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Re: HSBC & DG Solicitors
No - it is fine, really - please mate noooooo more paperwork!
I have it - leave it with me
No - it is fine, really - please mate noooooo more paperwork!
I have it - leave it with me
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Re: HSBC & DG Solicitors
I sent them a letter questioning the default entries, I got this back;Attached FilesI used to be afraid
of the post... Now I look forward to it - so I can stick it to the DCA's
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Re: HSBC & DG Solicitors
They say the loan and the Ban balance (Overdrawn).
1. Can they combine the two into 1 debt.
2. They say the defaults will remain on my file until the WHOLE balance is paid. Can they do this when one is for over £6k and the other is for just over £60. how exactly are they sharing the payment out between the two accounts?
Shouldn't they pay the smallest one off first?I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA'sComment
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Re: HSBC & DG Solicitors
Just had another thought, they are offering me some money back, I'm thinking of asking for more as I have lost out on interest....
Hang on, it says interest too, not read it all properly as I've got kitten-eye (just woke up) lolLast edited by pooky2483; 20 June 2013, 11:24.I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA'sComment
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Re: HSBC & DG Solicitors
How stupid, I just tried calling to speak to him and never even got past the receptionist.
She wanted to know my Banking security password... FFS, The account was closed 6-7 years ago.I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA'sComment
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Re: HSBC & DG Solicitors
I've spoken to Jamie (who sent the letter) and he said he'll be posting a letter confirming he's going to be sending a cheque for £150.
He also gave me an address to write to, so I can question the merging of the two debts and separate defaults. Also the fact that the Bank default will not clear until 6 years, along with the loan one. What I am unhappy with is the status of it, the loan was for over £6k and the Bank one was for only £66. So my reasoning is the bank one should show as settled.
The address he gave me was;
Metropolitan Collection Services
Po Box 5338
Coventry District Service Centre
Binley Business Park
Coventry
CV3 9FRI used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA'sComment
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Re: HSBC & DG Solicitors
I recently sent them letters (dated 2013/08/01 & 2013/10/28) stating that I am having to reduce payment, first to £25 and then to £2. I didn't get any reply from the first letter but since sending the second letter, I have got this reply (well, threat-o-gram)...
I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA'sComment
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Re: HSBC & DG Solicitors
Resend a copy of the letters to them RECORDED delivery mate.I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: HSBC & DG Solicitors
Usually do but up until now these have not been a problem so not felt the need, proved they're all bar stools.I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA'sComment
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Re: HSBC & DG Solicitors
They got my letter, but they're being assholes...
I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA'sComment
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Re: HSBC & DG Solicitors
True to form , they usually at this stage are issuing N1s - they did to me, whilst you think they are negotiating/I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: HSBC & DG Solicitors
What's an 'N1' ? - I guess it's something nasty...Originally posted by The Tech Clerk View PostI used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA'sComment
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Re: HSBC & DG Solicitors
Sorry N1 is court summons,I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: HSBC & DG Solicitors
Sorry N1 is court summons, might of changed their ways,there again they farm out more these days I believe, as they got rapped back along, see what happens, but keep their letters as you have offered, and a I&E has been requested, which you give or not, you should investigate more in this area, others will advise also.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: HSBC & DG Solicitors
Re I.E's, I don't have to submit a detailed one, Niddy has said (can't remember when) that all I have to give them is;
In £1000.00
Out£999.00
Left£1.00
I don't have to submit a detailed one unless ordered to by a court judge.
And I keep ALL letters from everything and also scan them to keep a copy.I used to be afraid of the post... Now I look forward to it - so I can stick it to the DCA'sComment
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