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Citicard / Opus / Cabot Vs The Chippy

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  • #61
    Re: Citicard / Opus / Cabot Vs The Chippy

    Originally posted by thechippy View Post
    Hi P1,

    I sent the letter you helped with and they came back with this......

    "We acknowledge receipt of your letter and have referred the matter back to Cabot. Once we receive further instruction, we will be in further contact".

    Nothing for a week or 2, then........

    "In response to your letter dated....xxx. (the one you did for me, and to which they replied above). We confirm that as previously advised, by providing you with a copy of your original credit agreement (which it's not as it's not available) on date xx, we satisfied our obligation under the cca1974. Under the cca1974, there is no obligation for us to provide you with a signed copy of the agreement.

    Pls make payment by date xx blah blah. If not, we have been instructed by our client to issue proceedings"

    RBS and whoever collects for them have been doing the same with me.

    The one sent in response to my CCA request is clearly UE and they don't have the original, but they won't admit it. they just keep saying the request was satisfied.

    HB

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