Payday Loans and charges

[jon1965]

Re: Payday Loans and charges

Oh don't you just love Wonga, been in a repayment plan for two year, as you know have been emailing them like mad for a month, sent recorded delivery letter to JB debt recover , emailed that letter to wonga...and today i got this


Hi Jon,

Thank you for getting in touch with us. Now we are aware that you are experiencing some level of financial hardship, we will freeze interest and charges on your account for a period of 31 days. We will also stop sending any collections related correspondence during this time.

At the moment your account is £332.10 in arrears.

We will be happy to discuss setting you up onto a repayment plan for your balance.
Please suggest the largest payments you will be able to make and the date you would be able to make these payments each month.
This offer is made on a wholly without prejudice basis and will be withdrawn in the event that any installment is not paid in full and on time.
If you need to speak to anyone here in the meantime, please
do not hesitate to call our friendly Hardship Team on 08448 429 110, or
reply with a convenient time for us to call you.
Kind Regards,

Wonga Team

T: 0844 842 9110
E: collections@wonga.com



God bless em
Oh and I know what to do.....what I am best at...nothing

[jon1965]

Re: Payday Loans and charges

Frankly that may yet come true, except it could be a "Big House" I will be living in .
It's being so cheerful that keeps me going

[Never-In-Doubt]

Re: Payday Loans and charges

Consider this approach if easier

---> allaboutFORUMS - View Single Post - Debt and Loan Help Pleazzzzzzee.......

[jon1965]

Re: Payday Loans and charges

True it will take one hell of a lot more than that to get me back on the straight and narrow...don't think I was ever on it
But yes that is what I took away from it.....easier said than done for someone who just has to have the last word....but I guess I can wait 6 years before I have it!

There really are some very very wicked people on this site...I love it

[jon1965]

Re: Payday Loans and charges

Thank you..I like
Very tempting to use Arkell v. Pressdram
Had a very bad couple of days so nice to be nudged back onto the straight and narrow

[jon1965]

Re: Payday Loans and charges

Inspite of a few emails in the last 24 hours I have had two call, two emails and two txtx from wagedayadvance. When I answered the phone he just asked my name then said you havent made the arranged payment. I told him I wouldn't discuss it over the phone.
Am going to send them copies by post to the complaints department mentioning OFT investigations, Data protection etc.
Any thoughts.....bet you have a good idea CC?

[jon1965]

Re: Payday Loans and charges

Why not call them - from a 'phone box - to tell them that?

They'll get the 'phone number and waste many hours trying to harass you on it.

I am not wasting my money on them. Just going to ignore them

[CleverClogs (RIP)]

Re: Payday Loans and charges

MacKenzie hall...what a bunch of twits
They have asked me to call them as they dont have a phone number. I wonder if they can read "all correspondance must be in writing"

Why not call them - from a 'phone box - to tell them that?

They'll get the 'phone number and waste many hours trying to harass you on it.

[jon1965]

Re: Payday Loans and charges

MacKenzie hall...what a bunch of twits
They have asked me to call them as they dont have a phone number. I wonder if they can read "all correspondance must be in writing"
Going to ignore them, if they want something specific they can ask for it....

[jon1965]

Re: Payday Loans and charges

CC you really are a smart arse with your sarky comments. But thank you for your advice.
I think, then, that my best course of action is to completely ignore them at the moment , use the "come back to me with a proper statement " line if they start to hassel me, then if they follow the legal route come and cry on your shoulder and beg for help

[CleverClogs (RIP)]

Re: Payday Loans and charges

This lot need shutting down - along with all the other shysters offering similar 'services'.

Why oh why are they allowed to operate when loan sharks offer a better rate of interest........and they are subject to advertising campaigns from the authorities asking people to 'shop' 'em.

I have sometimes suggested that, following the "success" with usurious consumer credit, a similar licensing scheme be introduced for burglary. A licensed burglar would be immune from prosecution as long as s/he complied with a rigid Code of Conduct which would include such key points as:

• Not removing any items of obvious sentimental attachment
• Not burgling the same property more than twice in five years, unless there has been a change of owner
• Never causing needless mess or mindless damage
• Always leaving a business card behind that gives their registration details

I am sure that such a scheme could help to reform domestic and commercial burglary going forward.

[MattyA]

Re: Payday Loans and charges

This lot need shutting down - along with all the other shysters offering similar 'services'.

Why oh why are they allowed to operate when loan sharks offer a better rate of interest........and they are subject to advertising campaigns from the authorities asking people to 'shop' 'em.

[CleverClogs (RIP)]

Re: Payday Loans and charges

Thanks. I am more than happy to do that but when or if they issue a county court summons do i have and are there people on here who can help me with a defence and/or counter claim

1. Wonky cannot issue a County Court summons themselves.
2. Only a County Court can do that and they do not welcome competition.
3. It is relatively unlikely that Wanka would try to litigate, as they're all mouth and crap Australian strides.
4. Yes, there are, but I'm not one of them; there are people on here far more able than myself.

[jon1965]

Re: Payday Loans and charges

Thanks. I am more than happy to do that but when or if they issue a county court summons do i have and are there people on here who can help me with a defence and/or counter claim

[Never-In-Doubt]

Re: Payday Loans and charges

ignore the fuckers - they are scum