GDPR Cookie Consent by SimpleServe Privacy Script Marlings UE diary - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Marlings UE diary

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • marling
    replied
    Re: Marlings UE diary

    Originally posted by Pixie View Post
    My LTSB was sold to capquest and I sent a new cca request at the beginning of November. Still waiting....
    fingers crossed here then

    Leave a comment:


  • Pixie
    replied
    Re: Marlings UE diary

    My LTSB was sold to capquest and I sent a new cca request at the beginning of November. Still waiting....

    Leave a comment:


  • marling
    replied
    Re: Marlings UE diary

    Originally posted by SaltnVinegar View Post
    Hi Marling

    I think you should treat this seriously, especially as they have made a threat against your home with regard to a charging order.

    Best thing you can do, as they are a 'new' creditor (as in purchased the debt), is to get a new CCA request sent off immediately (as in today or tomorrow), and this will then give you a little protection in the short term as they then have to provide an agreement. Its been over 2 years since the last CCA request so nothing wrong with issuing one to Capquest.

    It should make them step back a little and chancing their arm on obtaining a default judgement.

    Best
    SnV
    two letters arrived from capquest today re my CCA request

    they have requested a copy of statement and agreement from Lloyds banking group, the account has been placed on hold until the 15 march 2014,

    so sit tight and wait for next reply

    Leave a comment:


  • marling
    replied
    Re: Marlings UE diary

    Originally posted by marling View Post
    (8) Northern rock loan

    start : 2/1/2007 is this ok ?
    bal : £5800
    last full : may 2008
    present : not paying
    status : unsure of situ
    dca : nram

    2008
    july n rock - request state of affairs
    july n rock - rec cccs letter
    dec n rock - failed to maintain agreement
    2009
    may n rock - taking steps to default
    july n rock - statement - with bad debt write off on it - £5.755.93 **** ?
    2010
    jan n rock - failed to pay
    may n rock - statement - full amount again
    apr allied int credit - calling card
    june aic - 50% offer
    2011
    jan aic - final notice
    mar aic - 50% offer
    apr aic - offer
    3/9/11 - cca request sent
    sept aic - re-send to north rock
    15/9/11 - cca re sent to nrock
    21/11/11 nram - i have missed contract payments
    2/12/11 nram - cca recieved
    13/12/11 ////////////// ENFORCEABLE
    11/9/12 nram - contact required letter.
    2/3/13 nram - account passed to allied
    2/9/13 nram - account recalled from allied for nram debt loss unit.
    9/9/13 allied - 50% settlement offer.
    25/10/13 nram - account passed in full to marling europe
    25/10/13 marlin europe - account passed to them
    21/11/13 marlin fs - reminder - doorstep threat
    26/11/13 cca request sent to marlin fs + harassment threat letter
    3/12/13 marlin fs - sent one page cca request reply - emailed niddy
    cca letter from marlin financial services - emailed niddy

    Leave a comment:


  • The Tech Clerk
    replied
    Re: Marlings UE diary

    Originally posted by marling View Post
    letter from new dca called 2f ??
    title is confirmation of residency
    our enquiries indicate that I am a resident of the address, despite previous attempts we have not been able to contact you in relation to matter with royal bank of Scotland, please call them.

    account unenforceable, should I just ignore for time being ?

    thanks in advance
    marling

    Sounds like a freds stupid letter

    Leave a comment:


  • MrsD
    replied
    Re: Marlings UE diary

    I would for the minute, they are just trying to scare you, don't let them

    Leave a comment:


  • marling
    replied
    Re: Marlings UE diary

    Originally posted by marling View Post
    (5) Mint credit card

    start : not sure / pre 2007
    bal : £3000
    last full : may 2008
    present : £5 online payment
    status : default(have letter)
    dca : scotcall

    2009
    dec mint - dca threat
    2010
    feb wescot - referred
    mar wescot - final notice
    mar nelson guest solic - instructed by westcot
    apr westcot - visit threat
    apr credit security ltd - demand fro wescot
    aug fredrickson - immediate payment
    aug fredrickson - letter before action
    sept bryan carter - proceedings letter
    oct bryan carter - final notice
    2011
    feb regal credit - notice
    mar regal cedit - 7 day notice
    may scotcall - doorstep threat
    june scotcall - i agree £5pm via online
    1/9/11 cca request sent
    sept scotcall - re-send to regal credit
    15/9/11 cca re-sent to regal
    15/10/11 recieved cca
    21/11/11 UNENFORCEABLE
    31/7/13 mint - account passed to westcroft
    26/10/13 westcroft - reminder letter
    letter from new dca called 2f ??
    title is confirmation of residency
    our enquiries indicate that I am a resident of the address, despite previous attempts we have not been able to contact you in relation to matter with royal bank of Scotland, please call them.

    account unenforceable, should I just ignore for time being ?

    thanks in advance
    marling

    Leave a comment:


  • marling
    replied
    Re: Marlings UE diary

    sent CCA request to capquest today
    thanks for advice

    Leave a comment:


  • marling
    replied
    Re: Marlings UE diary

    Originally posted by SaltnVinegar View Post
    Hi Marling

    I think you should treat this seriously, especially as they have made a threat against your home with regard to a charging order.

    Best thing you can do, as they are a 'new' creditor (as in purchased the debt), is to get a new CCA request sent off immediately (as in today or tomorrow), and this will then give you a little protection in the short term as they then have to provide an agreement. Its been over 2 years since the last CCA request so nothing wrong with issuing one to Capquest.

    It should make them step back a little and chancing their arm on obtaining a default judgement.

    Best
    SnV
    thanks snv

    in an accompanying letter should I be stating that an earlier CCA request has gone unanswered by Lloyds banking ?

    cheers marling

    Leave a comment:


  • SaltnVinegar
    replied
    Re: Marlings UE diary

    Hi Marling

    I think you should treat this seriously, especially as they have made a threat against your home with regard to a charging order.

    Best thing you can do, as they are a 'new' creditor (as in purchased the debt), is to get a new CCA request sent off immediately (as in today or tomorrow), and this will then give you a little protection in the short term as they then have to provide an agreement. Its been over 2 years since the last CCA request so nothing wrong with issuing one to Capquest.

    It should make them step back a little and chancing their arm on obtaining a default judgement.

    Best
    SnV

    Leave a comment:


  • marling
    replied
    Re: Marlings UE diary

    Originally posted by marling View Post
    (2) Lloyds credit card
    started off as an easymoney card then taken over by lloyds.

    start : not sure / pre 2007
    bal : £6000
    last full : may 2008
    present : £5 door colection
    status : default(have letter)
    dca : moorcroft

    2008
    oct sechiari clark mitchell - court proceedings
    dec mha collections - referred
    2010
    mar wescot - instructed
    apr wescot - final notice
    apr wescot - 50% discount
    oct hl legal collect - instructed by apex credit
    2011
    apr midas credit - litigation / part of moocroft
    1/9/11 cca request sent
    sept moorcroft - re send cca request signed
    15/9/11 re sent cca - with demand sig
    19/11/11 they recieved cca
    26/9/11 forwarded to clients - will re chase debt
    5/11/11 moorcroft - saying lloyds have given me information - nothing recieved by me.
    3/1/12 moorcroft - auditors asking me to agree by balance and last payments paid
    9/1/12 wescot - notice of debt collection
    20/1/12 wescot - final notice
    4/2/12 nelson - 50% offer
    3/1/13 lloyds - account passed to mackenzie hall
    25/7/13 capquest - saying account has been SOLD to them
    24/12/13 capquest - debt has been returned to capquest
    letter from capquest below
    still not received anything re cca request from sept 2011
    could you give me help/advice please ?
    cheers marlingClick image for larger version

Name:	cap1.jpg
Views:	1
Size:	135.4 KB
ID:	1399358

    Leave a comment:


  • marling
    replied
    Re: Marlings UE diary

    Originally posted by marling View Post
    (8) Northern rock loan

    start : 2/1/2007 is this ok ?
    bal : £5800
    last full : may 2008
    present : not paying
    status : unsure of situ
    dca : nram

    2008
    july n rock - request state of affairs
    july n rock - rec cccs letter
    dec n rock - failed to maintain agreement
    2009
    may n rock - taking steps to default
    july n rock - statement - with bad debt write off on it - £5.755.93 **** ?
    2010
    jan n rock - failed to pay
    may n rock - statement - full amount again
    apr allied int credit - calling card
    june aic - 50% offer
    2011
    jan aic - final notice
    mar aic - 50% offer
    apr aic - offer
    3/9/11 - cca request sent
    sept aic - re-send to north rock
    15/9/11 - cca re sent to nrock
    21/11/11 nram - i have missed contract payments
    2/12/11 nram - cca recieved
    13/12/11 ////////////// ENFORCEABLE
    11/9/12 nram - contact required letter.
    2/3/13 nram - account passed to allied
    2/9/13 nram - account recalled from allied for nram debt loss unit.
    9/9/13 allied - 50% settlement offer.
    25/10/13 nram - account passed in full to marling europe
    25/10/13 marlin europe - account passed to them
    21/11/13 marlin fs - reminder - doorstep threat
    26/11/13 cca request sent to marlin fs + harassment threat letter
    reply from marlin fs re cca request sent to them
    one page only photo copy sent
    "emailed niddy"

    Leave a comment:


  • MrsD
    replied
    Re: Marlings UE diary

    sounds good!

    Leave a comment:


  • marling
    replied
    Re: Marlings UE diary

    another reminder letter from marlin fs with threat of doorstep visit,so ive added harassment threat letter to CCA request envelope

    Leave a comment:


  • MrsD
    replied
    Re: Marlings UE diary

    absolutely

    Leave a comment:

Working...
X