Oldy's UE Diary

[oldyboy]

Re: Oldy's UE Diary

Account #7
Amex
Opened Dec 01
Balance £5,500
Defaulted Jun 06
Stopped paying Sep 11
CCA request sent 21 Oct 11
11/11/11 CCA received.
Niidy says
Dec 11-Jun 12 Various letters from Moorcroft with possible/intended/if/but/maybe litigation ( you probably get the drift). Ignored all but first one.

[oldyboy]

Re: Oldy's UE Diary

Account #8
NatWest Credit Card
Opened about 20 years ago
Balance £8,550
Defaulted Jan 06
Stopped paying Sep 11
CCA request sent 21 Oct 11
12 Nov 11 Received letter saying they can't find it! Usual blurb about will still pursue etc.
06 Jan 12 Received threatening/begging letter.

[MrsD]

Re: Oldy's UE Diary

hold the bankruptcy!
let's see what they come back with first

[oldyboy]

Re: Oldy's UE Diary

hold the bankruptcy!
let's see what they come back with first

Thanks evenless!

I know BR can be the big self-destruct button and I shall see what happens here first. What I'm doing though is making enquiries with a charity who, it appears so far, will pay the fee for me if I decide to do it.

I used to be a boy scout years ago so I'm just being prepared!

[oldyboy]

Re: Oldy's UE Diary

Account #6
Capital One
Opened Oct 02
Balance £8,500
Defaulted Apr 09
Stopped paying Sep 11
CCA request sent 21 Oct 11

4/11/1 Received letter from them saying that before they can process my request I need to provide proof of signature, as the one I provided does not match the one on their records. (I'd signed it with my template signature which I made up to avoid the refusal due to lack of signature!)

Thanks for the advice on your PM Niddy, I'll send that off.

[oldyboy]

Re: Oldy's UE Diary

Account #5
M+S Money
Opened Aug 96
Balance £2,500
Defaulted Apr 06
Stopped paying Sep 11
CCA Request sent 21 Oct 11.

08 Nov 11 received CCA with illegible original T&Cs and a copy of latest ones.

Will scan and send off for checking if ok Niddy.

[Never-In-Doubt]

Re: Oldy's UE Diary

08 Nov 11 received CCA with illegible original T&Cs and a copy of latest ones.

Will scan and send off for checking if ok Niddy.

okies - send away

[oldyboy]

Re: Oldy's UE Diary

Scanned and sent off in the secure section Niddy. If they're not readable can you give me any pointers?

I've just filed this away complete with envelope as advised on here. Never used to keep the envelopes before......

I think I might need a bigger filing system soon!

[Never-In-Doubt]

Re: Oldy's UE Diary

Scanned and sent off in the secure section Niddy. If they're not readable can you give me any pointers?

I've just filed this away complete with envelope as advised on here. Never used to keep the envelopes before......

I think I might need a bigger filing system soon!

Looks enforceable so if you could email that'd be great..... just to make sure as I cannot really read the uploads that greatly....

[BBoo]

Re: Oldy's UE Diary

Just to say I've had cause to deal with M&S Money this afternoon and they were absolute pigs.

Something which should have occupied 10 minutes of time took about an hour and a half, and it took threats of legal action with me telling them the relevant legislation before they even became remotely helpful.

I don't know if this is typical of them, but they were certainly somewhat obstreperous this afternoon.

They have also been real pains at phoning to demand money, including at work and sneding written demands via post several times a week. Not a nice bunch IMO! Got them sorted though! ;_)

[oldyboy]

Re: Oldy's UE Diary

Thanks BBoo! I'll look forward to that!

[oldyboy]

Re: Oldy's UE Diary

Hi Niddy, Ive emailed the paperwork as you've asked.

Hope thats better.

If you make any progress with the original T&Cs could you please send me a clearer copy back as I can't read the page they sent at all.

[oldyboy]

Re: Oldy's UE Diary

Hi Niddy, don't want to push but have you managed to look at the M+S CCA I emailed you a couple of days ago?

[garlok]

Re: Oldy's UE Diary

It's his 40th birthday today mate, so patience my friend might render a clearer head for you l

regards
Garlok

[oldyboy]

Re: Oldy's UE Diary

Ah, ok, thanks Garlok. My usual fear with emails is that they might not get received in the first place. That's really why I asked.

I've also received another one today so before I emailed that one I was trying to find out if he'd received the first.

I don't want to be sending stuff like that off only to see it disappear into cyberspace never to be found or, worse, into a stranger's inbox!