Miss Muddle's UE Diary

[Deepie]

Re: Miss Muddle's UE Diary

Please..can anyone remind me of the email address to send CCA's to Niddy..

webmaster@all-about-debt.co.uk

[Miss Muddled]

Re: Miss Muddle's UE Diary

webmaster@all-about-debt.co.uk

Cheers Deepie, Greatly appreciated.

[Never-In-Doubt]

Re: Miss Muddle's UE Diary

Cheers MrsD..SB letter on its way tomorrow.

Hold fire, new templates will be live this weekend - best to use them as they have the new FCA guidelines in them

- just wait till Monday and the new site will be live by then

[Miss Muddled]

Re: Miss Muddle's UE Diary

Hi Niddy

Just registered on your new amazing Website and downloaded SB letter for Scotlland. Will post tomorrow.

Upwards and Onwards with AAD behind us, what more can we ask for,,,

[Miss Muddled]

Re: Miss Muddle's UE Diary

webmaster@all-about-debt.co.uk

Have sent Niddy a copy of the CCA that Aktiv Kapital have sent me, I know if anybody can find anything wrong with it, it will be Niddy.

I did pay them for quite sometime when I was on CAG as I was advised it was enforcable at the time, however will wait to see what Niddy's expert watchful eye says.

Have managed to keep them at bay for past 4 years or so but they seem to be getting desperate now.

[Miss Muddled]

Re: Miss Muddle's UE Diary

Account No, 9

STORE CARD ACCOUNT

Type of account:– Originally Loan from 1 st National transferred to GE Money
Date commenced:- 2003
Approx balance:- £1,000
Last full payment paid:- 2007
Arrangement or not paying: – Never paid since 2007
Assigned to: Link Fiancial 2007 (never paid anything to them)

Totally forgot about this one, for many years only ever received statements from Link Financial every 6 months or so and maybe few leters saying pay up or else.

Never paid since 2007 so would expect it to be SB however on checking a few of the statements they have allocated a £1 payment to this account in 2009 which would have been payment for the CCA that we applied for in 2009 is this allowed to be added to the account to restart SB clock, sure I have read somewhere that this is not allowed but not sure if was on AAD or when I was on CAG (many years ago now).

Now received a letter from Robinson Way today demanding payment, anybody any pointers on what we should do.

They obviously don't think its SB or do they and are just trying to bully us into paying.

Have sent Niddy a copy of the CCA that Aktiv Kapital have sent me, I know if anybody can find anything wrong with it, it will be Niddy.

I did pay them for quite sometime when I was on CAG as I was advised it was enforcable at the time, however will wait to see what Niddy's expert watchful eye says.

Have managed to keep them at bay for past 4 years or so but they seem to be getting desperate now.

Cheers Niddy for casting your expert eye over this CCA and declaring it We knew if anybody could find something wrong on this CCA , you could. To think for the past 3 years we always thought this was enforceable as when we were on CAG they deemed it enforceable and to be honest AK never bothered us so it never occured to ask Niddy to have a peek at this, but just recently Aktiv Kapital have raised their ugly heads again.

Niddy advised to send Missing Terms letter. but....not sure if I should delete section 2. stating:

The Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 1983 (SI/1557) states: 2: Legibility of notices and copy documents and wording of prescribed Forms..

As the CCA was legible but missing main terms do I delete this and enter something else in or leave as letter stands.

Sorry for being a total dunderheid,

[Miss Muddled]

Re: Miss Muddle's UE Diary

Not sure if this question should be in my Diary, but here goes.....

We are changing from Virgin Media to Sky at beginning of next month and Virgin have told us we can no longer keep our old/ancient blueyonder email addresses (had them for approx 20 years now).

Anyway how will this effect my membership with AAD. Do I just change my email address or will this cause me security problems and if so how do I change my email address with you Guys/Gals (don't want to lose contact with such a great site).

[The Tech Clerk]

Re: Miss Muddle's UE Diary

virgin allow you a couple of months to change e-mail addresses I took 3 months

[cymruambyth]

Re: Miss Muddle's UE Diary

Half way down your member page, go to your account, then on left hand side there is the option to edit settings and towards the bottom on the left you can change your email address. It works!

[Never-In-Doubt]

Re: Miss Muddle's UE Diary

Edit email here -> http://forums.all-about-debt.co.uk/p...o=editpassword

once you've done it here just head to AAD (main site) and login then click here (then click "account details") -> http://www.all-about-debt.co.uk/index.php/edit-profile/

[Never-In-Doubt]

Re: Miss Muddle's UE Diary

Cheers Niddy for casting your expert eye over this CCA and declaring it We knew if anybody could find something wrong on this CCA , you could. To think for the past 3 years we always thought this was enforceable as when we were on CAG they deemed it enforceable and to be honest AK never bothered us so it never occured to ask Niddy to have a peek at this, but just recently Aktiv Kapital have raised their ugly heads again.

Niddy advised to send Missing Terms letter. but....not sure if I should delete section 2. stating:

The Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 1983 (SI/1557) states: 2: Legibility of notices and copy documents and wording of prescribed Forms..

As the CCA was legible but missing main terms do I delete this and enter something else in or leave as letter stands.

Sorry for being a total dunderheid,

if you've already replied / sent it ignore this but generally no, you would leave it there

[Miss Muddled]

Re: Miss Muddle's UE Diary

virgin allow you a couple of months to change e-mail addresses I took 3 months

Thanks TTC wasn't quite sure if they would just disconnect emals on same day as contract ending.

Half way down your member page, go to your account, then on left hand side there is the option to edit settings and towards the bottom on the left you can change your email address. It works!

Many thanks cymruambth wasn;t sure if there was a security issue on changing email addresses.

Edit email here -> http://forums.all-about-debt.co.uk/p...o=editpassword

once you've done it here just head to AAD (main site) and login then click here (then click "account details") -> http://www.all-about-debt.co.uk/index.php/edit-profile/

Cheers Niddy for the link you know me to well. I am a complete dunderheid around technology I can't seem to store anything in this old brain of mine seems all the brains pigeon holes are filled up, as soon as I learn something new the next day its all forgotton.

if you've already replied / sent it ignore this but generally no, you would leave it there

Haven't sent reply yet as Mr M been really unwell with one thing and another. and basically didn't want to do the wrong thing and cock up all your good work. Will I still send this reply even although its been about 4 weeks since I recieved the CCA copy. Not heard a peep from them since they sent the CCA copy.

[Undercover Elsa]

Re: Miss Muddle's UE Diary

Morning Honey,
If they've not been in touch with you since they sent it I would leave it until they write to you again. Spin it out as long as possible.
Sorry Mr M is still struggling, it's been a long haul hasn't it, for you both?
Sending hugs, you know where I am if you need anything
Elsa xxx

[Never-In-Doubt]

Re: Miss Muddle's UE Diary

Agree with Elsa - if no contact don't send anything

hope Mr M gets better.

[Miss Muddled]

Re: Miss Muddle's UE Diary

Agree with Elsa - if no contact don't send anything

hope Mr M gets better.

Cheers Niddy..unfortunately he seems to be getting worse everyday.
Will put off sending letter till I hear from them.

Unfortunately Mr M seems to be getting worse by the day. However will count our blessings he is still with us due to your amazing help 2 years ago (hard to believe).