Sainsburys - Arrow - Wilkin Chapman

[PlanB]

Re: Sainsburys - Arrow - Wilkin Chapman

Arrow always say they don't "envisage" themselves as the creditor in law, yet they somehow miraculous get over that and envisage themselves as the creditor when they issue court proceedings. Funny that.

Anyway in your case they have agreed that "all collections activity will be suspended" while they approach Sainsbury's for your CCA. This could take forever so you can relax for the moment. I had a Sainsbury's credit card sold to Arrow which they conceded was UE and closed the file so anything is possible

[marypoppins]

Re: Sainsburys - Arrow - Wilkin Chapman

Arrow have responded.

We thank you for your letter dated 29/9 addressed to Wilkin Chapman Grange and passed to Arrow as assignees of the account .

We acknowledge you request for documentation pursuant to the CCA 1974.

We do not accept that we are the creditor as envisaged by the above statute. However, we are willing to assist in obtaining that which has been requested. We will now process your request for documentation from the creditor and will revert in due course.

We confirm that all collection activity will be suspended pending provision of the documents.

We return the payment of £1.00 (I'd sent two postal orders, one to Arrow and one to Wilkins)

I find that this non acceptance of being the creditor a little strange when they have purchased the 'rights, title and interest' and the total balance was sold to them by Sainsburys.

[SA Gold]

Re: Sainsburys - Arrow - Wilkin Chapman

Arrow s78 request signed for on 25th September.

Wilkin s78 request and LBA letter sent 30th September, still no record of delivery on RM site!

Hi Mary,
As for no record of signature, i think this may be something to do with the way a company bulk signs for mail (i,e a sack of it rather than individual envelopes)
The main thing is you have sent it recorded and got the receipt for that.
All the best with this.
Cheers
SA

[marypoppins]

Re: Sainsburys - Arrow - Wilkin Chapman

Arrow s78 request signed for on 25th September.

Wilkin s78 request and LBA letter sent 30th September, still no record of delivery on RM site!

[marypoppins]

Re: Sainsburys - Restons

Wherever do you find these?

[PlanB]

Re: Sainsburys - Restons

Haha, seems like a good idea so that we can compare notes!

[marypoppins]

Re: Sainsburys - Restons

I see you've started a Wilkin Chapman Fear Support Group

Haha, seems like a good idea so that we can compare notes!

[PlanB]

Re: Sainsburys - Restons

the title of this thread should now be Sainsburys - Arrow - Wilkin Chapman, so that it can be easily found for anyone else having to deal with them.

I see you've started a Wilkin Chapman Fear Support Group

[IF]

Sainsburys - Arrow - Wilkin Chapman

I think the title of this thread should now be Sainsburys - Arrow - Wilkin Chapman, so that it can be easily found for anyone else having to deal with them. They are a new name to me but seem to be on the move.

Could someone on the site team change it please?

Changed for you ----- > Sainsburys - Arrow - Wilkin Chapman

[marypoppins]

Re: Sainsburys - Restons

I think the title of this thread should now be Sainsburys - Arrow - Wilkin Chapman, so that it can be easily found for anyone else having to deal with them. They are a new name to me but seem to be on the move.

Could someone on the site team change it please?

[marypoppins]

Re: Sainsburys - Restons

Hi PlanB,

See post 33, I sent the first CCA request to Arrow, so that I was prepared for any communication from Wilkin Chapman.

Sorry for the confusion.

[PlanB]

Re: Sainsburys - Restons

As anticipated, letter from Wilkin Chapman received today (sent 2nd class)

. . . . So, I guess another cca request to them, together with the LBA letter.

If we are unable to agree a repayment plan within 14 days of the date of this letter (24/9), we have been instructed to issue Court Proceedings without further notice.

According to post # 42 on this thread you already sent the CCA request on 23rd Sept (i.e. last Tuesday) as Niddy suggested.

I'd send a new cca request. . . .

Send asap.

Done and ready for posting tomorrow.

Could it have crossed in the post with their letter dated 24th September?

[marypoppins]

Re: Sainsburys - Restons

As anticipated, letter from Wilkin Chapman received today (sent 2nd class), he usual you have failed to pay or agree a repayment plan etc.

They would like to reach an agreement in order to avoid legal proceedings (there's a sheet attached giving their bank details and also 'independent advice organisations', National debtline, CCCS,, CAB and Community legal advice).

If we are unable to agree a repayment plan within 14 days of the date of this letter (24/9), we have been instructed to issue Court Proceedings without further notice etc.

So, I guess another cca request to them, together with the LBA letter.

[marypoppins]

Re: Sainsburys - Restons

Done and ready for posting tomorrow.

Thanks Niddy, will update in due course.

[Never-In-Doubt]

Re: Sainsburys - Restons

I'd send a new cca request. Why not; let's see what they would produce upon a claim being served - best be safe than sorry.

Send asap.