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Yes I was dragged kicking and screaming from another forum by an old witch and have been pretty much here ever since ( had a few breaks when life got in the way). Not actually sure just how much debt I was in, too frightening to count but it was in the 10,s of 1000,s. Last one went SB just a month ago.
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Originally posted by Still Waving View Post
I'm grateful to this site for the same reasons as you
I joined the forum over ten years ago after getting a claim from Santander for my ex Harrods store/credit card.
The rest, as they say, is history > https://www.bbc.co.uk/news/business-17670803
Which is one reason why I'm still here today.
DiComment
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I can Echo everything that Still Waving, Warwick and Plan B have said
We were all where you were once, Been through similar experiences and got through it with the help of those here who took the time to understand and help, because they have lived it too
You are in a good place here and you are a part of the "AAD Family"
Post up whenever you feel the need and there will be someone about to offer support of help
Sounds to me that you are doing just great
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Originally posted by unicorndeva View Post
Originally posted by unicorndeva View Post
Originally posted by unicorndeva View Post
Re: Start of my unenforceabilty journey
Owned by RBS Mint, managed by Wescot
Credit card
Unsure of start date 2006?
£2200
Last full payments were in 2010/11
Being paid on a DMP
Defaulted and may not be on our credit file (will have to check).
23/8/2018 - Chasing letter from Resolvecall on behalf of Cabot
6/9/2018 - Doorstep visit from Resolvecall
7/9/2018 - CCA request sent to Cabot along with a letter (from templates) disallowing Cabot or their representatives to visit my home without an appointment.
27/03/2021 - Still receiving chasing letters from Cabot despite the fact that they have'nt provided a copy of the original agreement. Do I request agreement again? Just worried they will turn up on my doorstep again.
21/05/2021 - Received a letter from Resolvecall who are working on behalf of Cabot chasing this debt. Do I need to do anything or just file away?
23/05/2021 - Sent the Harassment and Threat of Doorstep visit letter
8/6/2021 - Resolvecall phoned my mobile in the morning. An automated message asking me to press 1 if I was me and 2 if I wasn't. I just hung up. In the afternoon, I received a text message asking me to call them... I'm ignoring it!Comment
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You're doing the right thing.
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Originally posted by unicorndeva View Post
It seems they've ignored you (twice!) so it makes sense for you to ignore them now
Di
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Are you able to block their number on your phone?Comment
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Owned by RBS Mint, managed by Wescot
Credit card
Unsure of start date 2006?
£2200
Last full payments were in 2010/11
Being paid on a DMP
Defaulted and may not be on our credit file (will have to check).
23/8/2018 - Chasing letter from Resolvecall on behalf of Cabot
6/9/2018 - Doorstep visit from Resolvecall
7/9/2018 - CCA request sent to Cabot along with a letter (from templates) disallowing Cabot or their representatives to visit my home without an appointment.
27/03/2021 - Still receiving chasing letters from Cabot despite the fact that they have'nt provided a copy of the original agreement. Do I request agreement again? Just worried they will turn up on my doorstep again.
21/05/2021 - Received a letter from Resolvecall who are working on behalf of Cabot chasing this debt. Do I need to do anything or just file away?
23/05/2021 - Sent the Harassment and Threat of Doorstep visit letter
8/6/2021 - Resolvecall phoned my mobile in the morning. An automated message asking me to press 1 if I was me and 2 if I wasn't. I just hung up. In the afternoon, I received a text message asking me to call them... I'm ignoring it!
9/6/2021 - Another recorded message phone call from Resolvecall plus a letter from them too.Comment
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Originally posted by unicorndeva View Post
What does the letter say (just the gist, not word-for-word)?
Di
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It just tells me what the outstanding balance with Cabot is and to call Resolvecall if I want any further information.Originally posted by PlanB View PostComment
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Owned by RBS Mint, managed by Wescot
Credit card
Unsure of start date 2006?
£2200
Last full payments were in 2010/11
Being paid on a DMP
Defaulted and may not be on our credit file (will have to check).
23/8/2018 - Chasing letter from Resolvecall on behalf of Cabot
6/9/2018 - Doorstep visit from Resolvecall
7/9/2018 - CCA request sent to Cabot along with a letter (from templates) disallowing Cabot or their representatives to visit my home without an appointment.
27/03/2021 - Still receiving chasing letters from Cabot despite the fact that they have'nt provided a copy of the original agreement. Do I request agreement again? Just worried they will turn up on my doorstep again.
21/05/2021 - Received a letter from Resolvecall who are working on behalf of Cabot chasing this debt. Do I need to do anything or just file away?
23/05/2021 - Sent the Harassment and Threat of Doorstep visit letter
8/6/2021 - Resolvecall phoned my mobile in the morning. An automated message asking me to press 1 if I was me and 2 if I wasn't. I just hung up. In the afternoon, I received a text message asking me to call them... I'm ignoring it!
9/6/2021 - Another recorded message phone call from Resolvecall plus a letter from them too.
10/6/2021 - Yet another text message from Resolvecall. I think they've been phoning me too but I haven't been picking up.Comment
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You don't want any further information from Resolvecall, do you? File it.Originally posted by unicorndeva View PostComment
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Owned by RBS Mint, managed by Wescot
Credit card
Unsure of start date 2006?
£2200
Last full payments were in 2010/11
Being paid on a DMP
Defaulted and may not be on our credit file (will have to check).
23/8/2018 - Chasing letter from Resolvecall on behalf of Cabot
6/9/2018 - Doorstep visit from Resolvecall
7/9/2018 - CCA request sent to Cabot along with a letter (from templates) disallowing Cabot or their representatives to visit my home without an appointment.
27/03/2021 - Still receiving chasing letters from Cabot despite the fact that they have'nt provided a copy of the original agreement. Do I request agreement again? Just worried they will turn up on my doorstep again.
21/05/2021 - Received a letter from Resolvecall who are working on behalf of Cabot chasing this debt. Do I need to do anything or just file away?
23/05/2021 - Sent the Harassment and Threat of Doorstep visit letter
8/6/2021 - Resolvecall phoned my mobile in the morning. An automated message asking me to press 1 if I was me and 2 if I wasn't. I just hung up. In the afternoon, I received a text message asking me to call them... I'm ignoring it!
9/6/2021 - Another recorded message phone call from Resolvecall plus a letter from them too.
10/6/2021 - Yet another text message from Resolvecall. I think they've been phoning me too but I haven't been picking up.
26/03/22 - This account is now back with Cabot who are constantly messaging me now - it's getting annoying! Can I remind them that they haven't supplied a cca or just put up with it?
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