Marlings UE diary

[MrsD]

Re: Marlings UE diary

AIC are diddies, I would do a wee politeish letter reminding them you sent them a letter on 12/12

[marling]

Re: Marlings UE diary

(4) Egg credit card

start : sept 2001
bal : £4000
last full : may 2008
present : £5 online payment
status : default(have letter) / have original agreement
dca : dlc

2009
feb egg - cccs default
2010
jan dlc - land registery enq
feb dlc - referred
oct dlc - in arrears
oct aplins - instructed by egg
made token £1's during year
2011
may dlc - made £5 pm offer
aug dlc - failed to pay
1/9/11 cca request sent
27/9/11 hillesden acct closed - re send cca to egg
12/12/11 cca sent to aic

letter form AIC : final notice of intent
due to failure to contact(sent cca request 12/12/11) etc etc our client has authorised us to consider proceedings against you.

ignore ?

[marling]

Re: Marlings UE diary

I think I would be ignoring marling.

As you say, you have proof of the original CCA request, and you are under no obligation to discuss (phone or letter) the matter with them - you have told them there is a dispute and that is sufficient.

I am having similar issues with Westcot / Natwest.

Natwest have told me they will no longer enter into communications, Westcot keep telling me I need to write to Natwest for a copy of my CCA (what they provided before was bullshit). I am also having Nelsons write to me, who I am also ignoring.

hi oscar
ok will do thanks for info, filed already
hopefully will have proof postal order was cashed later.

[marling]

Re: Marlings UE diary

If you get a result from the Post Office without having to wait a few weeks please let me know as they tend to use forms to check any cashed PO.
GM

hi greymatter
didnt get chance to go today(monday), but will be going this afternoon and will report back.
all the best
marling

[oscar]

Re: Marlings UE diary

I think I would be ignoring marling.

As you say, you have proof of the original CCA request, and you are under no obligation to discuss (phone or letter) the matter with them - you have told them there is a dispute and that is sufficient.

I am having similar issues with Westcot / Natwest.

Natwest have told me they will no longer enter into communications, Westcot keep telling me I need to write to Natwest for a copy of my CCA (what they provided before was bullshit). I am also having Nelsons write to me, who I am also ignoring.

[greymatter]

Re: Marlings UE diary

If you get a result from the Post Office without having to wait a few weeks please let me know as they tend to use forms to check any cashed PO.
GM

[marling]

Re: Marlings UE diary

(1) Halifax Credit Card

start : feb 2006
bal : £9500
last full : may 2008
present : not paying
status : default(have letter) / have original agreement
dca : iqor

2008
july retail bank - full payment
decem retail bank - trying to contact
2009
may moorcroft - last 3 payments made on card request
june moorcroft - 75% offer
novem moorcroft - default cccs
2010
jan capquest - referred
feb hl legal solic - take notice
mar capquest - ltr before action
apr capquest - doorstep threat
may wescot - instructed
june nelson guest - instructed by wescot
july nelson - discount offer
july wescot - doorstep threat
sept iqor - referred
novem gbp solic - legal pending iqor
2011
june iqor - 50% settlement
1/9/11 cca request sent
5/9/11 cca was recieved by iqor
19/10/11 nelson - 50% offer
11/11/11 nelson - consider offers
22/11/11 wescot - doorstop visit
21/12/11 credit sec/ wescot - unforce threat sent

reply from credit security
letter states:
we are replying to your letter dated 21/12/11, we advise you no payment was enclosed with your letter please forward £1 so we can request copy cca.
when replying provide full details of any outstanding dispute, reason for non-payment and do i acknolwedge opening the account, etc etc.

ok, the original cca request was sent to iqor on 1/9/11(have proof), i will check at post office today if £1 went thru on that occasion.

await your advice niddy

[Never-In-Doubt]

Re: Marlings UE diary

firstly could i have link to letter please....... seem to be getting error link on them all at the mo.

could i ask what you mean here, are they different to the normal dlc's, what can they do ?

cheers marling.

Just ignore this now. The templates are fine if you read the thread entitled ---> New Template Letters - January 2012 - allaboutFORUMS

[marling]

Re: Marlings UE diary

acct #6 capital one
letter 22/12/11 from mercantile data bureau ltd - instructed by dlc.
states: profiling process is underway, should enquires show i am home owner/employed, a third party may be instructed immediatley to begin further collection activity against you, please ring......

cca resquest was recieved(have proof) by dlc on 2/9/11, have not recieved anything back from dlc.

don't ring, I would probably send Data Bureau the sold in dispute letter just to put them off before they get into their stride1

firstly could i have link to letter please....... seem to be getting error link on them all at the mo.

could i ask what you mean here, are they different to the normal dlc's, what can they do ?

cheers marling.

[Never-In-Doubt]

Re: Marlings UE diary

Yep just ignore this for now

[marling]

Re: Marlings UE diary

acct #1 halifax card
letter from credit security.
stating: i have disregarded their request for payment, they are referring to a doorstop agent. 50% offer given.

they only recieved unforceability threat on the 28th(got proof) so this letter probably only crossing over.

[Never-In-Doubt]

Re: Marlings UE diary

I think Mrs dopey is being dopey and editing your posts and adding comments in red. Obviously this is an error as we don't mean to do this, we quote them normally.

Just so you realise there are updates here.

[marling]

Re: Marlings UE diary

acct #2 lloyds cc

letter form moorcroft auditors asking me to agree the balance on my credit card and details of my last 3 payments.

they just want you to phone them and admit the debt, don't, wait and see what happens writing here too.

[marling]

Re: Marlings UE diary

acct #7 egg loan
letter from arrow global acting agent for britanica rec.
they acknowledge request for cca, they do not accept that they are the creditor and are willing to assist obtaing request from egg and report back in due course.

wait and see what happens here

[marling]

Re: Marlings UE diary

acct #6 capital one
letter 22/12/11 from mercantile data bureau ltd - instructed by dlc.
states: profiling process is underway, should enquires show i am home owner/employed, a third party may be instructed immediatley to begin further collection activity against you, please ring......

cca resquest was recieved(have proof) by dlc on 2/9/11, have not recieved anything back from dlc.

don't ring, I would probably send Data Bureau the sold in dispute letter just to put them off before they get into their stride1