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Roomtobreathe's UE Diary - Halifax CC-*Niddy Intervention - Resolved*

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  • Never-In-Doubt
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Didn't we discuss this in email?

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Should I send summat like a cca request to 1st credit to buy some time as Niddy looks at this?

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Thanks Deepie, emails now sent!

    Leave a comment:


  • Deepie
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Originally posted by roomtobreathe View Post
    Anyone kind enough to show me the link to Niddy's email?

    Can only find the board email but can't send attachments with it.

    Thanks
    Here-----> agreements@all-about-debt.co.uk

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Anyone kind enough to show me the link to Niddy's email?

    Can only find the board email but can't send attachments with it.

    Thanks

    Leave a comment:


  • nightwatch
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    OOOOoooooooooo Niddy has another one xxx

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    No!! Don't do lol

    i know 1st credit. Please mail me their letter and the cca stuff again please

    for now send nothing. Just wait.....

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Thanks, will do.

    Leave a comment:


  • SXGuy
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Send sold whilst in dispute template to 1st credit.

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Got a letter on the 2nd Dec from Halifax telling me they'd flogged the debt lock, stock and barrel to 1st Credit.

    Today have got a letter from 1st Credit threatening a statutory demand, bankruptcy and a list of implications/threats - losing house etc if I don't cough up.

    Any advice on what steps/responses to take?

    Ta.

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    thanks Niddy,and Elsa, will do.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Send the template above to iQor and see what that does for now.

    Leave a comment:


  • Undercover Elsa
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Hi RTB,
    Such a shame this turned out to be enforceable

    Decision time really. Have you sent the "Enough is Enough" template yet? You could do that if you want to blag a while longer: http://all-about-debt.co.uk/template...lity/s5-t4.php

    On the plus side, Halifax only rarely sully their hands with legal action, although it's not unknown. More often than not they sell on delinquent accounts, in my experience.

    Alternatively, if you feel it's time to deal then send them an offer based on your Nedcab CFS. You can buy a month before doing that by telling them you're seeking independant advice. Give me a shout if you want help with that.

    Might be an idea to see if Niddy has any other thoughts before deciding.

    Elsa x

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Hi Undercover Elsa,

    Had a look at the application form and PPI was not asked for.

    What do you think is the best way to progress this?

    Leave a comment:


  • Undercover Elsa
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Is the Payment protection box ticked on the application/agreement?

    Leave a comment:

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