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**davidm** · 5 March 2012, 19:22

Re: myself v MBNA advice please

i have sent two cca requests to mbna for different accounts and had no reply on either ,whats the next step on this ???

**MrsD** · 5 March 2012, 19:27

Re: myself v MBNA advice please

just wait, while they haven't replied they are in default of your request and the account is deemed unenforceable until they produce the correct paperwork (if ever....)

Have you stopped paying?

**davidm** · 5 March 2012, 19:46

Re: myself v MBNA advice please

yes havent paid ,they put a default on both accounts

**MrsD** · 5 March 2012, 19:50

Re: myself v MBNA advice please

Ok, don't speak to them on the phone and let us know if anything comes back, anything at all.

other than that, just sit back and relax a bit!!!

**GlobalC** · 5 March 2012, 21:20

Re: myself v MBNA advice please

which they'd hurry up and default me, all i get is phone calls and text messages, they've even resorted to calling on mobile's to catch me out!

**PlanB** · 5 March 2012, 22:48

Re: myself v MBNA advice please

Originally posted by globalcrossings View Post

which they'd hurry up and default me, all i get is phone calls and text messages, they've even resorted to calling on mobile's to catch me out!

I phoned back one of those mobile numbers and got a girl called Victoria. So I gave out the number on a live radio show I was doing the following week and asked all the listeners to ring her at odd hours

**davidm** · 6 March 2012, 18:49

Re: myself v MBNA advice please

i recieved this letter today in response of one of my cca requests ,together with a copy of my cca letter and the £1.00 postal order

Attached Files

**MrsD** · 6 March 2012, 19:24

Re: myself v MBNA advice please

they don't have to take the fee, so sit back and relax until they find something to send you.

**PlanB** · 6 March 2012, 23:13

Re: myself v MBNA advice please

Originally posted by evenlessdopey View Post

they don't have to take the fee, so sit back and relax until they find something to send you.

Mrs Dopey. If a DCA rejects the fee are they off the hook? AIC have always sent back my postal orders and tell me to write to the OC not them. I obviously send back the "You're Wrong About That" template letter and then it goes silent until the next DCA picks up the baton

**davidm** · 7 March 2012, 19:36

Re: myself v MBNA advice please

ok thank you

**davidm** · 15 March 2012, 20:15

Re: myself v MBNA advice please

just got these papers today in response to one of my cca requests .
if i need better pics will try again ,what do you think ?? plus the t&cs

Attached Files