twins 2 financial statement

[Never-In-Doubt]

Re: twins 2 financial statement

Sort yourself, your head, the car and forget this - this is the least of your worries

Chin up, you'll be fine....

[The Tech Clerk]

Re: twins 2 financial statement

Next time do an official Royal Sign to them = "Annies Quote:- Naff Off" that is the only Royal Appointment they can be responded to. lol

[SaltnVinegar]

Re: twins 2 financial statement

Thanks pixie, I need to get my self together had a shit week,fell over yesterday,fainted and badly bruised my legs,the car died on me and needs £500 of repairs and now this I feel sick!

Well if they turn up on the doorstep take it out on them

Seriously they are not worth stressing about - the account is UE and they are just trying bully boy tactics. Remember they are debt collectors NOT bailiffs. If they turn up at the door they have no right of access and you do not have to speak to them. Just tell them to refer back to the letters you have sent them to bugger off and shut the door in their faces.

You have more important things to be worrying about than this bunch of lowlifes.

Best
SnV

[Pixie]

Re: twins 2 financial statement

Thanks pixie, I need to get my self together had a shit week,fell over yesterday,fainted and badly bruised my legs,the car died on me and needs £500 of repairs and now this I feel sick!

I hope you're okay.

I'm having a bit of a shit week too so i know how you feel

Moorcroft are the least of your problems. If they turn up again take out your frustration at your shit week out on them. It will be very therapeutic!

[twins2]

Re: twins 2 financial statement

I hope you're okay.

I'm having a bit of a shit week too so i know how you feel

Moorcroft are the least of your problems. If they turn up again take out your frustration at your shit week out on them. It will be very therapeutic!

Thank you everyone for listening.twins2.

[Pixie]

Re: twins 2 financial statement

Thank you everyone for listening.twins2.

That's what we're here for...to give support

[twins2]

Re: twins 2 financial statement

Capitol one credit card
Date commenced 01/05/2000
Balance £2,147
Date last paid 24/03/2012
Was on a arrangement to pay £25 per month,stopped paying now
Status defaulted
Account owner i think are Fredrickson international ltd
CAA request posted via recorded delivery 26/04/2012
Reply letter recived on 02/05/2012 saying we have referred the matter to our client and will revert to you as soon as we are in receipt of instructions,in the meantime,we confirm that the account as been placed on hold.
Telephone harresment letter posted via recorded delivery 27/04/2012
Reply recived back 5/05/2012 confirming any future correspondence will be in writing as far as possible.
Letter recived back from capitol one asking for a sample of my signiture how should i reply?
11/05/2012 sent signitutue request letter.12/05/2012 i still have not had a reply from these people,do i need to do anything?
3/07/2012 still not recived the cca plus no contact from these people in ages
19/07/2012 threat by creditor letter sent by recorded post in reply to there letter threatening court action if full payment not made within 7 days.
26/07/2012 cca recieved sent to niddy for checking.
Letter also recieved from bryan carter solicitors demanding payment or court proceedings will comence.
4/08/2012 niddy says this is
6/8/2012 missing terms letter sent via recorded delivery
16/08/2012 letter received from fredricksons stating the account is on hold until they have contacted capitol one as what to do next.
11/03/1013
letter received stating that I am a confirmed resident at my address,usual litigation threat from fredrickson international.
30/05/2013
Letter received stating they are passing the debt on,wait to see who to?
10/6/2013
yellow card received today stating they will call on wednesday,will send a doorstep letter today.

Good afternoon,
letter received today from credit solutions(capitol one cc debt)thanking me for the doorstep letter I have sent but they do not agree to my request not to call, they say they can call because this debt is not reasonably disputed or deadlocked,they say when I opened this account I agreed that my creditors could communicate with me.
What do I do or send please?
Twins 2.

[SXGuy]

Re: twins 2 financial statement

It is so funny how they interpret the law to their own needs.

Communication comes in all forms, including by letter.

You have a right to not allow anyone to visit you without a prior appointment, it has NOTHING to do with whether something is disputed or deadlocked.

How do they believe that CCA1974 has any relation to an implied right of common law to refuse appointments is beyond me!

[Still Waving]

Re: twins 2 financial statement

Good afternoon,
letter received today from credit solutions(capitol one cc debt)thanking me for the doorstep letter I have sent but they do not agree to my request not to call, they say they can call because this debt is not reasonably disputed or deadlocked,they say when I opened this account I agreed that my creditors could communicate with me.
What do I do or send please?
Twins 2.

I think I would send them the Sold Whilst in Dispute letter, and also remind them of the OFT Guidance document OFT664 which says that it is improper or unfair practice to visit or threaten to visit a debtor without his prior agreement when the debt is deadlocked or reasonably queried or disputed.

[twins2]

Re: twins 2 financial statement

I think I would send them the Sold Whilst in Dispute letter, and also remind them of the OFT Guidance document OFT664 which says that it is improper or unfair practice to visit or threaten to visit a debtor without his prior agreement when the debt is deadlocked or reasonably queried or disputed.

Thanks for the advice sold in dispute letter has been sent.
regards twins2.