Barclaycard - markers and contact

[malamute]

Re: Barclaycard - markers and contact

Sorry to bump but I got another letter from barclays demanding payment now (although no had the official default notice yet that they said was going to be sent).

Oh and they calling and texting asking for payment - not that that bothers me because I ignore the call but it is annoying.

[Deepie]

Re: Barclaycard - markers and contact

Sorry to bump but I got another letter from barclays demanding payment now (although no had the official default notice yet that they said was going to be sent).

Oh and they calling and texting asking for payment - not that that bothers me because I ignore the call but it is annoying.

Send them this-----> Harassment by Telephone

[malamute]

Re: Barclaycard - markers and contact

Send them this-----> Harassment by Telephone

I've drafted that - but like I say its not that i'm bothered by.

Should I need to held them off til statute barred date (thinking its 29th march) would a Subject Access Request help? I read on another thread that you can verify the statute barred date from that?

Given its post 2007 will a recon agreement suffice?

Thanks!

[ken100464]

Re: Barclaycard - markers and contact

How threatening is the Barclays letter? You got 5 weeks to waste. Its not with a DCA. Is it with inhouse thugs?

[malamute]

Re: Barclaycard - markers and contact

How threatening is the Barclays letter? You got 5 weeks to waste. Its not with a DCA. Is it with inhouse thugs?

Thanks for replying

Largely a formal demand and the recon plus covering letter saying that no dispute. I

Its just "barclaycard collections" at the minute - not Mercers (in house ones) as I assume they cant as officially they've only warned me a default notice is coming (dated 28th September 2008).

5 weeks yes - based on the default date that they confirm.

[ken100464]

Re: Barclaycard - markers and contact

IMO I think I would like others better than me on this to comment. But where we gleefully waste weeks not replying and dawdling with replies here you are looking at wasting days as being your goal. They can demand away as long as they want if they aint threatening. If this letter isnt threatening then perhaps just file and see what happens next. Safe in the knowledge time is ebbing away for them.

But of course others may think otherwise.

[malamute]

Re: Barclaycard - markers and contact

Thank you!

I've spent years happily ignoring and waiting, and not worrying about the what if's but this account coming back to life has got me back to thinking the What Ifs again.

[ken100464]

Re: Barclaycard - markers and contact

Only natural. The goal or grail we all seek is there before you in touching distance.

So for one to wake so close to SB will cause concern. But if you look with the eyes that has become accustomed to bank speak. Does it say anything different to what you normally bat away?

If not then as you say its your wanting this to be SB thats clouding what your seeing. Its going to be long old 5 weeks. But the forums here for any doubts.

Good luck.

[Deepie]

Re: Barclaycard - markers and contact

Thank you!

I've spent years happily ignoring.

.........

[malamute]

Re: Barclaycard - markers and contact

Only natural. The goal or grail we all seek is there before you in touching distance.

So for one to wake so close to SB will cause concern. But if you look with the eyes that has become accustomed to bank speak. Does it say anything different to what you normally bat away?

If not then as you say its your wanting this to be SB thats clouding what your seeing. Its going to be long old 5 weeks. But the forums here for any doubts.

Good luck.

Thank you - your response helps.

To be honest - with what you say in mind - this is the slow bit when they say "pay, ok here's your agreement so pay, pay, pay, fine we've sold it" so its not something I have heard before.

I've posted off a please stop phoning me letter and will see what they say next........

thanks again.

[malamute]

Re: Barclaycard - markers and contact

By way of update - no default notice as mentioned in their original letter (bovvered!)

No other correspondance....or calls......

watch this space........................

[malamute]

Re: Barclaycard - markers and contact

OK!!!

So If my Default was supposed to be dated 28th September it means that my last payment in the month of March was made on or before March 28th - TODAY!!!!!

Since the random letter I posted about a month ago - telling me they should've defaulted the and will be - I've heard diddly!!!!! Nada!!!!! ZIP!!!

So.........

Account is still showing as Late (6) - for now 72 Months on CRF.

Regarding the balance it has increased during this time and dropped by an amount of £1 in Feb 2011. But I've not a clue why as our last contact before now was May 2008.




In Feb 2011 the reported balance dropped by £1 but i've not a clue why it would've done

[Never-In-Doubt]

Re: Barclaycard - markers and contact

The balance could be due to application of the cca fee (then refunded).

So what type of account is this?

[malamute]

Re: Barclaycard - markers and contact

Hi there, it is a barclaycard - i did a cca in early 2008 on this account. Surely wouldn't have been able to apply the cca fee 3 years later?

[helmsman]

Re: Barclaycard - markers and contact

OK!!!

So If my Default was supposed to be dated 28th September it means that my last payment in the month of March was made on or before March 28th - TODAY!!!!!

Since the random letter I posted about a month ago - telling me they should've defaulted the and will be - I've heard diddly!!!!! Nada!!!!! ZIP!!!

So.........

Account is still showing as Late (6) - for now 72 Months on CRF.

Regarding the balance it has increased during this time and dropped by an amount of £1 in Feb 2011. But I've not a clue why as our last contact before now was May 2008.




In Feb 2011 the reported balance dropped by £1 but i've not a clue why it would've done

Hi,
Same here late markers for 42 months last paid Sept 2010 still no default showing.