UE - SIX Years On!

[MustGetStraigh]

Re: UE - One year on

Brilliant post, Alland. Sums up the overall situation so well.

And I know what you mean, Cookie, about the only place where you can be completely honest.

I am just four years into my "journey" and intend to write about my experience when I am in that safe haven of a place. Until then I dare not tempt fate.

Once again, more than mere thanks to Niddy.

And hello, Elsie, hope you are well - remembering the MSE days! We have all come such a long way.

Well I remember writing my first "One Year On" post... that was 3 years ago. I remember following your story, Phoenix, and it inspired me. Elsie it sounds like you've been through so much.

I started sending CCA letters in June 2010. Most of my defaults are from 2009 and having escaped thus far actually getting any court papers, I did begin to think I was "home and dry". But I've had some papers thorugh today which I intend to fight. My message ... if you think you are home and dry don't start ignoring hte post! Lesson learned. I'd got almost blase about it and was just putting DCA lettesr to one side, while I tried getting on with life.

But the very fact that I was able to go to rebuilding things, having come on here 4 years ago absolutely scared witless that we would lose our home... that speaks volumes. Even getting the Court papers, I'm not panicked. I am hoping there is a way to fight it. 4 years ago I think that would have finished me off.

I can't thank this forum, and the people on it, enough. Above all, 3 cheers to Niddy.

[Spent2much]

Re: UE - One year on

Well its now 2 years since joining here and starting our UE journey , 4 years to go until SB .

i don't know how you have put up with me all this time but i thank all of you for your support and i couldn't have got this far without you x

[MrsD]

Re: UE - One year on

4 years in to-day, on the last lap now. a couple of the blighters have woken up recently but we're still ploughing on and we know the support is here when we need it.

counting down the days

[Still Waving]

Re: UE - One year on

It has now been 2 years since I officially started on the UE trail, although it is getting on for 27 months since I last made any payments, having discovered AAD and read some of the UE threads.

So far, one small amount which had been bought by a DCA has been written off by that DCA. Another amount of around 13k - the creditor admitted they can't produce the original agreement. It had gone quiet on that front since late last year, but they have just sold it on to a DCA.

Of the other alleged debts, there are a variety of disputes ongoing, but some of them I have not heard from for a little while, and the odd one for approx 1 year.

Pror to this I had been paying all alleged debts for 2 years via a DMP with an anticipated end date of 2024 - some 13 years into my retirement.

I don't have any regrets about taking back control and ditching the DMP which was keeping me on a tight budget, with no real contingency for unexpected or large expenses/purchases. Definitely not the way to enjoy retirement.

[Pip]

Re: UE - One year on

Pror to this I had been paying all alleged debts for 2 years via a DMP with an anticipated end date of 2024 - some 13 years into my retirement.

I don't have any regrets about taking back control and ditching the DMP which was keeping me on a tight budget, with no real contingency for unexpected or large expenses/purchases. Definitely not the way to enjoy retirement.

Similar experience here, SW -- being bled dry for 12 years just for the sake of numbers created from nothing on banks' computers and the prospect of living off baked beans until 2023 under the DMP was very unappealing. The final straw for me with the DMP was when I had no spare cash to pay to get a knackered wisdom tooth sorted out, and being worried about asking CCCS to allow me to make reduced payments one month to pay for it!

[nanna58]

Re: UE - One year on

4 years and 2 months for me hanging in there as are we all.There are no words that would ever be enough for Niddy to know what he means to me and all of us I am sure.I only hope he knows.That goesfor all of the team.I still flap when a letter comes but thats me the original flappy bird.I have no idea how I would have coped had I have not found this site after mse ,so cheers my friends
And as Margaritta Prackatan says "i lub you all"

[MrsD]

Re: UE - One year on

aw nanna, we love you too xxx

[IF]

Re: UE - One year on

.......I lub ya too Nanna

[The Tech Clerk]

Re: UE - One year on

yeh! & poor Nanna was left on old site for a while on transfer, but we missed her & we did not laughhhhhhhhhhh ooooppppssssss

[nanna58]

Re: UE - One year on

yeh! & poor Nanna was left on old site for a while on transfer, but we missed her & we did not laughhhhhhhhhhh ooooppppssssss

SURRUP YOU

[Phoenix]

Re: UE - One year on

I love you, too, Nanna.

And agree wholeheartedly with everyone's comment about this site - cannot find enough praise for Niddyy and all the help and support he and his team have given to me.

[Never-In-Doubt]

Re: UE - One year on

It's a site effort guys. All I did was start things going - now it's run pretty much by the users which is all I ever wanted

[Never-In-Doubt]

Re: UE - One year on

SURRUP YOU

I remember the pole dancing - yes at your age!!

Good on you

[Phoenix]

Re: UE - One year on

It's a site effort guys. All I did was start things going - now it's run pretty much by the users which is all I ever wanted

And will it not be the site's birthday this month - four whole years? Interesting to look back and see the progress made.

[Never-In-Doubt]

Re: UE - One year on

And will it not be the site's birthday this month - four whole years? Interesting to look back and see the progress made.

Well AAD on vB came in August 2010 but we were AAD on the old platform since:

Site Startup Date Monday, May 17, 2010 at 12:16 pm

So we class that as the original start-up date. August was the vB commencement date hence my (and yours & other mods / site team) join date shows as August 2010 not May 2010.