Locke's UE diary

[Never-In-Doubt]

Re: Locke's UE diary

Cheers - you too, have a good un yea...

[Locke]

Re: Locke's UE diary

Thanks NID.

Albion have given up and passed it on to Blair, Oliver and Scott so I'll get the same letter off to them too.

If I don't speak to you before have a great Christmas and thanks for all of your help over the last year.

[Never-In-Doubt]

Re: Locke's UE diary

Hi NID.

Barclaycard have passed on one of my accounts (not the one they've admitted is UE) to Credit Solutions for collection, I'll just send them the the new 'Sold whilst in dispute' letter. :yeah

Hiya

Yep, send this; ---> viewtopic.php?p=20203#p20203

[Locke]

Re: Locke's UE diary

Hi NID.

Barclaycard have passed on one of my accounts (not the one they've admitted is UE) to Credit Solutions for collection, I'll just send them the the new 'Sold whilst in dispute' letter. :yeah

[Never-In-Doubt]

Re: Locke's UE diary

Love it , well done Locke on that one you lucky get !

nah nah nah

[DGJsaver]

Re: Locke's UE diary

Love it , well done Locke on that one you lucky get !

[Never-In-Doubt]

Re: Locke's UE diary

Hi NID!

Had a letter from Barclaycard today about the Goldfish card, here's a quote from that letter...

I would like to explain that we are currently unable to provide all the documentation and information required by section 78 of the consumer credit act 1974 (the "Act"). Therefore, we accept that we are prevented from enforcing our agreement with you while this state of affairs continues.

They then go on to talk about how they can still issue a default notice etc.

Result?

Excellent - finished, end of - forget about it!



Basically, yea they can default you and hassle you but that's it - no action can be taken so you just ignore them now, however any legal threats - you copy that letter and send it with one of these (to whoever may hassle you in the future with a legal threat): ---> viewtopic.php?p=20195#p20195

Well done

[Locke]

Re: Locke's UE diary

Hi Elsie!

Was it for a Goldfish account too?

[Elsie52]

Re: Locke's UE diary



Sounds good to me....I also have one of those letters....keep it safe.

[Locke]

Re: Locke's UE diary

Hi NID!

Had a letter from Barclaycard today about the Goldfish card, here's a quote from that letter...

I would like to explain that we are currently unable to provide all the documentation and information required by section 78 of the consumer credit act 1974 (the "Act"). Therefore, we accept that we are prevented from enforcing our agreement with you while this state of affairs continues.

They then go on to talk about how they can still issue a default notice etc.

Result?

[Never-In-Doubt]

Re: Locke's UE diary

Hiya

Why don't you just say (next time they ring) "sorry that person no longer works here - please stop calling" - that way they have to remove your number from their systems.....

[Locke]

Re: Locke's UE diary

Hi NID.

I received a call at work today with a message from a women (not lucky me this time) and a contact number, when I called back it was Calders voicemail so I hung up.

What would be the best course of action here? Should I just get the letter sent off and hope they don't call tomorrow or should I just ring them and point out that the account is in dispute and that I don't wish them to contact me at work again, as well as sending the letter off?

It doesn't bother me speaking to them as I'm confident in dealing with the situation.

What do you think?

[Never-In-Doubt]

Re: Locke's UE diary

Thanks for update - yep you're on the ball. Respond as suggested.

Cheers matey y

[Locke]

Re: Locke's UE diary

Hi NID ;Hi1 Quick update!

I received a letter over the weekend from Debt Managers LTD who have had a debt passed to them by Barclaycard, I take it I just send them your new 'sold whilst in dispute' letter?

As for Fredrickson, I searched around the web and found an address for them that wasn't a PO Box so sent another letter there, which they signed for and sent a letter back saying they will put the account on hold while they contact Capital One.

[Never-In-Doubt]

Re: Locke's UE diary

Hi NID, hope all is well with you?

I received a letter today from Fredrickson and when I opened it up there was a large yellow card inside and it said RESIDENCY CONFIRMED in huge writing at the top. (seriously)

I've already sent the letter you told me to recorded but they say on this card that they haven't received anything from me and to pay up.

Should I ignore or send the last letter again?

Did they sign for the last letter? If so send proof of delivery lol.... if not, send it again (or fax it as well as post it) - but in any case so long as you have proof of postage you're covered, legally.....