lookingforward's UE Diary

[lookingforward]

Re: fedupwiththeworry's UE Diary

This is re MBNA/1st Credit and Connaught who have been rather pro-active in chasing the money so far, not agreeing (of course) that it is UE.

Anyhow latest from them :-

23.4.11 Letter from Connaught offering me various discounts for payments made within certain timescales as and I quote “in times of economic hardship and through maintaining your repayment plan, you have proven to be a valued customer” unquote.

At least they have given me a laugh now - Ignoring

Today another letter from Connaught offering me various discounts to pay within certain timescales............Ignoring again

14.7.11 Letter from Connaught offering to pay 70% if I pay 30% within 1 month, then smaller discounts for payments later in the year.

Yet again ignoring

[Angry Cat]

Re: fedupwiththeworry's UE Diary

14.7.11 Letter from Connaught offering to pay 70% if I pay 30% within 1 month, then smaller discounts for payments later in the year.

Yet again ignoring

Connaught, is as you know just a trading style of 1st credit.
The letter (sent out like confetti) is just another strategy to get you to set up a regular payment

[Never-In-Doubt]

Re: fedupwiththeworry's UE Diary

14.7.11 Letter from Connaught offering to pay 70% if I pay 30% within 1 month, then smaller discounts for payments later in the year.

Yet again ignoring

Yep, just ignore - 30% of an UE debt is still throwing good dollar away no?

[lookingforward]

Re: fedupwiththeworry's UE Diary

Yep, just ignore - 30% of an UE debt is still throwing good dollar away no?

Certainly is, and I don't have many dollars to throw away

[Susie]

Re: fedupwiththeworry's UE Diary

Erm, is this the wrong time to point out that you can change the number of posts that you see per page in your user control panel? If you change the number of posts you will change the number of pages they cover and thus will not be on page 13

[lookingforward]

Re: fedupwiththeworry's UE Diary

Almost page 14

Didn't get to 14 quite quick enough unfortunately claim form from howard conmen for cl finance re barclaycard visa just arrived in the post

Having to pop out in a mo so will update what has happened thus far with this a/c when I get back

[lookingforward]

Re: fedupwiththeworry's UE Diary

Its safe to say you are definitely on page 14 now and I've deleted other posts.

Best wishes
If..x

Thank you.

Niddy when you read this , please have a look back on page 13 where I've posted about receiving a Northampton claim form today.

Thx

[Never-In-Doubt]

Re: fedupwiththeworry's UE Diary

Thank you.

Niddy when you read this , please have a look back on page 13 where I've posted about receiving a Northampton claim form today.

Thx

Hiya

I have deleted the last page of nonsense - lets start being serious now.

Ok, check your PM's. I'll come back to you later but for now, do what my PM suggests and ring (my contact in my pm) today if you can!

Don't worry, don't stress and most definitely do not ring or fill in any forms.

[lookingforward]

Re: fedupwiththeworry's UE Diary

Cahoot flexible loan

23.5.11 Letter from Wescot stating that having contacted their client they have been advised the documentation I have been issued does comply with the requirements of the CCA 1974, meaning the bal is correct and remains o/s. In the circumstances they believe the dispute has been resolved and the full balance or an agreed monthly installment is req by return. You can pay by blah blah.
If in the event you believe you still have a valid dispute, please contact us with the details within the next 14 days otherwise you’re a/c will be returned to their recovery team for collection.




Today :-
Letter from Wescot stating they are investigating, collections suspended whilst under investigation. Will need to contact their client which may take some weeks.

Ignoring

today rec'd this

29.7.11 Letter from Sanntander refering me to their letters I rec’d 2.8.10 & 5.11.10 which they have enclosed along with a copy of the signed credit agreement I refer to.

They state “As before, my letter confirmed that as your credit agreement is a regulated agreement for the purposes of the consumer credit legislation, it is our belief that we have fully complied with all elements of the consumer credit act and the agreement remains fully enforceable against you. As explained to you in November, we have no further comment to make in this matter and you have exhausted Santanders internal complaints process.

Encl:-copy of letters, copy of signed credit agreement, copy statement of account.”

Debtors final response CCA rec;d letter was sent in response to the 2.8.10 letter and 5.11.10 letter was ignored.

[lookingforward]

Re: fedupwiththeworry's UE Diary

today rec'd this

29.7.11 Letter from Sanntander refering me to their letters I rec’d 2.8.10 & 5.11.10 which they have enclosed along with a copy of the signed credit agreement I refer to.

They state “As before, my letter confirmed that as your credit agreement is a regulated agreement for the purposes of the consumer credit legislation, it is our belief that we have fully complied with all elements of the consumer credit act and the agreement remains fully enforceable against you. As explained to you in November, we have no further comment to make in this matter and you have exhausted Santanders internal complaints process.

Encl:-copy of letters, copy of signed credit agreement, copy statement of account.”

Debtors final response CCA rec;d letter was sent in response to the 2.8.10 letter and 5.11.10 letter was ignored.

Hi,

Do I ignore this latest letter ?

[Pixie]

Re: fedupwiththeworry's UE Diary

I assume the Santander account is your Asda credit card?

Niddy has said this is UE so I'd just ignore this latest letter.

[Never-In-Doubt]

Re: fedupwiththeworry's UE Diary

Hi,

Do I ignore this latest letter ?

yea, can do

[lookingforward]

Re: fedupwiththeworry's UE Diary

I assume the Santander account is your Asda credit card?

Niddy has said this is UE so I'd just ignore this latest letter.

Hi Pixie,

No it's the Cahoot flexible loan (see post 234)

[Never-In-Doubt]

Re: fedupwiththeworry's UE Diary

Keep us posted with any changes and/or developments

[lookingforward]

Re: fedupwiththeworry's UE Diary

This is re MBNA/1st Credit and Connaught who have been rather pro-active in chasing the money so far, not agreeing (of course) that it is UE.

Anyhow latest from them :-

23.4.11 Letter from Connaught offering me various discounts for payments made within certain timescales as and I quote “in times of economic hardship and through maintaining your repayment plan, you have proven to be a valued customer” unquote.

At least they have given me a laugh now - Ignoring

Today another letter from Connaught offering me various discounts to pay within certain timescales............Ignoring again

2 identical letters rec'd from Connaught offering a payment match.

Ignoring