Capital 1 court claim

[Mmmm11]

Hi
so I’m in the middle of a court claim made by capital one via Overdales solicitors for an old credit card claim.
have sent CCA AND CPR request with help from a similar site.
card taken out in 2017

recieved back a small bundle from Overdales which I have attached.
everything seems ok to an untrained eye apart from the fact the terms and conditions are extremely short compared to similar cap 1 terms and conditions.
can anyone help with possibly defending this going forward?

[Roger]

My advice is to contact Colin G Quinn
JRS. The first interview is free.

[Mmmm11]

Can’t really afford a solicitor
is this not forum to get help and advice? Or have I misunderstood ?

[Roger]

Can’t really afford a solicitor
is this not forum to get help and advice? Or have I misunderstood ?

Please understand JCS will give you advice that initial Consultancy is Free!
Their advice will be current! Which you need to know!

A AAD Diary really helps because it gives a framework of the Debt.

[Dottir]

There is no harm talking to a lawyer for free general advice. There are not many active posters on here I’m afraid. Some have good understanding others are quite directive

[Roger]

Hi
so I’m in the middle of a court claim made by capital one via Overdales solicitors for an old credit card claim.
have sent CCA AND CPR request with help from a similar site.
card taken out in 2017

recieved back a small bundle from Overdales which I have attached.
everything seems ok to an untrained eye apart from the fact the terms and conditions are extremely short compared to similar cap 1 terms and conditions.
can anyone help with possibly defending this going forward?

Well you Could send the CCA you have received to Never-In-Doubt (Niddy)
He has been looking at CCA's in an advisory capacity for decades! Nobody else sees the CCA other than Niddy!

Now Overdales were I believe part of the Lowell Group
Who issued the Claim?

It will help if you can supply the following information!


Type of account -
Date commenced -
Approx balance -
Date last paid -
Are you on arrangement or not paying -
Account owner

[Still Waving]

Hi
so I’m in the middle of a court claim made by capital one via Overdales solicitors for an old credit card claim.

Just exactly where in the middle are you? How far has it progressed?

BTW - nothing was attached, and in any case you should not post anything which identifies you.

[Mmmm11]

Are you niddy?
im up to DQS Exchanged and filed

[Mmmm11]

It kept giving an error message when trying to upload

[Mmmm11]

Type of account -credit card
Date commenced -2016
Approx balance -2000
Date last paid -16 months
Are you on arrangement or not paying -no
Account owner lowell

[Dottir]

Are you niddy?
im up to DQS Exchanged and filed

Niddy is never in doubt no one else.

Have you received a default notice?
I would send a DSAR to Capital one for everything to see what there is.

[Mmmm11]

Yes. Definitely notice is legit
waiting for dsar.
thanx

[Mmmm11]

I meant default notice is fine. Sorry. Autocorrect ?

[Mmmm11]

Well I tried private messaging niddy as advised but it seems the chap above received the message

[Still Waving]

Well I tried private messaging niddy as advised but it seems the chap above received the message

If you mean me, no, I wouldn't have received anything. In your first post I took it to mean that you had attached something to that post on this thread.