lookingforward's UE Diary

[lookingforward]

Re: fedupwiththeworry's UE Diary

This is re MBNA/1st Credit and Connaught who have been rather pro-active in chasing the money so far, not agreeing (of course) that it is UE.

Anyhow latest from them :-

23.4.11 Letter from Connaught offering me various discounts for payments made within certain timescales as and I quote “in times of economic hardship and through maintaining your repayment plan, you have proven to be a valued customer” unquote.

At least they have given me a laugh now - Ignoring

Today another letter from Connaught offering me various discounts to pay within certain timescales............Ignoring again

[Never-In-Doubt]

Re: fedupwiththeworry's UE Diary

Halifax c/c

Today a Statement rec'd from CL Finance - Ignoring

Yep, just ignore

[Never-In-Doubt]

Re: fedupwiththeworry's UE Diary

This is re MBNA/1st Credit and Connaught who have been rather pro-active in chasing the money so far, not agreeing (of course) that it is UE.

Anyhow latest from them :-

23.4.11 Letter from Connaught offering me various discounts for payments made within certain timescales as and I quote “in times of economic hardship and through maintaining your repayment plan, you have proven to be a valued customer” unquote.

At least they have given me a laugh now - Ignoring

Today another letter from Connaught offering me various discounts to pay within certain timescales............Ignoring again

Yep, again - just ignore them! I'm getting sick of saying that all the time

[lookingforward]

Re: fedupwiththeworry's UE Diary

Yep, again - just ignore them! I'm getting sick of saying that all the time

I'm not

[lookingforward]

Re: fedupwiththeworry's UE Diary

Cap one cc which is UE


Letter from Fredrickson Intl ltd stating they are instructed by Cap one to collect the debt which is now seriously o/due. I have failed to pay the bal depsite repeated requests for payment, our client now requires payment in full to avoid further action, you must call us imediately etc etc

Send this: ---> Debtors Final Response - CCA Received

Letter from Fredrickson thanking me for letter and stating that they have referred the matter to their client and will revert to me as soom as they are in receipt of instructions. In the meantime the a/c is on hold.

Another one to ignore methinks

[Never-In-Doubt]

Re: fedupwiththeworry's UE Diary

Cap one cc which is UE

Letter from Fredrickson thanking me for letter and stating that they have referred the matter to their client and will revert to me as soom as they are in receipt of instructions. In the meantime the a/c is on hold.

Another one to ignore methinks

Yep, just ignore it for now

[lookingforward]

Re: fedupwiththeworry's UE Diary

Cahoot flexible loan details below of the last correspondance


9.3.11 New letter from Wescot today enclosing a copy of the agreement which is the same as the one's prev sent to Niddy except for the fact that it's been printed onto Santander paper so has their logo on it this time. They state that payment is now required and give the different ways available to pay and state that in certain circumstances they can agree a monthly instalment plan.

Assume I ignore ?

Send this back to Wescot: ---> CCA Query - Missing Prescribed Terms

23.5.11 Letter from Wescot stating that having contacted their client they have been advised the documentation I have been issued does comply with the requirements of the CCA 1974, meaning the bal is correct and remains o/s. In the circumstances they believe the dispute has been resolved and the full balance or an agreed monthly installment is req by return. You can pay by blah blah.
If in the event you believe you still have a valid dispute, please contact us with the details within the next 14 days otherwise you’re a/c will be returned to their recovery team for collection.

[Never-In-Doubt]

Re: fedupwiththeworry's UE Diary

Cahoot flexible loan details below of the last correspondance


9.3.11 New letter from Wescot today enclosing a copy of the agreement which is the same as the one's prev sent to Niddy except for the fact that it's been printed onto Santander paper so has their logo on it this time. They state that payment is now required and give the different ways available to pay and state that in certain circumstances they can agree a monthly instalment plan.

Assume I ignore ?

23.5.11 Letter from Wescot stating that having contacted their client they have been advised the documentation I have been issued does comply with the requirements of the CCA 1974, meaning the bal is correct and remains o/s. In the circumstances they believe the dispute has been resolved and the full balance or an agreed monthly installment is req by return. You can pay by blah blah.
If in the event you believe you still have a valid dispute, please contact us with the details within the next 14 days otherwise you’re a/c will be returned to their recovery team for collection.

Send this: ---> Refusal by Lender/DCA - to accept Unenforceability

[lookingforward]

Re: fedupwiththeworry's UE Diary

Send this: ---> Refusal by Lender/DCA - to accept Unenforceability

Okey dokey will be in the post tomorrow.

[lookingforward]

Re: fedupwiththeworry's UE Diary

DLC/Citi C/C


24.5.10 CCA Request sent

27.5.10 Response received awaiting copy of original from CITI


8.7.10 Response received stating they are still awaiting a copy of requested documents and will forward when this becomes available.

29.7.10 Letter rec’d stating they are following up their request for the docs requested and will forward a copy when available.
26.8.10 Letter rec’d they are still wtg orig docs from their client.
4.9.10 Hillesden have sent letter stating that due to the age of the a/c the original executed agreement is no longer available, however the enclosed “True” copy is sufficient to satisfy the CCA 1974 regulations. Whilst we may not be able to enforce the agreement the monies remain o/s we are prevented from taking steps to enforce the credit agreement but the underlying obligation to pay remains in tact. They can report to credit ref agencies etc. They’ve also enclosed some copies of statements.

Today
25.11.10 Notice of sums in arrears letter rec’d - Ignoring

Today rec'd another notice of sums in arrears letter (must be sent 6 monthly) , ignoring again

[Never-In-Doubt]

Re: fedupwiththeworry's UE Diary

Today rec'd another notice of sums in arrears letter (must be sent 6 monthly) , ignoring again

Just ignore it

[lookingforward]

Re: fedupwiththeworry's UE Diary

Just ignore it

Will do, thanks as usual

[Never-In-Doubt]

Re: fedupwiththeworry's UE Diary

Will do, thanks as usual

Best of luck

[lookingforward]

Re: fedupwiththeworry's UE Diary

Cahoot flexible loan

23.5.11 Letter from Wescot stating that having contacted their client they have been advised the documentation I have been issued does comply with the requirements of the CCA 1974, meaning the bal is correct and remains o/s. In the circumstances they believe the dispute has been resolved and the full balance or an agreed monthly installment is req by return. You can pay by blah blah.
If in the event you believe you still have a valid dispute, please contact us with the details within the next 14 days otherwise you’re a/c will be returned to their recovery team for collection.

Send this: ---> Refusal by Lender/DCA - to accept Unenforceability

Today :-
Letter from Wescot stating they are investigating, collections suspended whilst under investigation. Will need to contact their client which may take some weeks.

Ignoring

[Never-In-Doubt]

Re: fedupwiththeworry's UE Diary

Nice one. See what they come back with yea?