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  • #31
    Re: embrace1204 UE diary

    Originally posted by embrace1204 View Post
    Letter for checking from CL Finance Niddy. Follow on letter from me sending them 'Letter Previously confirming no CCA' response.
    Awesome result - they admitted they have not got one and they cannot enforce it - awesome

    That's it then - yea they'll hassle you but that is all they can do! If anyone sends you anything regards to this account you simply copy that letter (so keep it really safe) and respond with a copy of it and one of these: CCA Query - Letter Previously Confirming No CCA
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    • #32
      Re: embrace1204 UE diary

      Hi Niddy

      Need your help, been fighting the ue with HFC and the ongoing saga of them wanting a signature. It's been passed to capquest, I sent them the letter stating that it's in dispute and therefore ue and that they don't require a signature. Today I have received a letter from Capquest with HFC still demanding a signature before sending a CCA out. The request for CCA was made back in August. How do I respond please???

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      • #33
        Re: embrace1204 UE diary

        Originally posted by embrace1204 View Post
        Hi Niddy

        Need your help, been fighting the ue with HFC and the ongoing saga of them wanting a signature. It's been passed to capquest, I sent them the letter stating that it's in dispute and therefore ue and that they don't require a signature. Today I have received a letter from Capquest with HFC still demanding a signature before sending a CCA out. The request for CCA was made back in August. How do I respond please???
        They're in default of your s.78 request and thus cannot enforce.

        Feck em
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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        • #34
          Re: embrace1204 UE diary

          Thanks Niddy, so what now? Do I just ignore Capquest? I sent the last final UE letter to Capquest who passed it onto HFC but Capquest wrote back saying HFC are requesting a signature. I did add into the final UE template saying that I am under no legal obligation to provide a signature etc.

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          • #35
            Re: embrace1204 UE diary

            Hi Niddy

            the Co-op have finally sent a CCA to me 13 & half months after requesting. I'm going to be emailing the letter and CCA to you for checking. On their letter they state I requested the agreement in 2012 but it was 2011 obviously and have letters from them in 2011 proving that. Where do I go from here?

            Thanks

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            • #36
              Re: embrace1204 UE diary

              pop it off to Niddy and we'll take it from there

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              • #37
                Re: embrace1204 UE diary

                it's sent

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                • #38
                  Re: embrace1204 UE diary

                  Hi again

                  Which template letter do I need to send when the debt has transferred to another DCA following admission of no CCA available from previous DCA?

                  Thanks

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                  • #39
                    Re: embrace1204 UE diary

                    Originally posted by embrace1204 View Post
                    Hi again

                    Which template letter do I need to send when the debt has transferred to another DCA following admission of no CCA available from previous DCA?

                    Thanks
                    -------->Account Sold whilst in Dispute

                    or this with a copy of letter confirming no CCA------->CCA Query - Letter Previously Confirming No CCA
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                    • #40
                      Re: embrace1204 UE diary

                      Thank you!

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