bobogosing's UE diary

[CleverClogs (RIP)]

Re: bobogosing's UE diary

Received reply from Arrow dated 30/1/12.

I wonder what Arrow are trying to suggest when they say "we do not accept we are the creditor as envisaged by the above statute" (i.e. under the CCA Act) in your letter

I would say that it was quite obvious - they succeeded in demonstrating that they really do not have a clue about how the Law of Property Act 1925 operates.

Regardless of this attempt to distance themselves from the issue which they know damn well is their responsibility, they have put AIC on hold while they rummage around for your agreement which is excellent news for you

But do they know that producing a "twue copy" of the agreement is their responsibility? Their daft letter suggests they'll request it from the Mafia Bank of North America, who may or may not cobble something together which looks credible.

[Never-In-Doubt]

Re: bobogosing's UE diary

Best of luck - lets hope you have a prolonged period of silence.....

[bobogosing]

Re: bobogosing's UE diary

Everyone!

Updating!

I have not heard anything from any of the creditors, mine or hubby's.

Just hope they stay that way for another 5yrs

Anyway, takecare all!!

bobo x

[bobogosing]

Re: bobogosing's UE diary

I wonder what Arrow are trying to suggest when they say "we do not accept we are the creditor as envisaged by the above statute" (i.e. under the CCA Act) in your letter

Regardless of this attempt to distance themselves from the issue which they know damn well is their responsibility, they have put AIC on hold while they rummage around for your agreement which is excellent news for you

Hopefully the same will happen to all the other AADers who got sold to them by MBNA last week

Yep! Lets hope so. I have MBNA Virgin which Niddy says enforceable. I have sent the "account sold whilst in dispute" template also, so I am that they'll send the same letter.

[swanfan]

Re: bobogosing's UE diary

Just like Plan B

Well i didn't wanna say that but...

[PlanB]

Re: bobogosing's UE diary

Trying to sound clever & like they know what they're talking about perhaps....

Just like Plan B

[swanfan]

Re: bobogosing's UE diary

I wonder what Arrow are trying to suggest when they say "we do not accept we are the creditor as envisaged by the above statute" (i.e. under the CCA Act) in your letter

Trying to sound clever & like they know what they're talking about perhaps....

[PlanB]

Re: bobogosing's UE diary

Received reply from Arrow dated 30/1/12

I wonder what Arrow are trying to suggest when they say "we do not accept we are the creditor as envisaged by the above statute" (i.e. under the CCA Act) in your letter

Regardless of this attempt to distance themselves from the issue which they know damn well is their responsibility, they have put AIC on hold while they rummage around for your agreement which is excellent news for you

Hopefully the same will happen to all the other AADers who got sold to them by MBNA last week

[Deepie]

Re: bobogosing's UE diary

Hello Niddy and All!

Received reply from Arrow dated 30/1/12.
Do I file away please? Thanks bobo x

Yes ....just sit & wait............

[bobogosing]

Re: bobogosing's UE diary

I have moved all the posts related to the assignment issue over here, into one place: ---> What to do when your account is Assigned?

Hello Niddy and All!

Received reply from Arrow dated 30/1/12.
Do I file away please? Thanks bobo x

[bobogosing]

Re: bobogosing's UE diary

Harassment & Threat of Doorstep-Visit

Thank you I2D! x

[Deepie]

Re: bobogosing's UE diary

UPDATE

RBS Natwest Cards (Mrs bobo's)
Type of account: RBS Natwest Card
Date commenced: pre 2004, will update
Approx balance: £2714.03
Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
Status: Default and in arrears
Account owner: Royal Bank of Scotland PLC-Card Services
10/2/11 send cca request
25/2/11 received letter from Moorcroft, email to Niddy and wait for advice
26/2/11 Niddy said to ignore this letter from Moorcroft too, as they are in default for not sending my CCA request

5/3/11 Received "POSSIBLE LITIGATION" letter from Moorcroft, emailing it to Niddy
5/3/11 Received CCA, waiting for Niddy's advise
10/3/11 Send letter as Niddy adviced - Threat by Lender/D.C.A - To Commence Litigation
5/5/11 Received LITIGATION WARNING letter from midas creditservices whom is part of Moorcroft. Uploading for Niddy to advise
9/5 sent Threat by Lender/D.C.A - To commence litigation as advised by Niddy
19/8 received ligitigation warning from midascreditservices
2/9 sent enough is enough template to midascreditservices
9/9 received letter from moorcroft saying," unfortunately moorcroft is no longer responsible for collection activity on this account."
14/9 received notice of debt collection letter from westcot, it says," please contact us as soon as possible as failure to do so will result in further recovery action"
12/10/11 received" an offer to reduce the amount payable on your debt" letter from nelson guest & partners solicitors, see post #324. Advised to ignore
Received FINAL NOTICE letter from Wescot dated 23/12/11.


Received letter from wescot saying:

"A door step collector being instructed to visit your property to collect payment or Either us or our client taking Legal action against you through the courts.If legal proceedings are issued and a judgement or a Decree is obtained against you, court fees and legal costs could increase the amount you owe."

I am trying to find the "DCA threats and no doorstep call" template, not having much luck. Can someone point me to the right direction please? A very grateful bobo x

Harassment & Threat of Doorstep-Visit

[bobogosing]

Re: bobogosing's UE diary

UPDATE

RBS Natwest Cards (Mrs bobo's)
Type of account: RBS Natwest Card
Date commenced: pre 2004, will update
Approx balance: £2714.03
Date last paid: Nov 2003 then went on DMP with CCCS Dec 2003
Are you on arrangement or not paying: Was on DMP with CCCS, last paid in Nov 2010
Status: Default and in arrears
Account owner: Royal Bank of Scotland PLC-Card Services
10/2/11 send cca request
25/2/11 received letter from Moorcroft, email to Niddy and wait for advice
26/2/11 Niddy said to ignore this letter from Moorcroft too, as they are in default for not sending my CCA request

5/3/11 Received "POSSIBLE LITIGATION" letter from Moorcroft, emailing it to Niddy
5/3/11 Received CCA, waiting for Niddy's advise
10/3/11 Send letter as Niddy adviced - Threat by Lender/D.C.A - To Commence Litigation
5/5/11 Received LITIGATION WARNING letter from midas creditservices whom is part of Moorcroft. Uploading for Niddy to advise
9/5 sent Threat by Lender/D.C.A - To commence litigation as advised by Niddy
19/8 received ligitigation warning from midascreditservices
2/9 sent enough is enough template to midascreditservices
9/9 received letter from moorcroft saying," unfortunately moorcroft is no longer responsible for collection activity on this account."
14/9 received notice of debt collection letter from westcot, it says," please contact us as soon as possible as failure to do so will result in further recovery action"
12/10/11 received" an offer to reduce the amount payable on your debt" letter from nelson guest & partners solicitors, see post #324. Advised to ignore
Received FINAL NOTICE letter from Wescot dated 23/12/11.


Received letter from wescot saying:

"A door step collector being instructed to visit your property to collect payment or Either us or our client taking Legal action against you through the courts.If legal proceedings are issued and a judgement or a Decree is obtained against you, court fees and legal costs could increase the amount you owe."

I am trying to find the "DCA threats and no doorstep call" template, not having much luck. Can someone point me to the right direction please? A very grateful bobo x

[bobogosing]

Re: bobogosing's UE diary

Send this off: ---> Our Templates | Unenforceability Templates | Threat by Creditor - To Apply for a Charging Order

Thank you Niddy!

[Never-In-Doubt]

Re: bobogosing's UE diary

Anyone??!! Do I file away or is there a template I need to send? bobo x

Send this off: ---> Our Templates | Unenforceability Templates | Threat by Creditor - To Apply for a Charging Order