Cymruambyth v M&S

[cymruambyth]

Re: Cymruambyth v M&S

Latest missive! If I commit to paying £xx pcm for 5 years they will give a 30% discount. I think they are about 70% short on their offer

[DoubtingThomas]

Re: Cymruambyth v M&S

Ok, thanks. Will heed
DT

[nightwatch]

Re: Cymruambyth v M&S

waste of time, they are allowed to check, all you may do is open a can of worms. NW

[DoubtingThomas]

Re: Cymruambyth v M&S

Thanks - have just discovered one has been made on mine by a dca, will consider challenging and demand reasons.
DT

[cymruambyth]

Re: Cymruambyth v M&S

Unfortunately they are. If you ever check searches (which I'm not recommending) it is surprising how many different companies search.

[DoubtingThomas]

Re: Cymruambyth v M&S

Are debt collectors allowed to make a search on our credit files, legally?
If they are not, who can a complaint be made to?
DT

[nanna58]

Re: Cymruambyth v M&S

Keep the faith sweety x

[cymruambyth]

Re: Cymruambyth v M&S

I will, only 4 years to go!!!!!!!!!!!!!

[nightwatch]

Re: Cymruambyth v M&S

oooooh trying the strong arm stuff now, stay strong Cym xxx

[cymruambyth]

Re: Cymruambyth v M&S

Getting weekly phone calls and letters. Latest letter has threatened a credit file search if I don't contact them - what about the one they did when they purchased the account in January? It will be 'for the purposes of debt collection ...... and visible to me aand other institutions that are authorised to access my credit file.'

[The Tech Clerk]

Re: Cymruambyth v M&S

Ah! bless them they are trying ==============Very Trying! maybe the ink will run out soon & their funds be NIL to purchase more for harassment/?

[cymruambyth]

Re: Cymruambyth v M&S

Lots of unanswered phone calls. Another letter today asking if I'm experiencing financial difficulties, advising who to contact and supplying an I&E form. Still haven't replied to any of their attempts at contact.

[nanna58]

Re: Cymruambyth v M&S

xxxxxx

[cymruambyth]

Re: Cymruambyth v M&S

Ha ha ha nanna, they were nice so I carried on paying them, : . A few years of fighting left.

[nanna58]

Re: Cymruambyth v M&S

How long to SB ? Or is it already?