Slickfm UE Diary

[Slickfm]

Re: Slickfm UE Diary

Hi all,

Well Marlin have replied pretty swiftly to me referring them back to my mpt's letter. They have sent the same copy agreement as above by recorded delivery (although it was just posted through letter box). They also go on to say that this clarifies their position and that they are awaiting my proposals for repayment. No specific legal threats yet. It looks like i have reached a stalemate with this one and as Niddy said it is enforceable i'm not sure as what to do next? Probably just sit tight and await their next move, which i don't think will be that long in coming as they seem to be moving along quickly

Cheers
Slick

or they just sent the same thing again to try to unnerve you.

I don't think there is anywhere to go at the moment, I would wait and see what happens next.

TSB Loan/Marlin update: Enforceable

Hi all

5 months later and a letter has arrived from Cabot financial (are they Marlin in disguise?). It say's that despite numerous attempts to contact me, i have still not agreed a repayment plan to clear this debt. If they do not hear from me they will still update my credit file and will continue to contact me to try and help. No real threats, so i have just ignored for now and will wait to see what comes next. Still 12 months till SB.



Cheers
Slick

[Pixie]

Re: Slickfm UE Diary

It certainly does! It was 5 years for me at the beginning of this month. Here's to an uneventful last year

[Slickfm]

Re: Slickfm UE Diary

Hi all,

Nothing to report at the moment, coming up to 4 years since last payments made and it's soooooo quiet Probably jinxed myself now

Cheers
Slick

oops, it's actually 5 years next month, how time fly's

Cheers
Slick

[SaltnVinegar]

Re: Slickfm UE Diary

It does go all nice and quiet after the manic letter sending of the first year or so

I hope you haven't jinxed yourself

I have noticed that as I am moving through year 5 and into year 6 that there has been an increase in activity (especially from Lowells), so expect this as it's the creditors last throw of the dice to trip you up before you've escaped.

Thats not to say you'll get the same so enjoy the peace and quiet while it remains

[Pixie]

Re: Slickfm UE Diary

It does go all nice and quiet after the manic letter sending of the first year or so

I hope you haven't jinxed yourself

[Slickfm]

Re: Slickfm UE Diary

Hi all,

Nothing to report at the moment, coming up to 4 years since last payments made and it's soooooo quiet Probably jinxed myself now

Cheers
Slick

[SaltnVinegar]

Re: Slickfm UE Diary

Hi all,

Capital One/Lowells (credit card)

Received a letter from Lowells, which again had a copy of my signed application form and statements. Main points of the letter as follows:

They have complied with all my requests and cannot see any reason why the account remains unpaid. They insist that the account is enforceable and that they bought it in good faith from Capital One. Finally they would like to resolve this matter swiftly and amicably and have closed the account and will not take any further action to recover the debt. This is done with no admission or liability or wrongdoing. We hope that this concludes the matter to your satisfaction.

Sounds like a result to me

Certainly is a result! Excellent news! Copy that letter, and then keep the original somewhere safe!

[greymatter]

Re: Slickfm UE Diary

Great result

[nanna58]

Re: Slickfm UE Diary

Result yay xx

[nightwatch]

Re: Slickfm UE Diary

nice one Slick xx

[Never-In-Doubt]

Re: Slickfm UE Diary

Hi all,

Capital One/Lowells (credit card)

Received a letter from Lowells, which again had a copy of my signed application form and statements. Main points of the letter as follows:

They have complied with all my requests and cannot see any reason why the account remains unpaid. They insist that the account is enforceable and that they bought it in good faith from Capital One. Finally they would like to resolve this matter swiftly and amicably and have closed the account and will not take any further action to recover the debt. This is done with no admission or liability or wrongdoing. We hope that this concludes the matter to your satisfaction.

Sounds like a result to me

Result - well done

[IF]

Re: Slickfm UE Diary

Sounds like good news to me too, well done Slickfm

Best wishes
IF

[Slickfm]

Re: Slickfm UE Diary

Hi all,

Capital One/Lowells (credit card)

Received a letter from Lowells, which again had a copy of my signed application form and statements. Main points of the letter as follows:

They have complied with all my requests and cannot see any reason why the account remains unpaid. They insist that the account is enforceable and that they bought it in good faith from Capital One. Finally they would like to resolve this matter swiftly and amicably and have closed the account and will not take any further action to recover the debt. This is done with no admission or liability or wrongdoing. We hope that this concludes the matter to your satisfaction.

Sounds like a result to me

[Slickfm]

Re: Slickfm UE Diary

They say "further action" to make you think litigation and panic you but it can just mean more letters etc. (as I'm sure you know.)

I think I would send CCA Query- Refusal to Accept UE Status

Cheers Pixie,

I will send this letter off on Monday

Slick

[Pixie]

Re: Slickfm UE Diary

They say "further action" to make you think litigation and panic you but it can just mean more letters etc. (as I'm sure you know.)

I think I would send CCA Query- Refusal to Accept UE Status