Pezman's Diary

[pezman65]

Re: Pezman's Diary

This lot are obviously completely nuts, and they are going to keep living in their own fairy tale world for as long as this alleged debt endures.

Obviously, they have no right to income and expenditure information, so that should be ignored.

It is now time for a complaint to be forwarded to the Information Commissioner's Office. They are utterly useless and are unlikely to take any action, but I take the position that any Financial Ombudsman Service adjudicator will expect you to have complained to the relevant authorities, and are more likely to take your case seriously if you do. This complaint is purely about their failure to comply with the Data Protection Act.

A formal complaint will also need to be sent to Paragoon, so that it can then be escalated to the FOS. This should include absolutely everything which is relevant, from non-compliance with the SAR through extortionate interest being added to charges being made where there is no contractual stipulation for them. The FOS are not prepared to consider the unenforceability issue, but this continues to work in the background ensuring that Paragoon will never be paid another penny unless they are prepared to risk a court claim.

They are just total idiots, and now need to be reported as such.

SH

Thanks SH, I will draft a complaint and let you see it before I send it if thats OK, cheers Pez

[pezman65]

Re: Pezman's Diary

That is what I would do.

It seems as though Sharklaycard have now run out of arguments, so they are now going to go through the pantomime of making endless equitable assignments. It is a common enough scenario, and is a positive sign overall.

SH

Will send off today, cheers Pez

[pezman65]

Re: Pezman's Diary

Hi Guys, can anyone tel me where I get those great little Unenforceable signs that I see so often on this sight, thanks Pez

[ScabHunter]

Re: Pezman's Diary

They are in with the emoticons.

Click "Post a Reply"

To the right, you should see a sample of smilies, and a link saying '[More]' at the bottom. Click this, and it should bring up another window, with a wider selection of emoticons. When you find the right one, just click on it.

HTH,

SH

[IF]

Re: Pezman's Diary

pezman click on the smiley top row and scroll down through the smileys and there it is

[Undercover Elsa]

Re: Pezman's Diary

Hi Pezman,
The ICO's site has a word. doc complaint form you can fill in online, and either email or print to post to them with all the supporting docs and info.
Here> Make Your Complaint - Complaints - ICO


Elsa x

[pezman65]

Re: Pezman's Diary

pezman click on the smiley top row and scroll down through the smileys and there it is

Found it, wow there are loads, great thanks Pez

[pezman65]

Re: Pezman's Diary

Hi Pezman,
The ICO's site has a word. doc complaint form you can fill in online, and either email or print to post to them with all the supporting docs and info.
Here> Make Your Complaint - Complaints - ICO


Elsa x

Thanks UE, thats great, Got it all sorted and it will be off tomorrow, cheers Pez

[pezman65]

Re: Pezman's Diary

pezman click on the smiley top row and scroll down through the smileys and there it is

Found them, many thanks Pez

[pezman65]

Re: Pezman's Diary

Type of account - Credit Card

Date commenced -1998

Approx balance - £1861

Date last full payment - 2000

Are you on arrangement or not paying - Arrangement until 29.08.12 now not paying (Cabot)

Status - Just cancelled DD

Account owner - B.O.Scotland / Cabot

Key:
Blue - Communication Sent
Red - Communication Received

04.09.12 requested CCA and sent £1 po
11.09.12 letter recieved stating they do not have the info onfile but they have requested it from the original lender, account on hold for 40 days.
07.12.12 Letter received from Crackpot stating they are unable to obtain CCA and as such the account is unenforceable. Please contact to arrange payment (Yea right)

Hi Guys, just thought I would update you on this account: 07.12.12 Letter received from Crackpot stating they are unable to obtain CCA and as such the account is unenforceable. Please contact to arrange payment (Yea right) Many thanks to you all for the support, this is a good result, yes? Cheers Pez

[ScabHunter]

Re: Pezman's Diary

Hi Guys, just thought I would update you on this account: 07.12.12 Letter received from Crackpot stating they are unable to obtain CCA and as such the account is unenforceable. Please contact to arrange payment (Yea right) Many thanks to you all for the support, this is a good result, yes? Cheers Pez

No.

It is a bloody excellent result! Keep that letter safe. I recommend scanning it and keeping electronic copies as well. Personally, I would upload it to the free Amazon cloud, so that even if my house burned down and I lost everything, I could still print it off to use as evidence.

SH

[ken100464]

Re: Pezman's Diary

Well done Pezman. A result indeed.

[helmsman]

Re: Pezman's Diary

Hi Guys, just thought I would update you on this account: 07.12.12 Letter received from Crackpot stating they are unable to obtain CCA and as such the account is unenforceable. Please contact to arrange payment (Yea right) Many thanks to you all for the support, this is a good result, yes? Cheers Pez

Well done pez, I have 4 of those type letters all kept safe, all thanks to AAD. hoping for many more eventually.

[IF]

Re: Pezman's Diary

Brilliant result Pez

[The Tech Clerk]

Re: Pezman's Diary

Are you not going to send them any payments, they will:-