GDPR Cookie Consent by SimpleServe Privacy Script Allthatglitters' Diary - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Allthatglitters' Diary

Collapse
X
Collapse
 
  • Page of 3
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 2 3 template Next
  • #16
    Re: Allthatglitters' Diary

    Not heard from Hillesden for a while, but the solicitor contacted us on their behalf the other day with a copy of a CCA, and income and expenditure forms to provide proposals for payment.

    Demanding response within 7 days.

    Comment

    • #17
      Re: Allthatglitters' Diary

      Originally posted by allthatglitters View Post
      Not heard from Hillesden for a while, but the solicitor contacted us on their behalf the other day with a copy of a CCA, and income and expenditure forms to provide proposals for payment.

      Demanding response within 7 days.
      Has Niddy see the CCA ?

      If not send it to him for a look ---->

      Link----> agreements@all-about-debt.co.uk
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

      Comment

      • #18
        Re: Allthatglitters' Diary

        Originally posted by Deepie View Post
        Has Niddy see the CCA ?

        If not send it to him for a look ---->

        Link----> agreements@all-about-debt.co.uk
        Thanks. I will.

        Comment

        • #19
          Re: Allthatglitters' Diary

          Emailed Niddy.

          Comment

          • #20
            Re: Allthatglitters' Diary

            Just wondering how long I should wait for a reply from Niddy before emailing him again about the CCA?

            Any suggestions?

            Comment

            • #21
              Re: Allthatglitters' Diary

              Originally posted by allthatglitters View Post
              Just wondering how long I should wait for a reply from Niddy before emailing him again about the CCA?

              Any suggestions?

              um, might be worth giving it another day and then dropping him a PM just to remind him mate. He is a busy chap.
              When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

              Comment

              • #22
                Re: Allthatglitters' Diary

                Originally posted by allthatglitters View Post
                Just wondering how long I should wait for a reply from Niddy before emailing him again about the CCA?

                Any suggestions?

                It's only been 3 days....If you've not hard anything by weekend give him a quick PM....
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                • #23
                  Re: Allthatglitters' Diary

                  Originally posted by Deepie View Post
                  It's only been 3 days....If you've not hard anything by weekend give him a quick PM....
                  OK. Thanks. The letter from sols said I had to respond within 7 days and knowing the firm involved i feel nervous not responding to them with something.

                  Any suggestions?

                  Comment

                  • #24
                    Re: Allthatglitters' Diary

                    Originally posted by allthatglitters View Post
                    OK. Thanks. The letter from sols said I had to respond within 7 days and knowing the firm involved i feel nervous not responding to them with something.

                    Any suggestions?
                    Give him a PM....
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment

                    • #25
                      Re: Allthatglitters' Diary

                      Niddy says its enforceable.

                      The solicitors have threatened action if we dont make an offer for repayment by installments - and want this supported by income and expenditure forms, backed up with bank statements and pay slips).

                      What's the best way to proceed?

                      Can we ask them for proof that they have a right to collect the debt?

                      Do we have to provide income and expenditure forms, and details of our pay slips and bank statements?

                      Are we obilgated to provide this (if we do I'll use the one suggested by the CCCS)?

                      Comment

                      • #26
                        Re: Allthatglitters' Diary

                        Sorry to be a pest on this, but while the solicitor for the DCA has provided a copy of a CCA (which Niddy says it is enforceable) I haven't received a statement of account as per my CCA request, and there was nothing in the documentation from the Solicitor that provides any indication of their client's right to enforce the CCA (i.e. that they bought the agreement from the original lender).

                        Should I write and remind the DCA/solicitor of this ommission to the CCA request?

                        Comment

                        • #27
                          Re: Allthatglitters' Diary

                          which solicitor are we talking about and who was the original creditor?

                          for the moment i would sent of the missing PT letter just as a holding measure

                          did Nids say why it was enforceable?

                          Comment

                          • #28
                            Re: Allthatglitters' Diary

                            Originally posted by MrsD View Post
                            which solicitor are we talking about and who was the original creditor?

                            for the moment i would sent of the missing PT letter just as a holding measure

                            did Nids say why it was enforceable?
                            Sorry for being dense, but what do you mean by PT letter?

                            Comment

                            • #29
                              Re: Allthatglitters' Diary

                              Prescribed Terms = PT
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment

                              • #30
                                Re: Allthatglitters' Diary

                                Hiya

                                Really sorry for the delay, been really busy.

                                Ok I would for now send this off --> CCA Query - Missing Prescribed Terms - allaboutDEBT UK

                                See what that does, send it to whoever is hassling you (ie whoever sent the CCA to you last month). Sod paying just yet, you can do that if they do indeed start action but for now, see what happens.

                                Keep us updated
                                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                                Comment

                                Previous 1 2 3 template Next
                                Working...
                                X