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  • Adinuff
    replied
    Re: Adinuff's UE Diary

    Originally posted by PlanB View Post
    Unless I've misunderstood isn't this your (wife's) claim from September 2014?

    Andrew (not Paul) did your Defence which was filed at court resulting in Mediation where you didn't agree to their settlement terms so Drydens Fairfax subsequently Discontinued the claim.

    This thread here > http://forums.all-about-debt.co.uk/s...l=1#post436938

    If so, do you have a copy of the Notice of Discontinuance? You can get it from the court if you haven't.

    I wouldn't do anything for now and if you hear from them again or from HC you can send them a copy of the Notice of Discontinuance to shut them up.

    They'll know, or should know, that they can't issue a new claim without permission of the court which they're unlikely to get if it's the same or substantially the same as the original claim.

    Plan B x
    Hi Plan B,
    Yes your totally correct it's my wife's claim and Andrew filed my defence. I haven't recieved a Notice of Dicontiunace from the court and I think I should get one. Can you guide me on the process and which forms I require. I rang the court to be informed that Drysden Fairfax had discontinued there claim. Since they assigned the debt to someone else I didn't want to chance and leave it without guidance from yourselves.

    Thanks

    Adinuff

    Leave a comment:


  • Adinuff
    replied
    Re: Adinuff's UE Diary

    Originally posted by SaltnVinegar View Post
    Have you had any correspondence from HPH? When you say that CL finance didn't proceed, do you mean the claim was struck out, or they informed the court that they did not want to proceed?
    Hi S&V,
    They informed the court the weren't going to proceed.

    Adinuff

    Leave a comment:


  • PlanB
    replied
    Re: Adinuff's UE Diary

    Originally posted by Adinuff View Post
    I had a court summons issued by previous collectors CL finance. Had Paul draft my response and they didn't proceed. Now they have reassigned debt to HPH Ltd.
    Unless I've misunderstood isn't this your (wife's) claim from September 2014?

    Andrew (not Paul) did your Defence which was filed at court resulting in Mediation where you didn't agree to their settlement terms so Drydens Fairfax subsequently Discontinued the claim.

    This thread here > http://forums.all-about-debt.co.uk/s...l=1#post436938

    If so, do you have a copy of the Notice of Discontinuance? You can get it from the court if you haven't.

    I wouldn't do anything for now and if you hear from them again or from HC you can send them a copy of the Notice of Discontinuance to shut them up.

    They'll know, or should know, that they can't issue a new claim without permission of the court which they're unlikely to get if it's the same or substantially the same as the original claim.

    Plan B x

    Leave a comment:


  • SaltnVinegar
    replied
    Re: Adinuff's UE Diary

    Originally posted by Adinuff View Post
    Hi Guys,
    I had a court summons issued by previous collectors CL finance. Had Paul draft my response and they didn't proceed. Now they have reassigned debt to HPH Ltd. Shall I send another account in dispute temp to HPH ltd.

    Adinuff
    Have you had any correspondence from HPH? When you say that CL finance didn't proceed, do you mean the claim was struck out, or they informed the court that they did not want to proceed?

    Leave a comment:


  • Adinuff
    replied
    Re: Adinuff's UE Diary

    Originally posted by Adinuff View Post
    Hi Guys,
    I had a court summons issued by previous collectors CL finance. Had Paul draft my response and they didn't proceed. Now they have reassigned debt to HPH Ltd. Shall I send another account in dispute temp to HPH ltd.

    Adinuff
    Bump +1

    Leave a comment:


  • Adinuff
    replied
    Re: Adinuff's UE Diary

    Originally posted by Adinuff View Post
    HFC Marbles CC (wife)

    Balance Approx - £2249

    Default Date - Approx 2006

    Default Amount - £2700

    DMP (Payplan) - £6.53 Stopped Payment

    Sold - Lewis Group

    05/03/13 - Have Sent CCA and SAR request to HFC. Sent wrongly to HBOS before :-(

    07/03/13 - Reduced payment to £1

    25/04/13 - Received letter back from beneficial reference SAR request.Thank you for your recent letter in which you have requested information relating to the agreements you hold with us. we have assumed that your request for information is likely to be in relation PPI policies. We can confirm the account did not hold PPI charges. Returned £10 postal order :-)Still no reply to CCA request.

    29/04/13 - CCA reminder request letter sent to Beneficial.

    28/08/13 - Letter received from CL Finance. You have failed to make agreed payments towards concessionary arrangements on your account. Gonna ignore.

    01/10/13 - letter received from Howard Cohen Solicitors stating that they have been instructed to issue a claim against wife at the county court in respect of the above debt. Should you fail to respond to this letter , a claim will be issued against you without further notice.

    29/01/14 - We write to inform you by an agreement dated 13/12/13 , CL finance (part of Lewis Group) has assigned all of the rights, obligations and benefits assoicated with the above account to Hoist Portfolio Holding Lts to whom all monies are due. Please note Robbin Scum are now managing your account on behalf of HPH Ltd. please pay the. Gonna ignore.

    15/02/13 - Letter from Robbin Scum. Your account has been passed to us by our client to act as a collection agent and well will be now be dealing with it. Please contact us in 7 days.

    24/02/14 - letter from Robin Scum. Please contact us for a discussion regarding this debt. Gonna ignore

    22/03/14 - Letter from Robinscum. Pllease contact us.

    11/04/14 - Letter from Drydensfairfax. We have been instructed by our clients agent Robbin Scum. Please pay within 10 days or face further action.

    05/06/14 - Letter from drydenfairfax. Unless we receive payment for full amount we will issue proceedings in county court with a view to a CCJ.

    14/04/16 - Letter from Robbin scum. Account is due to be transferred to Howard Cohen Solicitors. At bottom of letter it has an notice of assignment. debt is being passed onto HPH ltd but Robbin Scum are still dealing with it
    Hi Guys,
    I had a court summons issued by previous collectors CL finance. Had Paul draft my response and they didn't proceed. Now they have reassigned debt to HPH Ltd. Shall I send another account in dispute temp to HPH ltd.

    Adinuff

    Leave a comment:


  • Adinuff
    replied
    Re: Adinuff's UE Diary

    Hi Guys,
    Just wanted say thanks to you all. Without your help over last 3 years i cant imagine where i would of been. Still a long way to go but feel more confident and assured in my journey.

    Adinuff

    Leave a comment:


  • greymatter
    replied
    Re: Adinuff's UE Diary

    Great news

    Leave a comment:


  • Pixie
    replied
    Re: Adinuff's UE Diary

    Great news! Keep that letter safe.

    Leave a comment:


  • nanna58
    replied
    Re: Adinuff's UE Diary

    I'm dancing on my pole

    Leave a comment:


  • nightwatch
    replied
    Re: Adinuff's UE Diary

    Oh yes, I like letters like that, well done xxx

    Leave a comment:


  • Adinuff
    replied
    Re: Adinuff's UE Diary

    Thanks Guys

    Leave a comment:


  • nanna58
    replied
    Re: Adinuff's UE Diary

    keep that very safe well done xxxxxxx love great news me .

    Leave a comment:


  • Enforcer
    replied
    Re: Adinuff's UE Diary

    Great news, keep that letter safe, just in case they then "sell the debt on". Hopefully this is the end!

    Leave a comment:


  • Adinuff
    replied
    Re: Adinuff's UE Diary

    Originally posted by Adinuff View Post
    HSBC CC (wife)

    Balance Approx - £4205

    Default Date - Approx 2006

    Default Amount - £5100

    DMP (Payplan) - £12.21 Stopped Payment

    Sold - Lewis group

    06/03/13 - Recieved CCa and SAR for above account.Scanning now and will send to Niddy for analysis. first thoughts are it is enforceable

    07/03/13 - Word back from Niddy. Seems like the CCA is enforceable :-(

    07/01/13 - Reduced payment to £1

    18/03/13 - Letter addressed to wife. "Response to a request pursuant to Section 77 of the consumer Credit Act 1974. we write to your letter dated 25/01/2013???. in normal circumstances the request you have made under section 77 off the CCA 1974 is not valid and HSBC has no obligation to provide the documents you seek. This is because the info relates to closed /repaid products that are no longer in force.
    However we have assumed that your request for info is likely to bin relation to obtaining details of PPI that you held with HSBC...goes onto mention CC that they think i have held with PPI. return my £1 postal order for safekeeping.
    02/07/13 - Letter From CL Finance. You have failed to make agreed payments towards the concessionary arrangement on account. We require payment in 10 days of the date of letter. Going to ignore.

    07/02/14 - We write to inform you by an agreement dated 13/12/13 , CL finance (part of Lewis Group) has assigned all of the rights, obligations and benefits associated with the above account to Hoist Portfolio Holding Lts to whom all monies are due. Please note Robbin Scum are now managing your account on behalf of HPH Ltd. please pay the. Gonna ignore.

    08/02/14 - Thank you for paying your account by instalments to a doorstep collector. As from 27/01/14, robin Scum will be managing your account on behalf of HPH Ltd (ex HSBC) However there will be no change to the arrangement that you have with your current doorstep collector. They will be advised that they need to direct all payments to Robbin Scum instead of Lewis Group. Ring us to discuss your account.

    16/04/14 - Letter from Robbin Scum. Despite attempts to contact you, the above account remains unpaid. Gonna ignore.

    13/06/15 - Letter from CL Finance. Notice of Assignment to Robinscum way Ltd. Im going to reply to this letter. Standard account in dispute template.

    13/06/15 - Lettter from Robinson Way. Please call us.

    27/06/15 - Letter from Robinson Way. Proposed Reconnection Visit.

    15/09/15 - Letter from Robinscum. Please note we have not yet received a response from the original creditor. This note is to let you know we are continuing to seek an update and will let you know the response as soon as we can. Action on your account has been temporarily stopped whilst we await a resolution.

    10/10/15 - Letter from CL Finance. Notice of assignment to Robinscum. Please deal Robinscum for future correspondent. Will send sold in dispute template.

    27/10/15 - Letter from Robinson Scum. We have noted recent request and we are still awaiting response from original creditor.

    07/12/15 - Letter from Robin Scum. We have been notified of recent activity on your credit file, which suggests that you have obtained a new financial account. This account still remains unpaid, we would encourage you to pay. Ignore


    23/03/16 - Letter from HPH. We refer to the querey you raised previosuly in relation to this account and apologize for the delay in getting back to you, we appreciate this may have been some time ago. As we are unable to resolve your query in a satisfactory manner, we have taken the decision to write off the account and cease all collections activity with immediate effect. Thanks for your patient.
    [/QUOTE]

    Hi Guys,
    Just received this reply from Moist Portfolio. Looks like they are writing of this debt which is great news. What are your thoughts?
    Adinuff

    Leave a comment:

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