Locke's UE diary

[Locke]

Re: Locke's UE diary

Hi NID.

I came home today to find a hand delivered envelope pushed through the door from Power2Contact where they've been around to visit! ;EEK

It contains a card with a reference number and a mobile number to call telling me to call in the next 24 hours to stop further action.

What do you think I should do? Call it and explain that it's in dispute and that I've sent a letter saying that any visit would be seen as trespassing or should I ignore and wait for them to come again?

[Never-In-Doubt]

Re: Locke's UE diary

The only chance they've got of getting me at home is if there's a power cut! They can still get me at work but I'll make out the call is being recorded and throw some random rules from the OFT regs at them to try and confuse the phone monkeys. ;LOL

;LOL ;LOL ;LOL


* or just say "he no longer works here"

[Locke]

Re: Locke's UE diary

Part of me thinks they're trying to confuse the situation just to get me to ring them. ;Hmm

I'll file and ignore.

Haha - mate, even I don't want you to ring me - lol, you're probably one of the main guys on here that knows the most legal jargon (i.e. cos you've been here so long now - you know the process pretty much already!) so it'd be funny to hear if they happened *to sneak through* to you, via your tru-call; your ex directory and blocked number with guard dragons and a witch at the gates....


ooops, sorry off on a tangent again - its old age

;LOL

The only chance they've got of getting me at home is if there's a power cut! They can still get me at work but I'll make out the call is being recorded and throw some random rules from the OFT regs at them to try and confuse the phone monkeys. ;LOL

[Never-In-Doubt]

Re: Locke's UE diary

Part of me thinks they're trying to confuse the situation just to get me to ring them. ;Hmm

I'll file and ignore.

Haha - mate, even I don't want you to ring me - lol, you're probably one of the main guys on here that knows the most legal jargon (i.e. cos you've been here so long now - you know the process pretty much already!) so it'd be funny to hear if they happened *to sneak through* to you, via your tru-call; your ex directory and blocked number with guard dragons and a witch at the gates....


ooops, sorry off on a tangent again - its old age

[Locke]

Re: Locke's UE diary

Afternoon NID.

I got those letters off to Power2Contact after and nobody turned up, I also included the last letters that I sent both Halifax and Albion that they didn't reply to either, anyway I received another letter from Albion today urging me to contact them to avoid legal action and a debt collector visiting me for payment which will bring more expense to me etc, the usual threats.

Should I ignore or should I send the threat-o-gram letter?

I'd start to ignore them now, they clearly do not grasp their legal obligations so seriously - fook em! ;LOL

Part of me thinks they're trying to confuse the situation just to get me to ring them. ;Hmm

I'll file and ignore.

[Never-In-Doubt]

Re: Locke's UE diary

Afternoon NID.

I got those letters off to Power2Contact after and nobody turned up, I also included the last letters that I sent both Halifax and Albion that they didn't reply to either, anyway I received another letter from Albion today urging me to contact them to avoid legal action and a debt collector visiting me for payment which will bring more expense to me etc, the usual threats.

Should I ignore or should I send the threat-o-gram letter?

I'd start to ignore them now, they clearly do not grasp their legal obligations so seriously - fook em! ;LOL

[Locke]

Re: Locke's UE diary

Afternoon NID.

I got those letters off to Power2Contact after and nobody turned up, I also included the last letters that I sent both Halifax and Albion that they didn't reply to either, anyway I received another letter from Albion today urging me to contact them to avoid legal action and a debt collector visiting me for payment which will bring more expense to me etc, the usual threats.

Should I ignore or should I send the threat-o-gram letter?

[Never-In-Doubt]

Re: Locke's UE diary

send power NOT 2 contact the account sold letter and a copy of what you last sent to HBOS and remind them it'd be in their interests to return the account to the lender......

Regards Barclays - fook em, same old same old with those muppets! They can send 5 DCA's out at the same time if they want, so long as they have partially assigned the debt - i'd not worry too much about this, some DCA's are overrun with work (bless em) so things sit for like 8 weeks lol. Could be a natural delay from one to the other!

[Locke]

Re: Locke's UE diary

Evening NID, I received 2 more letters today.

The first one was from Calders on behalf of Barclaycard offering me a discount of 40% if I want to pay the balance off in full, funnily enough it's the same account that P2C are threatening to come around and collect on, isn't it against the rules to have 2 DCA's chasing you at the same time?

Also received a letter from P2C on behalf of Halifax, they say that if I don't ring Halifax in 3 days then they will send someone around, not to collect on the debt but to help establish contact again even though I've already sent Halifax a letter about door step collection.

The annoying thing is the last contact with Halifax was me writing a letter to them which they chose to ignore.

What do you think I should do about this one?

[Pixie]

Re: Locke's UE diary

The first one was from Power2Contact chasing a Barclaycard debt on behalf of Mercers, I wanted to get something off quickly to this lot so I sent the letter sold whilst in dispute with the threat of doorstep collection tagged on the end, was that right?

I sent something similar to power2contact back in July and haven't heard anything from them since.

[Locke]

Re: Locke's UE diary

Hi NID, I received 2 letters today.

The first one was from Power2Contact chasing a Barclaycard debt on behalf of Mercers, I wanted to get something off quickly to this lot so I sent the letter sold whilst in dispute with the threat of doorstep collection tagged on the end, was that right?

I seem to remember you giving someone else similar advice to that.

The other one was from Albion chasing for Halifax and they are still claiming that I'm ignoring them even though I sent the letter sold whist in default over 3 weeks ago, should I resend or ignore?

Thanks again.

[Never-In-Doubt]

Re: Locke's UE diary

Brilliant Locke - thanks for this.

[Locke]

Re: Locke's UE diary

For anyone reading, the message from Calders came by way of a text message to my house phone which rang and read out the message, I can imagine this could get uncomfortable for some people if they don't want anyone to know their business.

I've looked around and found out that you can switch this service off if you're a BT landline user, just phone 0800 587 5252 and then press 1 to control the curfew times and then option 5 to turn it off. mile:

[Never-In-Doubt]

Re: Locke's UE diary

Nice one, NID.

We always appreciate your help. 2

No problemo.....

[Locke]

Re: Locke's UE diary

Nice one, NID.

We always appreciate your help. 2