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Capital 1 court claim

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  • Capital 1 court claim

    Hi
    so I’m in the middle of a court claim made by capital one via Overdales solicitors for an old credit card claim.
    have sent CCA AND CPR request with help from a similar site.
    card taken out in 2017

    recieved back a small bundle from Overdales which I have attached.
    everything seems ok to an untrained eye apart from the fact the terms and conditions are extremely short compared to similar cap 1 terms and conditions.
    can anyone help with possibly defending this going forward?

  • #2
    My advice is to contact Colin G Quinn
    JRS. The first interview is free.

    Comment


    • #3
      Can’t really afford a solicitor
      is this not forum to get help and advice? Or have I misunderstood ?

      Comment


      • #4
        Originally posted by Mmmm11 View Post
        Can’t really afford a solicitor
        is this not forum to get help and advice? Or have I misunderstood ?
        Please understand JCS will give you advice that initial Consultancy is Free!
        Their advice will be current! Which you need to know!

        A AAD Diary really helps because it gives a framework of the Debt.

        Comment


        • #5
          There is no harm talking to a lawyer for free general advice. There are not many active posters on here I’m afraid. Some have good understanding others are quite directive

          Comment


          • #6
            Originally posted by Mmmm11 View Post
            Hi
            so I’m in the middle of a court claim made by capital one via Overdales solicitors for an old credit card claim.
            have sent CCA AND CPR request with help from a similar site.
            card taken out in 2017

            recieved back a small bundle from Overdales which I have attached.
            everything seems ok to an untrained eye apart from the fact the terms and conditions are extremely short compared to similar cap 1 terms and conditions.
            can anyone help with possibly defending this going forward?
            Well you Could send the CCA you have received to Never-In-Doubt (Niddy)
            He has been looking at CCA's in an advisory capacity for decades! Nobody else sees the CCA other than Niddy!

            Now Overdales were I believe part of the Lowell Group
            Who issued the Claim?

            It will help if you can supply the following information!


            Type of account -
            Date commenced -
            Approx balance -
            Date last paid -
            Are you on arrangement or not paying -
            Account owner

            Comment


            • #7
              Originally posted by Mmmm11 View Post
              Hi
              so I’m in the middle of a court claim made by capital one via Overdales solicitors for an old credit card claim.
              Just exactly where in the middle are you? How far has it progressed?

              BTW - nothing was attached, and in any case you should not post anything which identifies you.

              Comment


              • #8
                Are you niddy?
                im up to DQS Exchanged and filed

                Comment


                • #9
                  It kept giving an error message when trying to upload

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                  • #10
                    Type of account -credit card
                    Date commenced -2016
                    Approx balance -2000
                    Date last paid -16 months
                    Are you on arrangement or not paying -no
                    Account owner lowell

                    Comment


                    • #11
                      Originally posted by Mmmm11 View Post
                      Are you niddy?
                      im up to DQS Exchanged and filed
                      Niddy is never in doubt no one else.

                      Have you received a default notice?
                      I would send a DSAR to Capital one for everything to see what there is.

                      Comment


                      • #12
                        Yes. Definitely notice is legit
                        waiting for dsar.
                        thanx

                        Comment


                        • #13
                          I meant default notice is fine. Sorry. Autocorrect ?

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                          • #14
                            Well I tried private messaging niddy as advised but it seems the chap above received the message

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                            • #15
                              Originally posted by Mmmm11 View Post
                              Well I tried private messaging niddy as advised but it seems the chap above received the message
                              If you mean me, no, I wouldn't have received anything. In your first post I took it to mean that you had attached something to that post on this thread.

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