Marlings UE diary

[marling]

Re: Marlings UE diary

thanks for the lovely replies cym nanna pixie much appreciated, just got to carry on fighting my way back up

[Pixie]

Re: Marlings UE diary

personally this has been worst 6 months of my life, no longer speaking to son & daughter and live poor life at present, think things will come to head with my life soon and will take new path, hopefully for the better.
many thanks for dropping in on me
best wishes all
marling

Sorry to hear you're no longer speaking to your son and daughter - if you want to get it off your chest then, as Cym says, there are other sections of the forum where you can do just that and you'll receive incredible support.

I know from personal experience that things happen for a reason and new starts can come from horrible circumstances. In my case health problems made me re-evaluate what was important in my life and I'm about to embark on a new chapter x

[cymruambyth]

Re: Marlings UE diary

I echo nanna's sentiments. Don't forget that there are other threads that you can go on to discuss, complain or moan about anything without any judgement!

[nanna58]

Re: Marlings UE diary

So glad all is quiet, so sorry about personal problems all the luck to you in whatever path you have to or want to take xxxxx

[marling]

Re: Marlings UE diary

hi all, snv & plan b
firstly on the debt front amazing quiet, I would say 3 letters(offers) max in the last 6 months, so all good there and coming up to 4th anniversary in coming months, some others approaching 6 years.
re my mortgage I amazed yet again here they have done nothing as I havnt really kept up with payments, expecting letter thru door any day, but at the moment no threats.
personally this has been worst 6 months of my life, no longer speaking to son & daughter and live poor life at present, think things will come to head with my life soon and will take new path, hopefully for the better.
many thanks for dropping in on me
best wishes all
marling

[PlanB]

Re: Marlings UE diary

attatched is termination notice from my woolwich mortgage.
this one here is a mortgage current account which i dont think is secured on the property and is owing £6000, i am only £400 of it being back in line if you know what i mean.
obviously got problems with main mortgage too, presently unemployed, but should be back on my feet within 2 to 3 months

Did the Woolwich shown forbearance with your mortgage arrears situation?

We have a another member fighting them and so far they've managed to keep things at arm's length a year later.

I'm here to help if you need anything.

Plan B x

[SaltnVinegar]

Re: Marlings UE diary

Hi Marling

Its been a while since we've seen you! Hopefully this is good news and all is quiet with you!

Best
SnV

[IF]

Re: Marlings UE diary

hi, apologies, yes all ok diary wise, very quiet, an odd letter of offering reductions nothing more, so pleased with things in general

many thanks marling

I'm pleased all is well and thank you for letting us all know

[marling]

Re: Marlings UE diary

Hi, just checking if all is OK?

Best wishes
IF

hi, apologies, yes all ok diary wise, very quiet, an odd letter of offering reductions nothing more, so pleased with things in general

many thanks marling

[IF]

Re: Marlings UE diary

Hi, just checking if all is OK?

Best wishes
IF

[PlanB]

Re: Marlings UE diary

attatched is termination notice from my woolwich mortgage.
i have 3 mortgage accounts with the woolwich, the first two are the main proper mortgages.
this one here is a mortgage current account which i dont think is secured on the property and is owing £6000, i am only £400 of it being back in line if you know what i mean.
obviously got problems with main morgage too, presently unemployed, but should be back on my feet within 2 to 3 months.
what do you make of the letter and what measures do you think they can take ?

Whenever I hear the word *mortgage* I sit up and pay attention.

Give me a brief outline of the problems you've got with your main mortgage which may be a different (albeit linked) issue to your current account woes to see if I can help you with that on a separate thread in our Debt & Housing section

[marling]

Re: Marlings UE diary

hi all
urgent help/advice need please
attatched is termination notice from my woolwich mortgage.
i have 3 mortgage accounts with the woolwich, the first two are the main proper mortgages.
this one here is a mortgage current account which i dont think is secured on the property and is owing £6000, i am only £400 of it being back in line if you know what i mean.
obviously got problems with main morgage too, presently unemployed, but should be back on my feet within 2 to 3 months.
what do you make of the letter and what measures do you think they can take ?
many thanks in advance
marling

ps: could someone also have a look at my post #248, i was hoping niddy could look at it but with his up-coming holiday he might not get chance to see it.

[marling]

Re: Marlings UE diary

Send this back - see how they like this beauty!!

hi all
attention niddy please, account #8 on page 1 of my ue diary


two letters from mortimer clarke re reply to niddy post #242



first letter a kind of an apology for not fully complying.



second letter, has attatched CCA plus other documents
the CCA is the same one i sent to niddy on 2/12/2011 which niddy found ENFORCEABLE.



can i await for your help please niddy

many thanks in advance
marling

[marling]

Re: Marlings UE diary

Just get the above sent ASAP. You'll be alright.

letter from mortimer Clarke


i am going to treat your letter as a complaint. i will investigate the background
to this matter and will aim to write to you with details of my findings within 4 weeks
of receipt of your letter (22/4/14). if i cannot write to you by that date for any reason, i will contact you again,
and let you know when you can expect to hear from me, this matter will of course remain on hold in the meantime.

will await next letter

[marling]

Re: Marlings UE diary

(2) Lloyds credit card
started off as an easymoney card then taken over by lloyds.

start : not sure / pre 2007
bal : £6000
last full : may 2008
present : £5 door colection
status : default(have letter)
dca : moorcroft

2008
oct sechiari clark mitchell - court proceedings
dec mha collections - referred
2010
mar wescot - instructed
apr wescot - final notice
apr wescot - 50% discount
oct hl legal collect - instructed by apex credit
2011
apr midas credit - litigation / part of moocroft
1/9/11 cca request sent
sept moorcroft - re send cca request signed
15/9/11 re sent cca - with demand sig
19/11/11 they recieved cca
26/9/11 forwarded to clients - will re chase debt
5/11/11 moorcroft - saying lloyds have given me information - nothing recieved by me.
3/1/12 moorcroft - auditors asking me to agree by balance and last payments paid
9/1/12 wescot - notice of debt collection
20/1/12 wescot - final notice
4/2/12 nelson - 50% offer
3/1/13 lloyds - account passed to mackenzie hall
25/7/13 capquest - saying account has been SOLD to them
24/12/13 capquest - debt has been returned to capquest
6/2/14 capquest - threat of court action - charging order on house
11/2/14 sent cca request to capquest
21/2/14 capquest - they are awaiting reply from Lloyds - on hold till 15/3/14

letter from capquest, or should i say massive A4 package from capquest re my recent CCA request,
well over 50 pages of photo copies of my monthly statements from easymoney credit card.
"please be advised we are still awaiting for the rest of the documentation you requested under CCA 1974"
so i will await next letter/documents