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Hi everyone I’m looking for some help please and not sure how to start I’ve just received my cca agreement from Cabot and not sure what to do next
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Send copy not redacted to webmaster@all-aboutdebt.co.uk. Quote threadI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Start a diaryI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Thank will do that nowComment
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A vital first step if you hope to get any meaningful advice from the forum. You joined last year, so have presumably seen the format.Originally posted by The Tech Clerk View PostComment
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Type of account - hsbc credit card
Date commenced -2007
Approx balance -2000
Date last paid -oct 21
Are you on arrangement or not paying -not paying
Account owner -Cabot
defaulted in 2011 and was paying monthly until October 21
History
30/05/22 cca received from Cabot sent to niddy it’s enforceable
31/05/22 letter from Cabot asking me set up my own plan
16/06/2022 letter received legal action in one month
29/06/22 letter received today telling me I have 22 days to avoid legal action and also a threat of court fees and legal costs will be added
16/7/22 letter received saying account will be placed with solicitors in 7 days
28/07/22 letter received saying we will not be taking legal action at this time but balance still due please contact us
1/09/22 letter received telling me a company called ORBIT will coming to visit my home to help me get in touch with Cabot
31/10/22 orbit knocked and left letter
25/04/23 letter from Cabot telling orbit will be visiting my home
4/05/23 letter posted through door from orbitLast edited by Andrew10; 4 May 2023, 13:46.Comment
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seems his box returns to sender? so wait a while?I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Ok will wait thanksComment
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Thanks. What are you hearing from Cabot since last October? When did Cabot take over the debt btw?Originally posted by Andrew10 View PostComment
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Hi they took over the debt in 2014 but I’ve been paying them for 10yrs then sent a cca off last year they sent back unenforceable letter only had the odd phone call until they sent this todayLast edited by Andrew10; 31 May 2022, 06:53.Comment
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keep that letter safeI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Yes I will do all though it feels useless nowComment
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sudden out of the blue. keep it safe, the CCA they sent proably suspect as a last attempt to unsettle you???
Colin G Quinn may have some comment?Last edited by The Tech Clerk; 31 May 2022, 08:24.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Email is fine. Maybe it's too large so they'd need to shrink it. just send CCA (normal)I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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My CCA is enforceable so will wait and see what Cabot do now the phone calls have started quite frequently as well but still ignoring themComment
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