Lola girl UE diary...newbie!

[The Tech Clerk]

provide the correct signature then

[Lola girl]

Another question- I have received a reply from my CCA request to Tesco... I initialled the letter and typed my full name, but they have said they won’t comply as I haven’t provided the correct signature?

[Lola girl]

Hi all,
So this has been checked by Niddy and come back as unenforceable. Suggested that I don’t share with M&S what is missing so what do I write back?
Do I just say the documents don’t comply fully with my request? Do I say that I deem them unenforceable. I would like to withhold my payments to them until they come up with the correct documents. Thanks!

[Joanna Connolly Solicitors]

•Barclays (from 25.3.13) 6k- response from PRA saying info requested from OC and collections on hold.
•Tesco (24.3.07) Debenhams (15.3.07) and MBNA (9.1.14) (Moorcroft) no response as yet
•Marks & Spencer, 8k, from 25.9.06 have replied with the following...
feb 19 credit card statement
generic terms and conditions
list of general interest rates
and a copy of the credit card agreement - this shows my name, address, credit card number, signature and date (25.9.06) and a signed direct debit mandate, all other information appears generic. I have sent a copy in by email for checking but cannot see where any prescribed terms personal to me are in the agreement.

Hello

Just to say there can be more legal issues for a debt to be enforceable in law than just the credit agreement.

I look forward to helping you on your debt journey.

Di

[Joanna Connolly Solicitors]

any CCA1974 you have send it not redacted in full to:- webmaster-all-about-debt@co.uk for checking if enforceable or not

The correct email address is webmaster@all-about-debt.co.uk.

Di

[The Tech Clerk]

any CCA1974 you have send it not redacted in full to:- webmaster@all-about-debt.co.uk. for checking if enforceable or not? link this thread

[Lola girl]

Edited - diaries actually start on page 2!

Hello all!
Currently on DMP with SC, all defaulted and sent off 5 CCA requests on 30th July.
•Barclays (from 25.3.13) 6k- response from PRA saying info requested from OC and collections on hold.
•Tesco (24.3.07) Debenhams (15.3.07) and MBNA (9.1.14) (Moorcroft) no response as yet
•Marks & Spencer, 8k, from 25.9.06 have replied with the following...
feb 19 credit card statement
generic terms and conditions
list of general interest rates
and a copy of the credit card agreement - this shows my name, address, credit card number, signature and date (25.9.06) and a signed direct debit mandate, all other information appears generic. I have sent a copy in by email for checking but cannot see where any prescribed terms personal to me are in the agreement.

Good to read others experiences and I’ll update as I go along. Thanks!