Edited - diaries actually start on page 2!
Hello all!
Currently on DMP with SC, all defaulted and sent off 5 CCA requests on 30th July.
•Barclays (from 25.3.13) 6k- response from PRA saying info requested from OC and collections on hold.
•Tesco (24.3.07) Debenhams (15.3.07) and MBNA (9.1.14) (Moorcroft) no response as yet
•Marks & Spencer, 8k, from 25.9.06 have replied with the following...
feb 19 credit card statement
generic terms and conditions
list of general interest rates
and a copy of the credit card agreement - this shows my name, address, credit card number, signature and date (25.9.06) and a signed direct debit mandate, all other information appears generic. I have sent a copy in by email for checking but cannot see where any prescribed terms personal to me are in the agreement.
Good to read others experiences and I’ll update as I go along. Thanks!
Hello all!
Currently on DMP with SC, all defaulted and sent off 5 CCA requests on 30th July.
•Barclays (from 25.3.13) 6k- response from PRA saying info requested from OC and collections on hold.
•Tesco (24.3.07) Debenhams (15.3.07) and MBNA (9.1.14) (Moorcroft) no response as yet
•Marks & Spencer, 8k, from 25.9.06 have replied with the following...
feb 19 credit card statement
generic terms and conditions
list of general interest rates
and a copy of the credit card agreement - this shows my name, address, credit card number, signature and date (25.9.06) and a signed direct debit mandate, all other information appears generic. I have sent a copy in by email for checking but cannot see where any prescribed terms personal to me are in the agreement.
Good to read others experiences and I’ll update as I go along. Thanks!
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