DGJsaver UE Diary

[Deepie]

Re: DGJsaver UE Diary

Yep, just busy matey - very busy lol. And now I2D has swanned off on jollies leaving me the UE diaries again

Best of luck - keep us updated

Was only gone 4 days
back now

[Never-In-Doubt]

Re: DGJsaver UE Diary

Was only gone 4 days
back now

Glad to have you back mate. Hope you had a good break

[DGJsaver]

Re: DGJsaver UE Diary

hello hello!!

just a quick one...

nothing to report!


back soon no doubt to update!!

[DGJsaver]

Re: DGJsaver UE Diary

Hello All , well that was a peaceful 4 months , got something i think is quite important on saturday in the post , the BCARD disputed account has been sold to Lowells (a notice of assignmnet letter)...

With a lovely letter from Lowells attached , asking me to please get in touch for a good chat.....


Cheers

DGJ !

[Deepie]

Re: DGJsaver UE Diary

Hello All , well that was a peaceful 4 months , got something i think is quite important on saturday in the post , the BCARD disputed account has been sold to Lowells (a notice of assignmnet letter)...

With a lovely letter from Lowells attached , asking me to please get in touch for a good chat.....


Cheers

DGJ !

Account Sold whilst in Dispute ...Time for this then

[DGJsaver]

Re: DGJsaver UE Diary

Hello all

Hope everybody is well!!

Just a quick addition to this Barclaycard diary!

Last status is deadlock , provide the true copy etc ,moved house , twice since , they have tried their luck sending a letter to an old address ,which just by chance we ARE at as we have just moved there to look after a relative (carers) saying call us , we can’t disclose what about etc till you do , my wife bless her , very innocent did just that , even confirmed our phone number! , she did NOT acknowledge anything account wise though...
Since then, I have had BT change our number because if they started calling it would make things very tricky, basically our relative is infirm, disabled and suffering dementia, we try to not let anyone call as it upsets her, never mind Frederickson’s!

So, see attached arrived this week..., what should my response be? , last acknowledged anything to do with it (as in made a payment, Jan 2010), should I ignore, reply with anything?

Any help appreciated!

And merry Christmas all, don’t let the b*stards get you down!!

[Deepie]

Re: DGJsaver UE Diary

Hello all

Hope everybody is well!!

Just a quick addition to this Barclaycard diary!

Last status is deadlock , provide the true copy etc ,moved house , twice since , they have tried their luck sending a letter to an old address ,which just by chance we ARE at as we have just moved there to look after a relative (carers) saying call us , we can’t disclose what about etc till you do , my wife bless her , very innocent did just that , even confirmed our phone number! , she did NOT acknowledge anything account wise though...
Since then, I have had BT change our number because if they started calling it would make things very tricky, basically our relative is infirm, disabled and suffering dementia, we try to not let anyone call as it upsets her, never mind Frederickson’s!

So, see attached arrived this week..., what should my response be? , last acknowledged anything to do with it (as in made a payment, Jan 2010), should I ignore, reply with anything?

Any help appreciated!

And merry Christmas all, don’t let the b*stards get you down!!

Up to you ......but if I was in that situation I would just ignore for now

[DGJsaver]

Re: DGJsaver UE Diary

I just had a read through some of Pauls advice....going on the below..


2.1 point 5 - isnt on the letter ?

and 2.2 point 3 , surley 7 days is just a scare tactic....?


************************************************** ********************
2. Claimant’s letter before claim

2.1

The claimant’s letter should give concise details about the matter. This should enable the defendant to understand and investigate the issues without needing to request further information. The letter should include –


(1) the claimant’s full name and address;



(2) the basis on which the claim is made (i.e. why the claimant says the defendant is liable);



(3) a clear summary of the facts on which the claim is based;



(4) what the claimant wants from the defendant;



(5) if financial loss is claimed, an explanation of how the amount has been calculated; and



(6) details of any funding arrangement (within the meaning of rule 43.2(1)(k) of the CPR) that has been entered into by the claimant.


2.2

The letter should also –


(1) list the essential documents on which the claimant intends to rely;



(2) set out the form of ADR (if any) that the claimant considers the most suitable and invite the defendant to agree to this;



(3) state the date by which the claimant considers it reasonable for a full response to be provided by the defendant; and



(4) identify and ask for copies of any relevant documents not in the claimant's possession and which the claimant wishes to see.


2.3

Unless the defendant is known to be legally represented the letter should –


(1) refer the defendant to this Practice Direction and in particular draw attention to paragraph 4 concerning the court's powers to impose sanctions for failure to comply with the Practice Direction; and



(2) inform the defendant that ignoring the letter before claim may lead to the claimant starting proceedings and may increase the defendant's liability for costs.

[Never-In-Doubt]

Re: DGJsaver UE Diary

I think you can ignore this. Please don't mix a clear LBA with a basic debt letter

No need to involve Pauls LBA action at this stage.

[DGJsaver]

Re: DGJsaver UE Diary

Cheers Nid , even to me it looks like a fishing letter , i will ignore , but open any future correspondence just to chekc their `progress`

I am gutted to go so long with hearing nothing , it really gets you down!

ahh well , its nearly time to break up from work and hit the baileys

[Never-In-Doubt]

Re: DGJsaver UE Diary

Good man. Have a large un for me too please

Barclays, well they asked Iron Mountain to destroy stored data after 12mth didn't they - this included thousands of agreements

I guess they're a little more careful as to who deals with server tape changes and authorising destruction now

[DGJsaver]

Re: DGJsaver UE Diary

Well stone me , the festive break doesnt half fly!!!

Happy New Year all , hope everyone is OK...

Well , see attached , from the latest bunch pretending to be a different company , this one came in a YELLOW envelope if you please....

respond or ignore...?

Cheers

[Pixie]

Re: DGJsaver UE Diary

I think I'd be sending Our Templates | Unenforceability Templates | Threat by Creditor - To Commence Litigation

[DGJsaver]

Re: DGJsaver UE Diary

ok , thanks Pixie , i only have to reply though to confirm to them that teh person they are after (my better half) is in fact there , and they got lucky !

[DGJsaver]

Re: DGJsaver UE Diary

THINKING ON GUYS , WHATS THE DIFFERENCE BETWEEN THE LETTER I POSTED IN POST 96 AND THE LETTER IN POST 102 ?

JUST FOR ARGUMENTS SAKE.....?