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  • #31
    Re: advice on credit card debts

    Originally posted by davidm View Post
    Ok niddy will send the letter ,what do you think the response will be ??
    doesn't matter cos we'll still beat them and make them believe it is unenforceable (well thats the plan anyway)
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #32
      Re: advice on credit card debts

      email sent niddy

      Comment


      • #33
        Re: advice on credit card debts

        got this today from crapquest as niddy says this is UE shall i just ignore it or can i send a nice letter
        Attached Files

        Comment


        • #34
          Re: advice on credit card debts

          Originally posted by davidm View Post
          can i send a nice letter
          Such as replying that your advisers just gave the cryptic reply that you should refer them to the case of Arkell v Pressdram, that when you asked for an explanation your advisers just sniggered and that perhaps they might ask HL Legal for an explanation?

          Comment


          • #35
            Re: advice on credit card debts

            Originally posted by davidm View Post
            got this today from crapquest as niddy says this is UE shall i just ignore it or can i send a nice letter
            I Would just ignore for now...........
            Originally posted by CleverClogs View Post
            Such as replying that your advisers just gave the cryptic reply that you should refer them to the case of Arkell v Pressdram, that when you asked for an explanation your advisers just sniggered and that perhaps they might ask HL Legal for an explanation?
            CC........
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #36
              Re: advice on credit card debts

              capquest are now texting me asking why i have not responded to there letter .

              Comment


              • #37
                Re: advice on credit card debts

                Why not amend Our Templates | Harassment & Intimidation Templates | Harassment by Telephone to include texts and send it to them if they're so desperate for a reply.

                Capquest are just trying to scare you but don't let them - the Capital One debt is UE. They'll soon disappear back into the undergrowth.
                Let your smile change the world but don't let the world change your smile


                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment


                • #38
                  Re: advice on credit card debts

                  Just text back and tell the dopes that you died from drink last Thursday.

                  Comment


                  • #39
                    Re: advice on credit card debts

                    Originally posted by davidm View Post
                    capquest are now texting me asking why i have not responded to there letter .
                    Text back and say "cos I aint got no credit, buy me a top-up and I will then reply"
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                    Comment


                    • #40
                      Re: advice on credit card debts

                      Or text back "FOESAD" which is an expression of severe disdain.

                      Comment


                      • #41
                        Re: advice on credit card debts

                        got this letter today they have offered me a settlement figure a discount of over £650 quid,how shall i reply to this one ??? sorry about the pic can do another if needed
                        Attached Files

                        Comment


                        • #42
                          Re: advice on credit card debts

                          Originally posted by davidm View Post
                          got this letter today they have offered me a settlement figure a discount of over £650 quid,how shall i reply to this one ??? sorry about the pic can do another if needed
                          I Would not worry about that letter. I Would just ignore, see what they send next
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment


                          • #43
                            Re: advice on credit card debts

                            Originally posted by in 2 deep View Post
                            I Would not worry about that letter. I Would just ignore, see what they send next
                            ok thanks what a bunch of

                            Comment


                            • #44
                              Re: advice on credit card debts

                              Originally posted by davidm View Post
                              got this letter today they have offered me a settlement figure a discount of over £650 quid,
                              That suggests that they paid £100 (if that!) for the alleged debt.

                              Do you believe that Mr Butterworth was really given the name of Marcus?

                              Ambitiosa? Mihi?

                              Comment


                              • #45
                                Re: advice on credit card debts

                                Originally posted by CleverClogs View Post
                                That suggests that they paid £100 (if that!) for the alleged debt.

                                Do you believe that Mr Butterworth was really given the name of Marcus?

                                Ambitiosa? Mihi?

                                Comment

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