MattyA's Masterplan....

[MattyA]

Re: MattyA's Masterplan....

Best of luck Matty, get stuck into ema mate - you're right, when they refund this they should retrospectively put you in a position as if the product was never there so as you say, your account should have been closed ages ago - keep on at em

Who's ema & is she a nice girl ?

(1 -1 )

Matty

[Never-In-Doubt]

Re: MattyA's Masterplan....

Best of luck Matty, get stuck into ema mate - you're right, when they refund this they should retrospectively put you in a position as if the product was never there so as you say, your account should have been closed ages ago - keep on at em

[MattyA]

Re: MattyA's Masterplan....

Matty they cannot offset like that mate. You'll get paid the refund.

Well done mate. And thank you so very much for your amazing site donation earlier. Totally unexpected and greatly received.

Best of luck mate - we'll filter out the remainder at the end of the reclaims and formalise a clear up with f&f's if you still want to take that route? Plenty of time yet...

Cheers Boss - No thanks required as all the thanks are all from me - you saved me & most probably my family by showing me the path to take and helping me along the way!

I will go down the route of F&F's once reclaims are sorted or before as is necessary (court action / unavoidable) but as you say plenty of time yet.

I have just spent the evening calculating the payments made to HSBC (PPI claim settled) retrospectively taking into account the effect had the ppi payments not been applied to the account and I reckon they owe me a 'few more bob' yet, as the account should have had a zero balance in 2003 if PPI had not been applied to it...I had been paying £200 / 250 per month since then which adds up very quickly.
I can but try - next stop card services .

Regards,

Matty

[MattyA]

Re: MattyA's Masterplan....

Well done Matty, that is so fab!

I don't think they will use the surplus to the other account Matty, as it is a different account.

I have an ongoing loan with Lloyds and they have refunded them all back to us as they are closed accounts, and they have not at all refunded anything of these to the open account where we are still catching up on due to difficulties in the past.

Thanks Di much appreciated.
That gives me some hope - fingers crossed.
Either way its (at least)£11k wiped off the slate - onwards and upwards!
Regards,
Matty

[Never-In-Doubt]

Re: MattyA's Masterplan....

Matty they cannot offset like that mate. You'll get paid the refund.

Well done mate. And thank you so very much for your amazing site donation earlier. Totally unexpected and greatly received.

Best of luck mate - we'll filter out the remainder at the end of the reclaims and formalise a clear up with f&f's if you still want to take that route? Plenty of time yet...

[di30]

Re: MattyA's Masterplan....

Well done Matty, that is so fab!

I don't think they will use the surplus to the other account Matty, as it is a different account.

I have an ongoing loan with Lloyds and they have refunded them all back to us as they are closed accounts, and they have not at all refunded anything of these to the open account where we are still catching up on due to difficulties in the past.

[MattyA]

Re: MattyA's Masterplan....

Hi ,
Nice surprise today - Recieved my monthly statement from MINT as usual (even though it was defaulted last sept) and the entire balance has been wiped out due to refund of PPI premiums and associated interest and now shows a £3K + surplus ,which fingers crossed will come back to me via cheque.
Not holding my breath though as I have a Natwest CC also in default - so they may use the surplus to reduce that balance - we will see.
Never the less still a nice surprise and another debt wiped.

I am now going to challenge their calculations / interest rates used etc and also reclaim all payments made to the card since the balance should have become zero (retrospective view of the account as it should have been without ppi & associated interest added - hope I am making sense) along with all default charges and associated interest.
This should be worth a few more quid yet.

Matty

[di30]

Re: MattyA's Masterplan....

Excellent news Matty, well done!

[MattyA]

Re: MattyA's Masterplan....

Quick update from the other side of the pond!

Despite being away I have continued to chase Barclaycard for payment / refund of the PPI premiumd etc.(I signed the agreement / acceptance form on 3/9/2010)
Received a call back yesterday confirming that it has been made yesterday via BACS and should be in my account within 4 working days.....fingers crossed.
Hope everyone is well.

Matty

[di30]

Re: MattyA's Masterplan....

Glad your back Matey we did miss you

Aww thank you xx

[IF]

Re: MattyA's Masterplan....

Glad your back Matey we did miss you

[di30]

Re: MattyA's Masterplan....

Thank you and Thank you LOL, I was like this when I lost connection

[amersall]

Re: MattyA's Masterplan....

Sorry to have highjacked your thread Matty
Although technically tis Di who is to blame

[MattyA]

Re: MattyA's Masterplan....

Welcome back di

[amersall]

Re: MattyA's Masterplan....

Nice to have you "live" again Di