Roomtobreathe's UE Diary - Halifax CC-*Niddy Intervention - Resolved*

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Not sure if I had ppi with them. What's the best way to find out?

Unfair charges? I'll look through the last lot of statements and communication with them to see what they have decided to add.

Thanks

[Undercover Elsa]

Re: Roomtobreathe's UE Diary - Halifax CC

Are there any other disputes you can raise with them RTB...unfair charges, PPI etc?

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

iQor have now responded by saying that the Halifax have already sent the agreement in September and they expect to hear from me re repayment proposals.

Any suggestions?

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Will do Pixie!

[Pixie]

Re: Roomtobreathe's UE Diary - Halifax CC

Personally, I would send it to gpb solicitors as they are the ones making the threat...or, if you want to be doubly safe, send it to both.

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

MrsD, would that letter be to iqor or gpb solicitors?

GPB do say don't get in touch with us but contact iqor.

Thanks

[MrsD]

Re: Roomtobreathe's UE Diary - Halifax CC

get it printed and get it off!!!

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

That was quick!

Thanks

[MrsD]

Re: Roomtobreathe's UE Diary - Halifax CC

I would send this

Our Templates | Unenforceability Templates | Threat by Creditor - Threat-o-Gram Letter Before Action

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Methinks I've missed In2Deep's last instructions!

Anyways, latest is as below:

9th October 2012 - Letter from Halifax, iQor now been instructed.
16th October 2012 - letter from iqor, payup.
2nd November 2012 - credit card statement from Halifax!!!???
16th November 2012 - letter from gpb solicitors, pay iqor or legal action will be commenced.

What should be the next course of action?

Thanks!

[Deepie]

Re: Roomtobreathe's UE Diary - Halifax CC

Horwich Farrelly have now replied with 8 sheets of A4 plain paper, double-sided, laser printed T&Cs. All names, signatures etc are blsnk.

They also request payment within 10 days. Payment methods include 'Pay by card- anytime'!

They give the impression of being just a solicitors letterhead for hire.

Anyways, where now with this 'enforcable' debt?

Ta.

Help!

What's my next step now they've sent these 8 sheets?

I Would send this if it were me----> CCA Query - Terms & Conditions Received

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Help!

What's my next step now they've sent these 8 sheets?

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Horwich Farrelly have now replied with 8 sheets of A4 plain paper, double-sided, laser printed T&Cs. All names, signatures etc are blsnk.

They also request payment within 10 days. Payment methods include 'Pay by card- anytime'!

They give the impression of being just a solicitors letterhead for hire.

Anyways, where now with this 'enforcable' debt?

Ta.

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Thanks Niddy, will do.

[Never-In-Doubt]

Re: Roomtobreathe's UE Diary - Halifax CC

Unfortunately Niddy has deemed this

Suggested blagging with the missing PT template, does that mean just sending the template as is?

Ta.

sorry mate, it's just too new

Send this for now ---> http://www.all-about-debt.co.uk/temp...lity/s2-t1.php