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Re: Lloyds CCA- wrong address! Advise please :-)
Congrats on the win. It was a great result.
I do notice you imply that you did let them know the s78 was rubbish although you kept the details to yourself so not a million miles from what i said whilst other advice was to ignore them. In this case i'd use it as a stick to batter them with and see what falls. The agreement is UE remember, so if they do find a correct address it's not going to change that. If however they don't ...
M1
Originally posted by PlanB
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I'd love to challenge you to a game of poker if you're going to show me your hand before I've downed my first vodka shot 
I've won my case in court this week based on the fact that we didn't let the creditor know which details on the documents they had produced for my s.78 request were wrong until after lunch and in front of the judge. Sorted. Claim dismissed (thank you Paul & Niddy). We kept telling them that they hadn't complied with s.78 for months and they couldn't figure out why. It's going to cost the creditor £50k in losses
Imagine what would have happenend if I'd written to the creditor and said "look here you've made this and that mistake". I can. Option number 1 on your list would have happenend without any shadow of a doubt and I'd be the one staring at a bill for £50k (loser pays other side's costs) and a possible charging order on my home
I'm usually free at the weekend if you ever want that poker game
I've won my case in court this week based on the fact that we didn't let the creditor know which details on the documents they had produced for my s.78 request were wrong until after lunch and in front of the judge. Sorted. Claim dismissed (thank you Paul & Niddy). We kept telling them that they hadn't complied with s.78 for months and they couldn't figure out why. It's going to cost the creditor £50k in losses
Imagine what would have happenend if I'd written to the creditor and said "look here you've made this and that mistake". I can. Option number 1 on your list would have happenend without any shadow of a doubt and I'd be the one staring at a bill for £50k (loser pays other side's costs) and a possible charging order on my home
I'm usually free at the weekend if you ever want that poker game
I do notice you imply that you did let them know the s78 was rubbish although you kept the details to yourself so not a million miles from what i said whilst other advice was to ignore them. In this case i'd use it as a stick to batter them with and see what falls. The agreement is UE remember, so if they do find a correct address it's not going to change that. If however they don't ...
M1
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