twins 2 financial statement

[Deepie]

Re: twins 2 financial statement

I am so sorry i am such a fool this is the mint credit card which is
I have got them mixed up,thank you for pointing this out, its the menopause making me brain dead
any advise,
thanks twins2.

I would send this then if it were me----> Threat by Creditor - Threat-o-Gram Letter Before Action

[twins2]

Re: twins 2 financial statement

No worries, just as well it's the above, I remember hearing from Green & Co. a couple of years ago, they just passed it on to Wetclothes but it was nearly a year later (for UE RBS CC)

All done,many thanks to you all,
regards twins2.

[twins2]

Re: twins 2 financial statement

Type of account barclaycard credit card
Date commenced 27/12/2000
Approx balance £4,445
Date last paid 27/04/2012
I have a arrangement to pay £75 per month for 12 months to be reviewed at the end of the 12 months
Status late
Account owner barclaycard
CCA posted on 23/05/2012 via recorded delivery
12/06/2012 no reply as yet.

Barclaycard credit card
Good morning,
today i have recieved a reply from barclaycard they have passed the account to mercers debt collections,they are asking for the outstanding amount to be paid.
They have not replied to my cca request which was sent ages ago 23/05/2012,any advice on what i should send back or how i should reply?
Thanks in advance twins2.

[Deepie]

Re: twins 2 financial statement

Barclaycard credit card
Good morning,
today i have recieved a reply from barclaycard they have passed the account to mercers debt collections,they are asking for the outstanding amount to be paid.
They have not replied to my cca request which was sent ages ago 23/05/2012,any advice on what i should send back or how i should reply?
Thanks in advance twins2.

I would wait and see what Mercers have to say.............

[twins2]

Re: twins 2 financial statement

MBNA credit card
Good morning,
today i have received a letter from experto stating this is a final demand,stating i have ignored all of there attempts to contact me.If i do not make contact they will be left with no alternative but to,
refer to doorstep agency,which will result in a agent calling,or they will refer the account to there legal partner to progress via litigation.
What do i do,any advise?Is it now time to agree to try to repay the debt as it is enforceable.
many thanks in advance twins2.

Good morning,MBNA account
today i have received a letter form experto stating they are now prepared to accept a reduced settlement amount which will be accepted as full and final settlement of this matter,they have asked me to call.
Does anyone have any advise on what i should do,if i want to settle how much do i offer to start with?
Thanks in advance twins2.

[Pixie]

Re: twins 2 financial statement

Certainly don't call them!!

Have a read of UPDATED - Full Final Settlements Explained - allaboutFORUMS

Are you able to make a F&F offer?

[twins2]

Re: twins 2 financial statement

Capitol one credit card
Good morning,
Just as you said they would they have sent me a letter disagreeing with what i have said,they go on to say they will still chase this debt,plus they do not consider ringing me up as harresment?
They go on and on for two pages ending with i have the right to contact the financial ombudsman.
Do i do any thing or just wait for there next move?

Good morning,
Capitol one credit card.
I have received a letter from fredrickson stating as a goodwill gesture they are prepared to accept a full and final settlement on the account,please contact us within 48 hours.
They go on to inform me about my credit file etc,bla bla bla.
Should i ignore?
Thanks in advance twins2.

[twins2]

Re: twins 2 financial statement

Certainly don't call them!!

Have a read of UPDATED - Full Final Settlements Explained - allaboutFORUMS

Are you able to make a F&F offer?

Hi,
it depends how much they would accept?

[Pixie]

Re: twins 2 financial statement

Good morning,
Capitpl one credit card.
I have received a letter from fredrickson stating as a goodwill gesture they are prepared to accept a full and final settlement on the account,please contact us within 48 hours.
They go on to inform me about my credit file etc,bla bla bla.
Should i ignore?
Thanks in advance twins2.

I would

Hi,
it depends how much they would accept?

There's no hard and fast rule. Start low and work your way up. I know of someone who got a £2,000 F&F on a £10,000 debt (20%)

If you're going for a settlement make sure it's a FULL settlement not partial.

[twins2]

Re: twins 2 financial statement

All done,many thanks to you all,
regards twins2.

mint credit card.
Good morning,
Today i have received a letter from mint stating they have now passed my account to moorcroft and they will contact me within 14 days.
Anyone had dealings with these people,any advise?
Thanks in advance twins 2.

[twins2]

Re: twins 2 financial statement

I would



There's no hard and fast rule. Start low and work your way up. I know of someone who got a £2,000 F&F on a £10,000 debt (20%)

If you're going for a settlement make sure it's a FULL settlement not partial.

Hi,
the amount i owe is £7747,
thanks for your advise will read up on what you have advised,
regards twins2.

[Pixie]

Re: twins 2 financial statement

mint credit card.
Good morning,
Today i have received a letter from mint stating they have now passed my account to moorcroft and they will contact me within 14 days.
Anyone had dealings with these people,any advise?
Thanks in advance twins 2.

I've had then for2 credit card debts and my overdraft...they got seen off pretty quickly. Having said that, they were the only ones to send someone to visit my doorstep. I don't know which credit card it was for as they were dealing with both at the same time. I didn't even give him chance to speak...I recognised the logo on the sheet of paper on his clipboard...and he was left to get acquainted with my doorstep

Wait until you hear from Moorcroft and then send Our Templates | Unenforceability Templates | Account Sold whilst in Dispute

[twins2]

Re: twins 2 financial statement

Probably nothing new, as Mercers are Barcraps in-house [badly] trained threat-monkey division.

Barclaycard credit card
Good morning,
i have received the usual letter from mercers which does not tell me anything new same old rubbish!
But today I have received a letter from barclaycard stating that they cannot find the original cca,they have sent me a copy of the terms and conditions.They go on to say they accept they are prevented from enforcing the debt while this state of affairs continues.They still insist i should be making payments.
Is this good news?Any advice?
Thanks in advance twins2.

[Pixie]

Re: twins 2 financial statement



Definitely good news.

Keep that letter (and the envelope it came in) very safe.

[helmsman]

Re: twins 2 financial statement

Barclaycard credit card
Good morning,
i have received the usual letter from mercers which does not tell me anything new same old rubbish!
But today I have received a letter from barclaycard stating that they cannot find the original cca,they have sent me a copy of the terms and conditions.They go on to say they accept they are prevented from enforcing the debt while this state of affairs continues.They still insist i should be making payments.
Is this good news?Any advice?
Thanks in advance twins2.

I have one of those letters too so keep it safe very safe, well done.