Adinuff's UE Diary

[Adinuff]

Re: Adinuff's UE Diary

HSBC CC (wife)

Balance Approx - £4205

Default Date - Approx 2006

Default Amount - £5100

DMP (Payplan) - £12.21

Sold - Lewis group

06/03/13 - Recieved CCa and SAR for above account.Scanning now and will send to Niddy for analysis. first thoughts are it is enforceable

07/03/13 - Word back from Niddy. Seems like the CCA is enforceable :-(

hi Guys,
Niddy confirmed my previous thoughts as the CCA is enforceable. I nee some advice can i reduce payments to the enforceable CCA creditors to a £1 token paymentsand stop making payments to the unenforceable ones? Payments is due out very soon. Would like to make this call asap.

Adinuff

[Adinuff]

Re: Adinuff's UE Diary

Natwest/RBS Tesco CC (Wife)

Balance Approx - £1370

Default date - Approx 2006

Default Amount - £1650

DMP (Payplan) - £.3.98

Sold - Moorcroft Group

21/01/13 Letter send CCA and SAR request

31/01/13 [COLOR="Red"]Letter recieved stating SAR requires a signature(DPA 1998)(Section 7[/COLOUR]

04/02/13 Replied back saying will pick all details at local branch of RBS/Natwest providing relevant ID.

11/02/13 Recieved letter back for CCA. it states signature does not match on the one we have on record

13/02/13 Sent letter back stating that CCA does not require a signature. Will pick up CCa from local branch if Identifcatin is a big issue. Also stated that the 12 days were up on the 08/02/13

25/02/13 Recieved letter back from Tesco asking for Signature again for CCA

07/03/13 Recieved letter regarding SAR from RBS. "Cannot provide information you are looking for because we cannot locate it :-)

Morning guys,
just recieved letter back as stated above. Shall i send letter of dispute?

Adinuff

[SXGuy]

Re: Adinuff's UE Diary

To be honest, you wont win the signature argument with RBS, i never did.

Anti Tamper Strip was the way to go for me, finally admitted no CCA.

[vint1954]

Re: Adinuff's UE Diary

There other thing you can do is sign over a tamper strip. This is also in the resource area.

[Adinuff]

Re: Adinuff's UE Diary

I am not able to access the templates at the moment Adinuff, but there is one there for when the creditor is demanding a signature.

Hi vint,
Have already sent a letter back stating signatyure is not required. There not playing ball.

Adinuff

[Adinuff]

Re: Adinuff's UE Diary

Natwest/RBS Tesco CC (Wife)

Balance Approx - £1370

Default date - Approx 2006

Default Amount - £1650

DMP (Payplan) - £.3.98

Sold - Moorcroft Group

21/01/13 Letter send CCA and SAR request

31/01/13 [COLOR="Red"]Letter recieved stating SAR requires a signature(DPA 1998)(Section 7[/COLOUR]

04/02/13 Replied back saying will pick all details at local branch of RBS/Natwest providing relevant ID.

11/02/13 Recieved letter back for CCA. it states signature does not match on the one we have on record

13/02/13 Sent letter back stating that CCA does not require a signature. Will pick up CCa from local branch if Identifcatin is a big issue. Also stated that the 12 days were up on the 08/02/13

25/02/13 Recieved letter back from Tesco asking for Signature again for CCA

Anyone please help me on next course of action

Thanks

Adinuff

[vint1954]

Re: Adinuff's UE Diary

I am not able to access the templates at the moment Adinuff, but there is one there for when the creditor is demanding a signature.

[Adinuff]

Re: Adinuff's UE Diary

Hi,
if anyone needs addresses for HFC Bank :

Data Controller
HFC Bank limited
North Street
Winkfield
Windsor
Berkshire
SL4 4TD

Subject Access request :
Subject access request Team
PO Box 3607
Birmingham
B1 2XJ

there ya go

Adinuff

[Adinuff]

Re: Adinuff's UE Diary

I think they are all good signs. If they had the proper docs they would probably send them without quibble.

I think I suggested previously that a SAR or CCA request can be signed with a 'modified' signature. Some change to it that they would not spot you would if they 'lifted' it.
TBH, I have done it a few times in the hope they would lift it and use it fraudulently.

As you are still paying these tossers there is little benefit in delaying things at this stage. It is nice to know for sure if they have the right docs.

yeah still paying these leeches. wanted to stop this months payment on the technicality of no CCA sent. Any moderator input would be valued. You dont have the HFC addresses for CCa and SAR requests by any chance?

[DoTheyMeanMe]

Re: Adinuff's UE Diary

Id be happy to get anything at this stage. Sending me around in Circles. Want a signed application for CCA and SAR. Not happy with collecting from branch. And the threat letter has not budged them one bit. Dont know what to do next

Adinuff

I think they are all good signs. If they had the proper docs they would probably send them without quibble.

I think I suggested previously that a SAR or CCA request can be signed with a 'modified' signature. Some change to it that they would not spot you would if they 'lifted' it.
TBH, I have done it a few times in the hope they would lift it and use it fraudulently.

As you are still paying these tossers there is little benefit in delaying things at this stage. It is nice to know for sure if they have the right docs.

[Adinuff]

Re: Adinuff's UE Diary

I bet you get the same from Tesco that I did. A copy of your card application form with no PTs.

Good luck anyway.

Id be happy to get anything at this stage. Sending me around in Circles. Want a signed application for CCA and SAR. Not happy with collecting from branch. And the threat letter has not budged them one bit. Dont know what to do next

Adinuff

[DoTheyMeanMe]

Re: Adinuff's UE Diary

I bet you get the same from Tesco that I did. A copy of your card application form with no PTs.

Good luck anyway.

[DoTheyMeanMe]

Re: Adinuff's UE Diary

Just SAR and CCa Tesco finance

Thanks mate.

[Adinuff]

Re: Adinuff's UE Diary

Did you SAR Tesco and RBS separately or on one SAR?

Just SAR and CCa Tesco finance

[DoTheyMeanMe]

Re: Adinuff's UE Diary

Natwest/RBS Tesco CC (Wife)

Balance Approx - £1370

Default date - Approx 2006

Default Amount - £1650

DMP (Payplan) - £.3.98

Sold - Moorcroft Group

13/02/13 Sent letter back stating that CCA does not require a signature. Will pick up CCa from local branch if Identifcatin is a big issue. Also stated that the 12 days were up on the 08/02/13

25/02/13 Recieved letter back from Tesco asking for Signature again for CCA

Did you SAR Tesco and RBS separately or on one SAR?
My SAR to RBS did not get any Tesco stuff.