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Roomtobreathe's UE Diary - Halifax CC-*Niddy Intervention - Resolved*

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  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Not sure if I had ppi with them. What's the best way to find out?

    Unfair charges? I'll look through the last lot of statements and communication with them to see what they have decided to add.

    Thanks

    Leave a comment:


  • Undercover Elsa
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Are there any other disputes you can raise with them RTB...unfair charges, PPI etc?

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    iQor have now responded by saying that the Halifax have already sent the agreement in September and they expect to hear from me re repayment proposals.

    Any suggestions?

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Will do Pixie!

    Leave a comment:


  • Pixie
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Personally, I would send it to gpb solicitors as they are the ones making the threat...or, if you want to be doubly safe, send it to both.

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    MrsD, would that letter be to iqor or gpb solicitors?

    GPB do say don't get in touch with us but contact iqor.

    Thanks

    Leave a comment:


  • MrsD
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    get it printed and get it off!!!

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    That was quick!

    Thanks

    Leave a comment:


  • MrsD
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    I would send this

    Our Templates | Unenforceability Templates | Threat by Creditor - Threat-o-Gram Letter Before Action

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Methinks I've missed In2Deep's last instructions!

    Anyways, latest is as below:

    9th October 2012 - Letter from Halifax, iQor now been instructed.
    16th October 2012 - letter from iqor, payup.
    2nd November 2012 - credit card statement from Halifax!!!???
    16th November 2012 - letter from gpb solicitors, pay iqor or legal action will be commenced.

    What should be the next course of action?

    Thanks!

    Leave a comment:


  • Deepie
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Originally posted by roomtobreathe View Post
    Horwich Farrelly have now replied with 8 sheets of A4 plain paper, double-sided, laser printed T&Cs. All names, signatures etc are blsnk.

    They also request payment within 10 days. Payment methods include 'Pay by card- anytime'!

    They give the impression of being just a solicitors letterhead for hire.

    Anyways, where now with this 'enforcable' debt?

    Ta.
    Originally posted by roomtobreathe View Post
    Help!

    What's my next step now they've sent these 8 sheets?
    I Would send this if it were me----> CCA Query - Terms & Conditions Received

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Help!

    What's my next step now they've sent these 8 sheets?

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Horwich Farrelly have now replied with 8 sheets of A4 plain paper, double-sided, laser printed T&Cs. All names, signatures etc are blsnk.

    They also request payment within 10 days. Payment methods include 'Pay by card- anytime'!

    They give the impression of being just a solicitors letterhead for hire.

    Anyways, where now with this 'enforcable' debt?

    Ta.
    Last edited by roomtobreathe; 28 September 2012, 06:27.

    Leave a comment:


  • roomtobreathe
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Thanks Niddy, will do.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Roomtobreathe's UE Diary - Halifax CC

    Originally posted by roomtobreathe View Post
    Unfortunately Niddy has deemed this

    Suggested blagging with the missing PT template, does that mean just sending the template as is?

    Ta.
    sorry mate, it's just too new

    Send this for now ---> http://www.all-about-debt.co.uk/temp...lity/s2-t1.php

    Leave a comment:

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