Night Monkey's diary

[Dottir]

Night Monkey

As I am sure you know Overdales are being a tad disingenuous here. They are part of Lowells. Well to be exact the people who own Lowell also own them. They pretend to be a third party but I think we all know they are not.

It used to be Lowell Solicitors but they ceased practicing 31st March 2024

Just for further reference they used to be called Lucas credit services

[Roger]

At this point in time Lowells are up a gum tree aren't they!
The Truth is simple Sold Whilst in Dispute ie HSBC had failure to respond to the S.78 (they received that request and sent back the statutary monies (sic Postal Order) doesn't matter whether the letter was hand written or otherwise it came from HSBC)
The DSAR no CCA
Overdales might not have been sent a Statutary S.78 (because of the missing £1) . At one time we would have sent the Sold Whilst In Dispute to Lowell.
But you have the evidence! Keep this very safe!

[Night Monkey]

The slightest of updates.

All bar the HSBC overdraft have now dropped off my credit file, this being the most recently defaulted in February 2019 so hopefully only three months or so until this one goes too. Annoyingly it appears twice (with differing amounts), last updated by HSBC in April '19 and by Lowell in July '23. I'm not minded to address the double entry given that time should sort it out soon enough, and I don't want to risk restarting the SB clock.

Other than that, all's quiet.

[stuckinarut]

Hopefully the next 3/4 months will fly past, and all dropped off

[Night Monkey]

Hopefully the next 3/4 months will fly past, and all dropped off

That's the next milestone, then all being well a quick sprint to SB in March '26. How time flies .