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  • CleverClogs (RIP)
    replied
    Re: SeaSaw Diary

    Originally posted by SeeSaw View Post
    My Brains not in sycn
    Does that explain the dyxlesia?

    Leave a comment:


  • SeeSaw
    replied
    Re: SeaSaw Diary

    Hi FP
    I did send for a SAR for old bank account which is not in my diary.
    Wanted to check for bank charges on the account.

    Regards

    SeaSaw

    Leave a comment:


  • SeeSaw
    replied
    Re: SeaSaw Diary

    Hi Flower

    O bugger I sent it to

    Abbey National PLC
    Collections & Recoveries
    Po Box 201
    Grafton Gate East Central
    Milton Keynes
    MK9 1AN

    O well will wait and see if they send anything.

    Regards

    SeaSaw

    Leave a comment:


  • SeeSaw
    replied
    Re: SeaSaw Diary

    Originally posted by SeeSaw View Post
    Abbey (Santander) 2032
    Type of account credit card
    Date commenced well before 2007
    Approx balance 2574.58
    Date last paid £1 month Token March 2012
    Not paying
    Status default
    Account owner DCA Anker’s Fredrickson


    27/03/12 Letter from Fred. Not same account number. Ignored
    4/04/12 CCA sent to Fred
    4/4/12 Letter from Fred Ignored
    Hi

    Letter from fred ignored had set CCA before I got there letter LOL.

    Regards

    SeaSaw

    Leave a comment:


  • SeeSaw
    replied
    Re: SeaSaw Diary

    Thanks for your replies I found the address for the collections department do you think I could send it there?


    Regards


    SeaSaw

    Leave a comment:


  • Pixie
    replied
    Re: SeaSaw Diary

    Regarding the different account number, DCAs often assign their own reference number to accounts.

    Sorry, don't know address for Abbey, could you google it?

    Leave a comment:


  • Deepie
    replied
    Re: SeaSaw Diary

    Originally posted by SeeSaw View Post
    Hi I2D


    I have just done a CCA to Freds, Beneficial and Apex today, also done a SAR for Santander (Abbey) do they send all docs for all abbey accounts OH has had? I want to claim back bank charges from OH bank account, and would you know the address to send abbey the SAR?



    Regards

    SeaSaw
    Just ignore that letter from Apex then, as for address not sure......

    Leave a comment:


  • SeeSaw
    replied
    Re: SeaSaw Diary

    Hi I2D


    I have just done a CCA to Freds, Beneficial and Apex today, also done a SAR for Santander (Abbey) do they send all docs for all abbey accounts OH has had? I want to claim back bank charges from OH bank account, and would you know the address to send abbey the SAR?



    Regards

    SeaSaw

    Leave a comment:


  • Deepie
    replied
    Re: SeaSaw Diary

    Originally posted by SeeSaw View Post
    Morning all

    I received this letter yesterday from Apex see attached, I’m not sure if Apex own the loan or are they working for Santander.

    Received letter from Fred with wrong account number should I reply to them using ref number they have sent or just ignore due to wrong ref number.

    Regards

    SeaSaw
    Have you sent a CCA request on this ?

    Leave a comment:


  • SeeSaw
    replied
    Re: SeaSaw Diary

    Morning all

    I received this letter yesterday from Apex see attached, I’m not sure if Apex own the loan or are they working for Santander.

    Received letter from Fred with wrong account number should I reply to them using ref number they have sent or just ignore due to wrong ref number.

    Regards

    SeaSaw
    Attached Files
    Last edited by SeeSaw; 3 April 2012, 10:05.

    Leave a comment:


  • SeeSaw
    replied
    Re: SeaSaw Diary

    Hi Niddy have emaild the sig to you.

    have a nice day.

    Regards

    SeeSaw

    Leave a comment:


  • SeeSaw
    replied
    Re: SeaSaw Diary

    Afternoon all, Just got a few question any advice most welcome.


    1. We have gone on Interest only Morgage for 2 years due to OH health and low income. The bank had asked for medical heath details from Dr and wanted us to fill I&F not received I&E form yet, are they aloud to ask for these details.


    2. We want to sell the house so we can find something more suitable for OH; he has balance problem and problems with his knees. Could we protect the equity in the house to do this?


    3. Santander rang a month asked to fill an I&E form told caller the debt is OH, he said ok just put OH I&E on, no form received. I clam as joint couple for I ESA how would I split the money from that.


    Regard


    SeaSaw

    Leave a comment:


  • SeeSaw
    replied
    Re: SeaSaw Diary

    Hi LOL I thoult you got defalut every time it went to DCA. If you look at my sig you will know why LOL.

    Kind Regards

    Seasaw

    Leave a comment:


  • Pixie
    replied
    Re: SeaSaw Diary

    Originally posted by SeeSaw View Post
    Hi I dont Know much about defaults so dont know why?

    Kind Regards

    SeaSaw
    As far as I'm aware there can only be one default for each debt. You've put Default X3


    Originally posted by SeeSaw View Post
    Santander
    Type of account Loan
    Date commenced 26/07/07
    Approx balance £9812.73
    Date last paid £1 month Token Last Paid March 2012
    No Paying
    Status default X3
    Account owner DCA Anker’s Apex

    This Loan was taken out to pay original loan which was taken out in 2005, PPI for 2007 onwards been paid back, Will need to put claim in for PPI 2005.
    Was paying £1 month Token last paid March 2012
    This has been sent to 3X DCA


    29/03/12 Call 10.18 from Apex told to put in writing.

    Leave a comment:


  • SeeSaw
    replied
    Re: SeaSaw Diary

    Hi I dont Know much about defaults so dont know why?

    Kind Regards

    SeaSaw

    Leave a comment:

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