Capital 1 court claim

[Mmmm11]

Ahh. I thought I did attach to the first message. But I have been getting error messages. Don’t worry. Identifiable things are blanked out

bur having another look at his profile, it seems niddy hasn’t been on here for a while

[Roger]

Right so we have Lowell as the claimant!
I think you need to read the following
https://all-about-debt.co.uk/forum/d...ca#post1549869

"..
Joanna Connolly Solicitors has a near impeccable record in assisting consumers who have been sued by Lowell and often in most cases, upon our firm being instructed, few of these cases ever actually reach a court hearing date.

Given the recent contact we have received, it is likely Lowell have issued many many other similar claims against consumers in respect of stale credit card or loan debts, as Lowell by its own admission is a bulk debt purchaser and uses the Court’s Money Claim Online process to subsequently issue claims against consumers in bulk.

Our success rate against Lowell has, to date, been down to, amongst other areas, Joanna Connolly Solicitors specialist expertise in the Consumer Credit Market, the Consumer Credit Act 1974 and associated Regulations, and as to other statutory instruments and legislation requiring Lowell as Claimant to prove legal title to the alleged debts Lowell claim to have purchased.
.."

"..
The fact Lowell is in the process of seeking to cancel its FCA authorisation opens up another potential limb of a defence to consumers going forward who are sued by Lowell Portfolio I Ltd. However, it must be noted that this is a complex area of law and requires specific legal expertise and prior case knowledge, in order to properly defend a claim on this basis.

If anyone has any questions or has recently received a claim form from Lowell/Overdales, or is currently engaged in litigation with that firm, or any other firm, we always welcome contact.

As always, our initial advice is free.
.."

I strongly suggest contacting
@Colin G Quinn

[Mmmm11]

Thanks. I will wait for the return of the Dsar. See what’s there. And give them a tinkle. Cheers

[Joanna Connolly]

Had the DSAR arrived ?

Legal Disclaimer
I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.

If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340.

[Mmmm11]

Hi Joanna

yes it did. Everything seemed to be in order apart from the notice of assignment. But we have now received a tomlin order where they have accepted a token payment of £1 a month with no conditions attached. Which I’m told means that figure won’t ever change.