Roomtobreathe's UE Diary - Halifax CC-*Niddy Intervention - Resolved*

[Undercover Elsa]

Re: Roomtobreathe's UE Diary - Halifax CC

Just a post to say that a satisfactory resolution to this has been reached, with much thanks to Niddy and his hard work.

Can a mod mark the thread title as sorted or summat like that?

So pleased for you..you have even more room to breathe now!
Title changed as requested.
Elsa x

[PlanB]

Re: Roomtobreathe's UE Diary - Halifax CC

Just a post to say that a satisfactory resolution to this has been reached, with much thanks to Niddy and his hard work.

I'm happy to hear this. What a relief for you to know your ordeal is finally over

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Just a post to say that a satisfactory resolution to this has been reached, with much thanks to Niddy and his hard work.

Can a mod mark the thread title as sorted or summat like that?

[Never-In-Doubt]

Re: Roomtobreathe's UE Diary - Halifax CC

Still awaiting a reply to my email mate..... Assuming you received it (a few days ago)...

[carol01]

Re: Roomtobreathe's UE Diary - Halifax CC

from a personal experience i would let niddy negotiate with the 1st credit chap, i have a payment plan with them now and its one less thing to worry about goodluck

[Never-In-Doubt]

Re: Roomtobreathe's UE Diary - Halifax CC

Yea but he needs to instigate it

[PlanB]

Re: Roomtobreathe's UE Diary - Halifax CC

Do you want me to contact my contact at 1st and get the threat of SD put off, ie cancelled.

I think that's an offer the OP can't refuse

[Never-In-Doubt]

Re: Roomtobreathe's UE Diary - Halifax CC

Do you want me to contact my contact at 1st and get the threat of SD put off, ie cancelled. Doing so means we negotiate from outset... I can buy you a month of no contact before we need to discuss things? If interested please clarify and then I'll email you...

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Letter today from 1st credit threatening bankruptcy, giving a repayment plan offer of over £1k per month until the debt is settled and if we miss a payment they might pass to connaught collectons to issue an SD.

Glad I sent the CCA request yesterday, will give a bit more time whilst the best way to proceed is considered (really means Niddy is looking, I don't have a clue )

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Thanks Niddy, will get that off in the post tomorrow.

Again, thank you so much for putting my mind at rest.

[Never-In-Doubt]

Re: Roomtobreathe's UE Diary - Halifax CC

for reference, it is 100% EN so lets buy some time before we move in with an offer to settle (monthly amounts).... I'll be in touch again when they send the CCA but for now, do that and try not to worry.

[Never-In-Doubt]

Re: Roomtobreathe's UE Diary - Halifax CC

Ok, maybe we need to send a cca for now so we can buy time and see what 1st really have so send a new CCA to 1st Credit please.

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Thanks Niddy, appreciated.

[Never-In-Doubt]

Re: Roomtobreathe's UE Diary - Halifax CC

Yup, you were going to sleep on it and get back to me

Hmmm ok, I'll check again tonight - if there's nothing to gain by settling - or you can't afford to settle but it's enforceable then there is little left to play with sadly. But for now, don't send anything let's think of a way around this and moving forwards. I'll check tonight and email you / update here

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Didn't we discuss this in email?

Yup, you were going to sleep on it and get back to me