make a payment less than the min required, (by about 50 quid i think) not sure if thats anything to work with.
I will email niddy next week (going away for long weekend friday morning).

My mother is debating whether to blag and send missing PT's or to offer them something.

Reason being, they continue to add charges and interest.

Then again if she offered them £1 per month, theres no guarentee that they would accept to freeze interest and charges, so bit of a quandry.

Any thoughts guys? Idealy i want to force them to terminate agreement so the balance doesnt keep escalating.

[SXGuy]

Re: SXGuy's UE Diary

another ickle update.

Link have sent a letter re Barclaycard, £1 payment was missed last month, please pay £1 to settle arrears lol.

Filed away for now.

[SXGuy]

Re: SXGuy's UE Diary

got a reply from Freds, account on hold while they investigate AGAIN lol.

Prob here from them in a couple days saying cap one complied with CCA.