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  • #61
    Re: fwil's diary

    Originally posted by fwil View Post
    Thanks. Sorry, should I know what you mean by give them static?
    That means (in layman) don't do owt!
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #62
      Re: fwil's diary

      Originally posted by fwil View Post
      Thanks. Sorry, should I know what you mean by give them static? Do nothing, i guess?
      LOL yes - give them static means exactly that
      "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

      The consumer is that sleeping giant.!!



      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

      Comment


      • #63
        Re: fwil's diary

        Hi,

        Update from Moorcroft re:Tesco (who said only have a duty to give info only to a debtor under a running account credit agreement)

        '...Passed to Home Collections Division...'

        Having checked similar diaries it looks like I need to send an Enough is Enough letter although those posts are going back a few years. Still the best course of action? Really don't want anyone turning up especially when i'm not here, we're not a million miles away from Moorcroft's office if that makes a doorstepping more likely?!

        Thanks for all help so far and in advance...

        Comment


        • #64
          Re: fwil's diary

          Originally posted by fwil View Post
          Hi,

          Update from Moorcroft re:Tesco (who said only have a duty to give info only to a debtor under a running account credit agreement)

          '...Passed to Home Collections Division...'

          Having checked similar diaries it looks like I need to send an Enough is Enough letter although those posts are going back a few years. Still the best course of action? Really don't want anyone turning up especially when i'm not here, we're not a million miles away from Moorcroft's office if that makes a doorstepping more likely?!

          Thanks for all help so far and in advance...
          What type of account was it with Tesco? If it is a credit card or loan they the duty applies to them - end of. Are they in default of your CCA Request? If so then they really can't do anything so don't waste all the templates now - you'd literally ignore them if they are going round in circles. As for them visiting, the field agents won't actually be based from that office so won't affect anything.
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

          Comment


          • #65
            Re: fwil's diary

            Sorry, probably wasn't clear enough on that post, just seeking clarification if i'm best sending the Enough is Enough letter to Moorcroft?
            Thanks

            Comment


            • #66
              Re: fwil's diary

              Originally posted by fwil View Post
              Sorry, probably wasn't clear enough on that post, just seeking clarification if i'm best sending the Enough is Enough letter to Moorcroft?
              Thanks
              Refresh page - I replied above - no I'd not send anything.

              However just noticed it was a credit card so are you saying they have never sent a CCA in response to your request of last year (09/2015)?
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

              Comment


              • #67
                Re: fwil's diary

                Originally posted by Never-In-Doubt View Post
                Refresh page - I replied above - no I'd not send anything.

                However just noticed it was a credit card so are you saying they have never sent a CCA in response to your request of last year (09/2015)?
                Thanks satellite delay i think...

                Tesco requested signature couple of times, said it didn't match then ended up saying they don't have to send CCA as account is closed.
                Since then Moorcroft have progressed to threatening home visits.

                Comment


                • #68
                  Re: fwil's diary

                  Morecrap also threaten visits to me occasionally over various matters. No-one has turned up.

                  Comment


                  • #69
                    Re: fwil's diary

                    i would tend to ignore and see what ' Home Collections' send,
                    I knew Moorcroft had progressed from doorstep collections to Home collections, I thought it was because we had all started taking our doorsteps in.
                    they told me they would send a *field agent* probably they had googled my house and found out I was surrounded by fields, who knows, but he must of got lost as he never called.
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment


                    • #70
                      Re: fwil's diary

                      Originally posted by fwil View Post
                      Thanks satellite delay i think...

                      Tesco requested signature couple of times, said it didn't match then ended up saying they don't have to send CCA as account is closed.
                      Since then Moorcroft have progressed to threatening home visits.
                      so they're in default of s.78. Great. They can't enforce
                      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                      Comment


                      • #71
                        Re: fwil's diary

                        Originally posted by Never-In-Doubt View Post
                        so they're in default of s.78. Great. They can't enforce
                        If i did get a knock on the door is it worth telling them that?

                        Comment


                        • #72
                          Re: fwil's diary

                          Originally posted by fwil View Post
                          If i did get a knock on the door is it worth telling them that?
                          When I had a visit ...I told the guy that my dispute was nothing to do with him and to take a hike ...He said thank you and left ...lol
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment


                          • #73
                            Re: fwil's diary

                            Originally posted by fwil View Post
                            If i did get a knock on the door is it worth telling them that?
                            no! You do as Deepie says above
                            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                            Comment


                            • #74
                              Re: fwil's diary

                              it's a very big IF,, very few of us have had a visit, a lot of the time they say someone will call, it's normally from the office, (phonecall)
                              as Deepie and Niddy say, you don't need to talk to them, just tell them to leave
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment


                              • #75
                                Re: fwil's diary

                                Moorcrft have given me a date and name of a 'local representative' who will call at my house. Do they really just accept being told to leave?

                                Not doubting everyone's excellent advice, just a bit worried that its come to this when they must know it is unenforceable due to no CCA.

                                Comment

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