Cymruambyth v M&S

[Deepie]

Re: Cymruambyth v M&S

how long before SB ?

[nightwatch]

Re: Cymruambyth v M&S

BUGGER !!!

[cymruambyth]

Re: Cymruambyth v M&S

I have now received same CCA paperwork as before, which Niddy thought was enforceable

[cymruambyth]

Re: Cymruambyth v M&S

Send a reminder to the June 2015 CCA request

Will do.

[Never-In-Doubt]

Re: Cymruambyth v M&S

They have sent CCA in the past, but have failed this time, just the above letter. Any suggestions as to best response? I wondered about sending failure to supply CCA.

Send a reminder to the June 2015 CCA request

[cymruambyth]

Re: Cymruambyth v M&S

Another letter! Am I having problems? Stepchange is mentioned 5 times......

[cymruambyth]

Re: Cymruambyth v M&S

They have sent CCA in the past, but have failed this time, just the above letter. Any suggestions as to best response? I wondered about sending failure to supply CCA.

[nanna58]

Re: Cymruambyth v M&S

You know you can get the upper hand good luck xxxx

[cymruambyth]

Re: Cymruambyth v M&S

First letter reminding me I'm in arrears, the repayment plan is cancelled and if I don't contact them and make a payment they will consider referring account to solicitors to start legal proceedings or a DCA.

[cymruambyth]

Re: Cymruambyth v M&S

A bit of me is a bit disappointed that I haven't heard from them!

[Never-In-Doubt]

Re: Cymruambyth v M&S

good luck

We welcome their storm - so you can kick their arse

[cymruambyth]

Re: Cymruambyth v M&S

And it's been very quiet, no payments and no letters and no paperwork. I await the storm!

[cymruambyth]

Re: Cymruambyth v M&S

F&f was rejected, they were happy to accept the full amount. Another CCA request sent, no reply received, payments stopped.

[cymruambyth]

Re: Cymruambyth v M&S

Great M&S, despite my ignoring them have agreed to my proposal to pay £10 pcm per debt x2. I may try a speculative F&F.

[Spud]

Re: Cymruambyth v M&S

I agree with Spud, better deal with a DCA, unless M&S come back with a letter that I got ,offering that I pay 20%, alas I had no money to take them up on the offer. So I have for the last 3 years paid them nothing

Phew....I'm glad I said NEARLY always a better deal with a DCA......Fingers crossed for one of those letters