Angelag's ue Diary

[Never-In-Doubt]

Re: Angelag's ue Diary

MBNA 2 - Ends 16
credit card
started August 2000
last full payment June 2007
no default recieved, not making payments
letters recieved from mbna

(Both started of as A & L credit cards, 1 was a visa, 2 a mastercard and then both taken over by mbna,some letters refer to both account numbers some dont)

16/4 requested cca
May reminder sent
June Final response sent
September letter confirming they havent responded to my request but still enforceable

This is, and remains unenforceable so continue to ignore until they respond with a CCA....

:UE

[Never-In-Doubt]

Re: Angelag's ue Diary

Natwest loan
£14186.52
Started 2002
Last full payment June 2007
on dmp pay one payment for loan and overdraft(but they have different account numbers and sort codes)
defaulted
Recieve letters from Triton

June cca requested
June recieved letter asking to go to a branch so a member of staff can photocopy either driving licence or passport and then fax to Triton (not sure what to do about this)

Ok, presumably you sent a CCA Request to Natwest then? Did they cash your £1 cheque? If they did, you should continue to ignore as they are in breach and the account is unenforceable.

If they returned the cheque to you then send a CCA Request to whoever owns the account, i.e. Triton, with a new £1 payment. In any case, until they do comply this is account is and remains, unenforceable...

:UE

[Never-In-Doubt]

Re: Angelag's ue Diary

Changes

You'll probably notice that your posts look different and have been moved about etc - that was me, tidying up the diary so don't worry - everything (relevant) is still here, just in a more economical order to work to!

Best of luck y

Niddy

[ANGELAG]

Re: Angelag's ue Diary

Hi

Thank you very much, i'm very grateful for your help. I'll send out the letters you've advised and take it from there.

Thanks

[Never-In-Doubt]

Re: Angelag's ue Diary

Best of luck..... keep us updated y

[ANGELAG]

Re: Angelag's ue Diary

Updated Natwest credit card and natwest loan posts

[ANGELAG]

Re: Angelag's ue Diary

updated barclaycard post

[Never-In-Doubt]

Re: Angelag's ue Diary

Updated Natwest credit card

Yes you have but you never answered any of my questions from previous updates. Basically I asked if you were paying and if so cease - were you / have you?

The letter they sent you can be ignored, it is their final response. No response necessary.

It is, and remains, :UE

[Never-In-Doubt]

Re: Angelag's ue Diary

Updated Natwest loan

You do not have to sign anything, respond with the following, also enclosing your cheque and original cca request etc again: ---> http://forums.all-about-debt.co.uk/view ... 2306#p2306

[Never-In-Doubt]

Re: Angelag's ue Diary

updated barclaycard post

Respond with the following to Mercers: ---> http://forums.all-about-debt.co.uk/view ... 2309#p2309

[ANGELAG]

Re: Angelag's ue Diary

Hi

Sorry your right i didnt reply, i think i'm a bit useless at all this!

I've cancelled the standing order for natwest credit card,the next payment is due on the 15th.

Thanks for the help i'll get the letters sent to natwest and mercers

Thanks

[Never-In-Doubt]

Re: Angelag's ue Diary

Hiya

Yea you need to start doing things properly otherwise it costs me time and that means I tend to forget to update things cos time is too precious to me when I am trying to single handedly deal with all UE things.... the easier you make things for me the faster you'll get replied.

Thanks

[ANGELAG]

Re: Angelag's ue Diary

Hi

Yes i completely understand, this is just all very new to me, thanks for your patience.

Hopefully going forward i'll make it easier for you and do things properly.

Thanks

[Never-In-Doubt]

Re: Angelag's ue Diary

Thank you y y gh gh

[ANGELAG]

Re: Angelag's ue Diary

updated natwest loan and sent copy of letter by email

updated barclaycard and sent copy of letter by email