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  • #106
    Re: Morgan Stanley Barclaycard sold to Lowell

    Originally posted by rockwell View Post
    A non response received from Fredricksons....will revert once we receive instructions etc. Nothing from this idiot Carter, what sort of self respecting solicitor would involve themselves in the seedy end of debt collection, selling their letterhead for 50p per letter?
    All good so far..... Freds. can't proceed without Carter, as said......

    Self-respecting?
    Remember the mantra:
    NEVER communicate by 'phone.
    Send EVERYTHING by Recorded/Special Delivery
    Keep a copy of EVERYTHING sent
    Keep hold of EVERYTHING received
    PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

    Comment

    • #107
      Re: Morgan Stanley Barclaycard sold to Lowell

      As we thought, the clowns at Fredrickson did not even attempt to answer the CPUTR question. Their letter informs me documentation is available from their client Lowell and it may cost me £1.....er no! Account on hold to end February providing me sufficient time to revert with confirmation of my position???? Are they on drugs?
      Nothing as yet from Carter.

      Comment

      • #108
        Re: Morgan Stanley Barclaycard sold to Lowell

        Originally posted by rockwell View Post
        Fredrickson did not even attempt to answer the CPUTR question. Their letter informs me documentation is available from their client Lowell

        . . . . Nothing as yet from Carter.
        Freds won't answer your CPUTR question because they are not obliged to, but they will have read your letter which is why your account has been put on hold Bryan Carter cannot ignore your s.78 CCA request and the reply will probably say something similar as Freds but I expect he will pass your CCA request to Lowell nevertheless since he'll know he can't enforce the debt until your request is dealt with.

        Comment

        • #109
          Re: Morgan Stanley Barclaycard sold to Lowell

          Originally posted by rockwell View Post
          As we thought, the clowns at Fredrickson did not even attempt to answer the CPUTR question. Their letter informs me documentation is available from their client Lowell and it may cost me £1.....er no! Account on hold to end February providing me sufficient time to revert with confirmation of my position???? Are they on drugs?
          Nothing as yet from Carter.
          Stupid feckers.... I had much the same from them. Carter will answer if it's headed up "Complaint".... that's how you get around it... but it will be nonsensical.

          I wrote to him twice and then he p*ssed off for good.
          Remember the mantra:
          NEVER communicate by 'phone.
          Send EVERYTHING by Recorded/Special Delivery
          Keep a copy of EVERYTHING sent
          Keep hold of EVERYTHING received
          PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

          Comment

          • #110
            Re: Morgan Stanley Barclaycard sold to Lowell

            This slimy little creep Carter may be good at issuing threats but he's not quite so diligent in responding! Priority One's letter headed complaint sent 10 Feb and still no response. CCA request sent a little later and assume I will receive some form of answer on this.

            Comment

            • #111
              Re: Morgan Stanley Barclaycard sold to Lowell

              A brief note from Carter in response to my CCA request saying if I need info contact their client Lowell! Meanwhile what are my payment proposals.
              Also, no acknowledgement of my £1 statutory fee and definitely not returned so wondering if this will be used by Carter for "other purposes" Any suggestions on how to proceed from here most welcome!

              Comment

              • #112
                Re: Morgan Stanley Barclaycard sold to Lowell

                Originally posted by rockwell View Post
                A brief note from Carter in response to my CCA request saying if I need info contact their client Lowell! Meanwhile what are my payment proposals.
                Also, no acknowledgement of my £1 statutory fee and definitely not returned so wondering if this will be used by Carter for "other purposes" Any suggestions on how to proceed from here most welcome!
                Apologies, above letter received from Fredrickson, not Bryan Carter.

                Comment

                • #113
                  Re: Morgan Stanley Barclaycard sold to Lowell

                  I had all this nonsense some time back and it turned into a farce.
                  I ended up sending the cputr letter as well. They seemed to get confuzzled and thought I was asking for a copy of the agreement again. (I wasn't, as I already had a copy similar to yours). Anyway, it seemed they requested an agreement copy, but Barclays could not be bothered to play ball and dig it out all over again.

                  I then got a letter saying the agreement could not be found, and they wrote the whole lot off and closed the file......
                  -----------------------------------------------

                  Happiness, is screwing over a DCA.......

                  Comment

                  • #114
                    Re: Morgan Stanley Barclaycard sold to Lowell

                    Originally posted by rockwell View Post
                    A brief note from Carter in response to my CCA request saying if I need info contact their client Lowell! Meanwhile what are my payment proposals.
                    Also, no acknowledgement of my £1 statutory fee and definitely not returned so wondering if this will be used by Carter for "other purposes" Any suggestions on how to proceed from here most welcome!
                    No need to do anything for now. Freds. know the drill…. and if they're still bowing down to Lowell, it shows they have no real clout anyway.
                    Remember the mantra:
                    NEVER communicate by 'phone.
                    Send EVERYTHING by Recorded/Special Delivery
                    Keep a copy of EVERYTHING sent
                    Keep hold of EVERYTHING received
                    PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment

                    • #115
                      Re: Morgan Stanley Barclaycard sold to Lowell

                      Thanks chippy, same as your situation, Freds response to CPUTR was request docs from Lowell. Strangely similar note from Freds again....seems to be in response to my letter(s) to Carter. Nothing directly from Carter yet.

                      PI, many thanks for keeping an eye on this!

                      Comment

                      • #116
                        Re: Morgan Stanley Barclaycard sold to Lowell

                        Bryan Carter appears dumbstruck as no response to either PI's letter sent 10th Feb or CCA request a few days later. As he has sent me a begging letter I think I'll write again enclosing copy original CCA request. What's happened to my £1 fee? probably used as a token payment on the account! I'm in a "letters all around" mood!

                        Comment

                        • #117
                          Re: Morgan Stanley Barclaycard sold to Lowell

                          Originally posted by rockwell View Post
                          Bryan Carter appears dumbstruck as no response to either PI's letter sent 10th Feb or CCA request a few days later. As he has sent me a begging letter I think I'll write again enclosing copy original CCA request. What's happened to my £1 fee? probably used as a token payment on the account! I'm in a "letters all around" mood!
                          No need..... what does the letter say Rockwell? Any reference to the complaint you made?
                          Remember the mantra:
                          NEVER communicate by 'phone.
                          Send EVERYTHING by Recorded/Special Delivery
                          Keep a copy of EVERYTHING sent
                          Keep hold of EVERYTHING received
                          PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment

                          • #118
                            Re: Morgan Stanley Barclaycard sold to Lowell

                            Originally posted by rockwell View Post
                            Thanks chippy, same as your situation, Freds response to CPUTR was request docs from Lowell. Strangely similar note from Freds again....seems to be in response to my letter(s) to Carter. Nothing directly from Carter yet.

                            PI, many thanks for keeping an eye on this!
                            Don't worry about Freds, had the same thing, repeatedly told them its their job to chase not me, they kept saying no, request directly, and placing the account on hold, till after the 3rd letter it went silent, until someone else decided to write, seems they gave up and moved on.
                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment

                            • #119
                              Re: Morgan Stanley Barclaycard sold to Lowell

                              Originally posted by PriorityOne View Post
                              No need..... what does the letter say Rockwell? Any reference to the complaint you made?
                              Sorry PI, I was referring to Carter's initial threat, no response whatsoever from Carter to your complaint letter or CCA request. The only communication I received was from Fredricksons in response to my CPUTR letter suggesting I contact Lowell for documents!

                              Comment

                              • #120
                                Re: Morgan Stanley Barclaycard sold to Lowell

                                Freds/Carter have probably got rid of it then....

                                Just hold on and see what you get next.
                                Remember the mantra:
                                NEVER communicate by 'phone.
                                Send EVERYTHING by Recorded/Special Delivery
                                Keep a copy of EVERYTHING sent
                                Keep hold of EVERYTHING received
                                PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                                Comment

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