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  • #76
    Re: Morgan Stanley Barclaycard sold to Lowell

    Well, had my first letter from Fredricksons stating we act for Lowell "pay up or else" I think I'll chose the "or else" option!

    On a serious note, I'd like to get rid of them pronto so any suggestions regarding appropriate letters welcome. Perhaps a copy of the original letter sent to Lowells should suffice!

    Comment

    • #77
      Re: Morgan Stanley Barclaycard sold to Lowell

      just pop off a swid http://www.all-about-debt.co.uk/old/...lst-in-dispute

      Comment

      • #78
        Re: Morgan Stanley Barclaycard sold to Lowell

        CPUTR is still very under-used (in my opinion) but all relevant information is in the thread in my signature. To my knowledge, no-one has been issued with court papers when following this route and it tends to cut through the cr*p very quickly.

        The thread is in my signature and sample letters are in the template section. The rest is up to you....
        Remember the mantra:
        NEVER communicate by 'phone.
        Send EVERYTHING by Recorded/Special Delivery
        Keep a copy of EVERYTHING sent
        Keep hold of EVERYTHING received
        PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment

        • #79
          Re: Morgan Stanley Barclaycard sold to Lowell

          Without wishing to tempt fate, Cabot and MSDW went quiet after I sent P1's letter.
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

          Comment

          • #80
            Re: Morgan Stanley Barclaycard sold to Lowell

            Thanks everyone, Fredricksons appear to be about the only DCA in the country who haven't had a go at this! I'll fire off something appropriate and see what happens.

            Comment

            • #81
              Re: Morgan Stanley Barclaycard sold to Lowell

              Well, Fredricksons have been quick off the mark with an LBA. I intend to put a stop to their antics with either PI's CPUTR letter or possibly as an immediate response a "sold while in dispute" letter. What I would really like to forward would be a one line email telling them what to do with the Christmas stuffing!

              Happy Christmas everyone!

              Comment

              • #82
                Re: Morgan Stanley Barclaycard sold to Lowell

                I'm about to fire off a "get lost" letter to Fredricksons, may send PI's CPUTR template unless anyone thinks it is not appropriate in this case.

                On reviewing old paperwork I noticed I have in addition to cut & paste junk agreement a defective default notice....the DN from Mercers (shouldn't it be from Barclaycard?) late 2009 gives me 13 days as opposed to the statutory 14 days required. Is this still a consideration should matters escalate?

                Happy New Year everyone!

                Comment

                • #83
                  Re: Morgan Stanley Barclaycard sold to Lowell

                  Keep that dodgy DN in a locked vault that no one else can access. It may be very useful later.

                  Comment

                  • #84
                    Re: Morgan Stanley Barclaycard sold to Lowell

                    Originally posted by ATW View Post
                    Keep that dodgy DN in a locked vault that no one else can access. It may be very useful later.
                    Thanks ATW, will do!

                    Comment

                    • #85
                      Re: Morgan Stanley Barclaycard sold to Lowell

                      Despite sending a CPUTR letter to Fredricksons I just received a letter from Bryan Carter advising I contact Fredricksons etc. failure to do so and Carter will take action within 14 days. Although it is on Carters headed paper it looks to me like a letterhead for hire sent by Freds.

                      I would like to deal with this ASAP, any suggestions would be most welcome. I'm reluctant to send a copy of the CPUTR letter to Carter as I feel this is more suited to dealing with idiot DCA's.

                      Comment

                      • #86
                        Re: Morgan Stanley Barclaycard sold to Lowell

                        Originally posted by rockwell View Post
                        Despite sending a CPUTR letter to Fredricksons I just received a letter from Bryan Carter advising I contact Fredricksons etc. failure to do so and Carter will take action within 14 days. Although it is on Carters headed paper it looks to me like a letterhead for hire sent by Freds.

                        I would like to deal with this ASAP, any suggestions would be most welcome. I'm reluctant to send a copy of the CPUTR letter to Carter as I feel this is more suited to dealing with idiot DCA's.
                        Hi Rockwell.... thanks for the message. I sent a formal complaint letter quoting CPUTR to Brian Carter a few years back and he toddled off quite nicely. I'll have a look in my files later this evening and dig it out....

                        That's a typical Freds. response.
                        Remember the mantra:
                        NEVER communicate by 'phone.
                        Send EVERYTHING by Recorded/Special Delivery
                        Keep a copy of EVERYTHING sent
                        Keep hold of EVERYTHING received
                        PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment

                        • #87
                          Re: Morgan Stanley Barclaycard sold to Lowell

                          Remember we've got a bad DN here
                          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                          Comment

                          • #88
                            Re: Morgan Stanley Barclaycard sold to Lowell

                            Many thanks! We do indeed, we have a botched cut & paste agreement, dodgy DN, no response from Freds to my CPUTR letter and a string of deluded crackhead DCA's who have tried their luck with this over the years.
                            Thank you PI, look forward to hearing from you.

                            Comment

                            • #89
                              Re: Morgan Stanley Barclaycard sold to Lowell

                              Yep. Basically they're fucked
                              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                              Comment

                              • #90
                                Re: Morgan Stanley Barclaycard sold to Lowell

                                ** If they issue a claim let me know ASAP.
                                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                                Comment

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