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Dibs UE Diaries

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  • #121
    Re: Dibs UE Diaries

    Hello IF, that's very kind of you and thank you for asking.

    I'm still paying for an old CCJ, but it's just a token amount each month, as I refuse to pay more unless they go back to court.

    The other one is an old debt from Comet, which AK have, this one still bothers me, its over 4k and I only pay them £10 a month, it keeps them quiet, however, I don't particularly want to keep paying them indefinitely, but I also don't have any money to offer as a settlement, so on it goes :-(

    Dibs

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    • #122
      Re: Dibs UE Diaries

      Well you can only do what you can xxxx
      if you do it today and you like it you can always do it again tomorrow

      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • #123
        Re: Dibs UE Diaries

        Account type: Comet Store Card by Time Retail Finance
        Defaulted: 2003
        Sold to Aktiv Kapital 2003

        This is now with the PRA group and having received the Hello & pay us letter, I sent a new CCA request on Niddy's advice.
        They have replied stating that they currently have no paperwork for this account and accept that it is currently unenforceable in court, however, they require my payment proposals by return, or they may put in the hands of a third party collection agency!

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        • #124
          Re: Dibs UE Diaries

          ..... who will be able to do nothing but hassle you with empty threats.

          (File that letter for safekeeping.)

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          • #125
            Re: Dibs UE Diaries

            I agree with SW, let them pass it along then we wait and see what they send. file that letter safely away xx
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #126
              Re: Dibs UE Diaries

              Agreed keep that letter very very safe xxxx
              if you do it today and you like it you can always do it again tomorrow

              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • #127
                Re: Dibs UE Diaries

                Thank you all for your sound advice x

                Comment

                • #128
                  Re: Dibs UE Diaries

                  Originally posted by Dibsfbd View Post
                  They have replied stating that they currently have no paperwork for this account and accept that it is currently unenforceable in court,

                  That's great news Dibs

                  Keep the letter very safe and make photocopies of it to send to anyone who PRA puts on to collecting the debt.
                  Let your smile change the world but don't let the world change your smile

                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment

                  • #129
                    Re: Dibs UE Diaries

                    Originally posted by Dibsfbd View Post
                    Account type: Comet Store Card by Time Retail Finance
                    Defaulted: 2003
                    Sold to Aktiv Kapital 2003

                    This is now with the PRA group and having received the Hello & pay us letter, I sent a new CCA request on Niddy's advice.
                    They have replied stating that they currently have no paperwork for this account and accept that it is currently unenforceable in court, however, they require my payment proposals by return, or they may put in the hands of a third party collection agency!

                    I would also make a copy of that letter in case you lose the original - thats as much as admission that you're home and dry to SB
                    "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                    The consumer is that sleeping giant.!!


                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment

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