MattyA UE Diary

[Never-In-Doubt]

Re: MattyA UE Diary

Thanks Oscar - No PPI but there are plenty of charges......I too really dont know why they have not banged this into court as yet?

Plenty of charges? How much do you think, i.e. in total...?

[MattyA]

Re: MattyA UE Diary

Not sure will have a tot up and let you know.....but I was late paying it many times in the last couple of years .....

[MattyA]

Re: MattyA UE Diary

Hi matey

what did they send you by way of agreement, i.e. was it a signed copy? (sorry can't remember)...

They sent me a signed copy of the original application form along with copies of T&C's and the agreement (not signed) which had a box on the back to sign and return if I wished to cancel the agreement.(I took the card out in2005)

[MattyA]

Re: MattyA UE Diary

Plenty of charges? How much do you think, i.e. in total...?

Sorry Boss - I was wrong !
Very few charges on this account now I have checked just the last few months late & overlimit fees prior to defaulting me, with the odd late fee prior to that.
I dont have the 1st couple of years statements - but dont think it is worthwhaile SARing them as during that time I managed the account well.

Plan B I guess - whatever that may be.

Matty

[Never-In-Doubt]

Re: MattyA UE Diary

They sent me a signed copy of the original application form along with copies of T&C's and the agreement (not signed) which had a box on the back to sign and return if I wished to cancel the agreement.(I took the card out in2005)

please send me the agreement, cover letter and terms again mate and I'll recheck things.....

[MattyA]

Re: MattyA UE Diary

please send me the agreement, cover letter and terms again mate and I'll recheck things.....

Oki Doki - will do

[MattyA]

Re: MattyA UE Diary

Oki Doki - will do

Sent

[Never-In-Doubt]

Re: MattyA UE Diary

Sent

agreements@all-about-debt.co.uk ??

empty mate

[MattyA]

Re: MattyA UE Diary

Update 1/11/11

Hi everybody - just returned from 2 weeks holiday (Hope you had a good one your Nidship) and to a pile of letters - 14 in total (1 a day is not so bad I suppose)

1:Yet another letter from Robbersway thanking me for me 'recent contact' and again confirming that their client has rejected my dispute.
They also now inform me that I can go to the FOS if I want to.
They say they will hold my account for 14 days to enable me to provide them with an FOS number....after that normal collections will resume.
I thought FOS doesnt do UE....is this some kind of ploy to trip me up?
I will ignore for now as I am not sure what else to send this lot now.

2: Letter from Cabot re my Opus account -confirming that their client has failed to comply with my CCA request as the documentation provided is incomplete - so they have 'ceased collection activity' on my account but will continue to report to CRA's accordingly.

3: Another letter received from Amex reminding me of their settlement offer - which I will file with the last one and await the FOS's findings.
*Also received a letter from the FOS apologising for the delay in resolving my complaint - I think I will be waiting a while longer yet.

4: Letter received from Moorcroft re my Halifax account informing me that they have returned the file to their client - lets see who picks this up next.

* Letter recieved from Wescot chasing this - will send 'em the sold in dispute template and start the ball rolling all over again.
(These F***ers have also been ringing me at work while I have been away.)

5:Letter received from Moorcroft re my Co-op account - now offering a 30% discount off the balance (£13K) - should I counter this with a 10-20% offer or continue down the UE path?
A number of DCA's have had this in the past and Moorcroft are the latest to have a crack at it.

6: Letter received from Credit Security Ltd re my TSB account.
Not heard of this lot before and this account has been quiet for a while.
Will send off a 'sold in dispute' template.


Regards,

Matty

Re Item 6 - have received 2 letters from TSB:

1 : Enclosing a cheque for £25 for going to the trouble of contacting them!!! No wonder they are all skint

2: Again confirming that they ' are unable to locate my original signed agreement'

Will wait to see what comes next.

Matty

[Never-In-Doubt]

Re: MattyA UE Diary

1 : Enclosing a cheque for £25 for going to the trouble of contacting them!!! No wonder they are all skint

2: Again confirming that they ' are unable to locate my original signed agreement'

Will wait to see what comes next.

[MattyA]

Re: MattyA UE Diary

agreements@all-about-debt.co.uk ??

empty mate

Did it turn up?

Not chasing you for the answer just to know if it arrived or not.

Matty

[Never-In-Doubt]

Re: MattyA UE Diary

Nothing matey.

[MattyA]

Re: MattyA UE Diary

Nothing matey.

Bugger!

Have sent again to the email address posted.....I wonder if it is anything to do with the file size 4mb or that it is coming via AOL ?

Matty

[Never-In-Doubt]

Re: MattyA UE Diary

Sorted. Cheers mate

Back tonight - check it then.

[MattyA]

Re: MattyA UE Diary

Sorted. Cheers mate

Back tonight - check it then.

Ta